Ibicuruzwa
Incamake ya WVOE
Ese uwaguhaye inguzanyo yasabye kuvugurura umushahara inshuro nyinshi bitewe nuburyo bwo kwandika?
Uwatanze inguzanyo yabaze amafaranga winjiza akakubwira ko utujuje ibyangombwa byinguzanyo?
Ntabwo washoboye kubona W2 yawe cyangwa umushahara wawe?
Abahawe inguzanyo bahembwa bahabwa umushahara uhoraho cyangwa umushahara utangwa n'umukoresha mu gusubiza serivisi yatanzwe kandi nta nyungu bafite cyangwa inyungu ziri munsi ya 25% mu bucuruzi. Indishyi zishobora gushingira ku isaha, buri cyumweru, biweekly, buri kwezi, cyangwa igice cya buri kwezi. Niba buri saha, umubare wamasaha ateganijwe ugomba gukemurwa. Amafaranga yinjiye yagenzuwe agomba guhindurwa mumadorari yukwezi kugirango akoreshwe kubisabwa (Ifishi ya FNMA 1003). Mubushishozi bwumwanditsi, hashobora gusabwa inyandiko yinyongera yinjiza.
Igipimo:KANDA HANO
Gahunda ya WVOE
Icyiza. LTV
70%
Icyiza. Amafaranga y'inguzanyo
$ 2M
Min. FICO
680
5/6 INGABO, 7/6 INGABO
♦ Nta Paystub / W2 / imenyekanisha ry'umusoro / 4506-C;
♦ Nta bihano byishyuwe mbere;
♦ Abanyamahanga Bemerewe;
Biboneka muri CA, NV na TX.
Inyungu za WVOE
Ikintu cyaranze iyi gahunda nuburyo bworoshye. Inyandiko yonyine isabwa kubara amafaranga yujuje ibyangombwa muriyi gahunda ni ifishi ya WVOE. Ibi biratanga uburyo bworoshye kandi bworoshye kubagurijwe inguzanyo bafite ubushobozi bwo kwishyura bashobora kuba barabuze umurongo ngenderwaho hamwe na gahunda y'ibigo.
Nigute Kubara Umushahara?
- Koresha umushahara fatizo (igice cyakwezi, kabiri-icyumweru, cyangwa igipimo cyisaha nkuko ushyigikiwe na YTD) kuva WVOE.
Ingero:
- Igice cya buri kwezi: Amafaranga ya Semi-ukwezi yikubye inshuro 2 ahwanye ninjiza buri kwezi.
- Icyumweru-Icyumweru: Amafaranga ya buri cyumweru yikubye 26 yagabanijwe na 12 angana ninjiza buri kwezi.
- Umwarimu yishyuye amezi 9: Amafaranga yukwezi yikubye amezi 9 ugabanijwe namezi 12 ahwanye ninjiza yujuje ibyangombwa buri kwezi.
Ibutsa umukoresha kuzuza urupapuro rwa WVOE, hanyuma uwagurijwe azakomeza inguzanyo byihuse.