18/10/2023

Mugihe utekereza gukoresha umuhuza winguzanyo kugirango agufashe kubona inguzanyo nziza murugo, birasanzwe kwibaza uburyo bahabwa ingurane.Inguzanyo z'abakozi b'inguzanyo zirashobora gutandukana, kandi gusobanukirwa uburyo aba banyamwuga bahembwa ni ngombwa kubaguriza ndetse naba broker.Muri iyi mfashanyigisho yuzuye, tuzasesengura ibintu bigira ingaruka ku ndishyi zishingiye ku nguzanyo no gusubiza ikibazo: Abakora inguzanyo bahembwa angahe?

Ibyingenzi byinguzanyo ya Broker Indishyi

Abahuza inguzanyo bakora nkumuhuza hagati yabagurijwe nabatanga inguzanyo, bafasha abahawe inguzanyo kubona inguzanyo zinguzanyo zikwiye.Binjiza amafaranga binyuze muburyo butandukanye bwo kwishyura, harimo:

1. Indishyi zishyuwe

Muri ubu buryo, uwatanze inguzanyo yishyura umukoresha wa komisiyo komisiyo.Iyi komisiyo mubusanzwe ni ijanisha ryamafaranga yinguzanyo, akenshi hafi 1% kugeza 2% byinguzanyo zose.Abaguriza ntabwo bishyura broker muri iki gihe.

2. Indishyi-Yishyuwe

Abaguriza barashobora guhitamo kuriha inguzanyo yinguzanyo kubikorwa byabo.Uku kwishyura kurashobora kuba amafaranga aringaniye cyangwa ijanisha ryamafaranga yinguzanyo.Nibyingenzi kuganira kumiterere yamafaranga hamwe na broker wawe imbere.

3. Tanga Ikwirakwizwa rya Premium (YSP)

YSP ni uburyo bw'indishyi aho uwatanze inguzanyo yishyura broker igihembo cyo kubona inguzanyo hamwe ninyungu irenze igipimo gito cyo kuguriza yujuje.Iyi premium irashobora kuba isoko yinyongera yinjiza kuri broker.

Ibintu bigira ingaruka ku nguzanyo ya Broker Indishyi

Ibintu byinshi bigira ingaruka kumubare w'inguzanyo ahembwa:

1. Ingano y'inguzanyo

Umubare munini w'inguzanyo, niko umukoresha w'inguzanyo ashobora kubona, cyane cyane muburyo bw'indishyi zishyuwe n'abaguriza aho komisiyo y'abakozi ari ijanisha ry'amafaranga y'inguzanyo.

2. Ubwoko bw'inguzanyo

Ubwoko butandukanye bwinguzanyo, nkibisanzwe, FHA, cyangwa VA inguzanyo, birashobora gutanga ibiciro bitandukanye byindishyi kubakoresha.

3. Isoko n'aho biherereye

Indishyi zirashobora gutandukana ukurikije aho isoko ryifashe.Abahuza mumasoko arushanwa barashobora kubona komisiyo zisumbuye.

4. Uburambe bwa Broker nicyubahiro

Inararibonye zuburambe zifite izina rikomeye zirashobora gutegeka ibiciro byindishyi.

5. Ubuhanga bwo kuganira

Abasaba inguzanyo barashobora kugira umwanya wo kuganira ku ndishyi z'umukoresha, cyane cyane mu bihe byishyurwa n'abagurijwe.

Gukorera mu mucyo

Kimwe mu bintu by'ingenzi mu gusobanukirwa indishyi z'abakoresha inguzanyo ni gukorera mu mucyo.Abakora umwuga bagomba kumenyekanisha imiterere yindishyi kubaguriza, baba abishyuye inguzanyo cyangwa abishyuye.Abaguriza bafite uburenganzira bwo kumenya amafaranga broker azinjiza mubikorwa.

Umwanzuro

Inguzanyo z'abakozi b'inguzanyo zirashobora gutandukana hashingiwe ku bintu byinshi, harimo urugero rw'indishyi, ingano y'inguzanyo, n'imiterere y'isoko.Kumva umubare wabatanga inguzanyo bahembwa nibyingenzi kubaguriza, kuko bifasha kumenya gukorera mu mucyo kandi bigatuma abahawe inguzanyo bafata ibyemezo byuzuye.Waba uhisemo inguzanyo yishyuwe cyangwa uwagurijwe yishyuwe, kuganira ku ndishyi na broker wawe ni intambwe ikomeye muburyo bwo gutanga inguzanyo.Wibuke ko uwishyuye inguzanyo yishyuwe neza kandi afite uburambe arashobora gutanga ubufasha bwingirakamaro mugushakisha inguzanyo nziza kubyo ukeneye.

Itangazo: Iyi ngingo yahinduwe na AAA LENDINGS;amwe mumashusho yakuwe kuri enterineti, umwanya wurubuga ntuhagarariwe kandi ntushobora gusubirwamo nta ruhushya.Hariho ingaruka ku isoko kandi ishoramari rigomba kwitonda.Iyi ngingo ntabwo igizwe ninama zishoramari kugiti cye, kandi ntizita ku ntego zihariye zishoramari, uko ubukungu bwifashe cyangwa ibikenerwa nabakoresha kugiti cyabo.Abakoresha bagomba gusuzuma niba ibitekerezo, ibitekerezo cyangwa imyanzuro ikubiye hano ihuye nibibazo byabo.Shora ukurikije ingaruka zawe.