Incamake ya WVOE
WVOEni amahitamo meza kubakorera umushahara udashobora kuba yujuje inguzanyo yinguzanyo kandi adashaka gutanga itandukaniro ryibyangombwa byinjira.
Igipimo:KANDA HANO
Gahunda ya WVOE
7/6 INGABO (5/1/5)
1) Umunyamahanga wemerewe;
2) Nta Paystub / W2 / imenyekanisha ry'umusoro / 4506-C;
3) Amafaranga yatanzwe;
4) Icyiza.Inguzanyo ingana na $ 2M;
5) Icyiza.LTV 70%;
6) Min.FICO 700.
* Niba FICO 680-699, nyamuneka hamagara kubidasanzwe
WVOE ni iki?
Ese uwaguhaye inguzanyo yasabye kuvugurura umushahara inshuro nyinshi bitewe nuburyo bwo kwandika?
Uwatanze inguzanyo yabaze amafaranga winjiza akakubwira ko utujuje ibyangombwa byinguzanyo?
Ntabwo washoboye kubona W2 yawe cyangwa umushahara wawe?
Abahawe inguzanyo bahembwa bahabwa umushahara uhoraho cyangwa umushahara utangwa n'umukoresha mu gusubiza serivisi yatanzwe kandi nta nyungu bafite cyangwa inyungu ziri munsi ya 25% mu bucuruzi.Indishyi zishobora gushingira ku isaha, buri cyumweru, biweekly, buri kwezi, cyangwa igice cya buri kwezi.Niba buri saha, umubare wamasaha ateganijwe ugomba gukemurwa.Amafaranga yinjiye yagenzuwe agomba guhindurwa mumadorari yukwezi kugirango akoreshwe kubisabwa (Ifishi ya FNMA 1003).Mubushishozi bwumwanditsi, hashobora gusabwa inyandiko yinyongera yinjiza.
Inyungu za WVOE
Ikintu cyaranze iyi gahunda ni ubworoherane bwayo.Inyandiko yonyine isabwa kubara amafaranga yujuje ibyangombwa muriyi gahunda ni ifishi ya WVOE.Ibi biratanga uburyo bworoshye kandi bworoshye kubagurijwe inguzanyo bafite ubushobozi bwo kwishyura bashobora kuba barabuze umurongo ngenderwaho hamwe na gahunda y'ibigo.
Nigute ushobora kubara umushahara?
- Koresha umushahara fatizo (igice cyakwezi, kabiri-icyumweru, cyangwa igipimo cyisaha nkuko ushyigikiwe na YTD) kuva WVOE.
Ingero:
- Igice cya buri kwezi: Amafaranga ya Semi-ukwezi yikubye inshuro 2 ahwanye ninjiza buri kwezi.
- Icyumweru-Icyumweru: Amafaranga ya buri cyumweru yikubye 26 yagabanijwe na 12 angana ninjiza buri kwezi.
- Umwarimu yishyuye amezi 9: Amafaranga yukwezi yikubye amezi 9 ugabanijwe namezi 12 ahwanye ninjiza yujuje ibyangombwa buri kwezi.
Ibutsa umukoresha kuzuza urupapuro rwa WVOE, hanyuma uwagurijwe azakomeza inguzanyo byihuse.
