Inguzanyo ya DSCR ni iki?

DSCR isobanura igipimo cyo kwishyura imyenda, kandi ni igitekerezo cyingenzi kwisi yinguzanyo no gutera inkunga imitungo itimukanwa. Igipimo cya Coverage Service Coverage ni igipimo cyamafaranga gikoreshwa nabaguriza kugirango basuzume ubushobozi bwumutungo winjiza amafaranga ahagije kugirango bishyure inshingano zumwenda, harimo kwishyura inguzanyo, imisoro yumutungo, ubwishingizi, hamwe nigiciro cyo kubungabunga.

Nigute DSCR ikora?

Mu magambo yoroshye, Igipimo cya Coverage Service Coverage Igipimo cyumutungo winjiza mubikorwa (NOI) ugereranije ninshingano zumwenda. Irabarwa mugabanye NOI yumutungo na serivisi yimyenda yose. Iyo DSCR iri hejuru, niko umutungo winjiza ugereranije n’umwenda wacyo, byerekana ingaruka nke ku baguriza.

Kuki DSCR ari ngombwa?

DSCR ningirakamaro kubatanga inguzanyo kuko ibafasha gusuzuma ingaruka zijyanye no kuguriza amafaranga kubushoramari butimukanwa. DSCR yo hejuru yerekana ko umutungo winjiza amafaranga ahagije kugirango yishyure umwenda, bigatuma ishoramari ryizewe kurushaho. Kurundi ruhande, DSCR yo hasi irashobora kwerekana ihungabana ryamafaranga hamwe ningaruka nyinshi zo kutishyura.

Nigute Kubara DSCR?

Kubara Igipimo Cya Coverage Igipimo, kurikiza izi ntambwe:

1. Kugena umutungo winjiza mubikorwa (NOI), ninjiza yose yinjizwa numutungo ukuyemo amafaranga yo gukora nko kubungabunga, ibikorwa, n'amafaranga yo gucunga umutungo.
2. Kubara serivisi yimyenda yose yumutungo, harimo kwishyura inguzanyo, imisoro yumutungo, ubwishingizi, nizindi nshingano zose zumwenda zijyanye numutungo.
3. Kugabanya NOI yumutungo na serivisi yimyenda yose kugirango ubone DSCR.

Gusobanura indangagaciro za DSCR

• DSCR
• DSCR = 1: Yerekana ko amafaranga yumutungo yinjiza ahuye neza ninshingano zumwenda, hasigara umwanya wamafaranga atunguranye.
• DSCR> 1: Yerekana ko umutungo winjiza amafaranga arenze ayo akenewe kugirango yishyure umwenda, atanga buffer kumafaranga atunguranye kandi yerekana ko ubukungu bwifashe neza.

Umwanzuro

Muri make, inguzanyo ya DSCR igira uruhare runini mu gutera inkunga imitungo itimukanwa isuzuma ubushobozi bwinjiza umutungo ugereranije ninshingano zawo. Gusobanukirwa DSCR ifasha abashoramari nabatanga inguzanyo gufata ibyemezo byuzuye kubyerekeye ishoramari ryumutungo no kwemeza inguzanyo. Muri AAA LENDINGS, dutanga uburyo butandukanye bwo gutera inkunga, harimo inguzanyo ya DSCR, kugirango dufashe abashoramari kugera ku ntego zabo zo gushora imari mu mutungo utimukanwa. Twandikire uyu munsi kugirango umenye byinshi kubicuruzwa byacu byinguzanyo nuburyo dushobora kugufasha mukubona inkunga kumitungo yawe yishoramari.

Itangazo: Iyi ngingo yahinduwe na AAA LENDINGS; amwe mumashusho yakuwe kuri enterineti, umwanya wurubuga ntuhagarariwe kandi ntushobora gusubirwamo nta ruhushya. Hariho ingaruka ku isoko kandi ishoramari rigomba kwitonda. Iyi ngingo ntabwo igizwe ninama zishoramari kugiti cye, kandi ntizita ku ntego zihariye zishoramari, uko ubukungu bwifashe cyangwa ibikenerwa nabakoresha kugiti cyabo. Abakoresha bagomba gusuzuma niba ibitekerezo, ibitekerezo cyangwa imyanzuro ikubiye hano ihuye nibibazo byabo. Shora ukurikije ingaruka zawe.