Kurinda Nta kazi Nta nguzanyo yinjira kumazu wibanze hamwe ninguzanyo za AAA

Mubice bigoye byisoko ryinguzanyo muri Amerika, gushaka anta kaziNta nguzanyo yinjira kumazu yibanze irashobora gusa nkaho itoroshye. Nyamara, AAA Inguzanyo igaragara nkumufatanyabikorwa wizewe, utanga ibisubizo byihariye kugirango uhuze iki cyifuzo kidasanzwe.

AAAInguzanyoifite amateka adasanzwe, yirata uburambe bwimyaka 15 mubikorwa byo gutanga inguzanyo. Hamwe nogutanga inguzanyo irenga miliyari 20 z'amadolari kandi imaze gufasha imiryango irenga 50.000, ubumenyi bwabo burashimangirwa. Kuba bahari cyane, bikorera muri leta 46 no mu Karere ka Columbiya, biragaragaza ko bigera ku bushobozi bwabo.

Kimwe mu bintu bigaragara mu gutanga inguzanyo ya AAA ni uburyo bwo Kwitegura P&L, ikintu cyingenzi kubashaka Akazi Nta nguzanyo yinjiza. Ihitamo ryemerera abahawe inguzanyo kuzuza inguzanyo badakeneye gutanga umusoro. Kubantu badafite akazi gakondo cyangwa amafaranga yinjiza, iyi ihinduka irashobora guhindura umukino. Irabafasha kwerekana uko ubukungu bwabo bwifashe muburyo bwerekana ubushobozi bwabo bwo kwishyura inguzanyo, bashingiye ku nyungu zabo bwite zateguwe n’igihombo.

Ikindi gicuruzwa kijyanye ninguzanyo ya DSCR. Amafaranga yinjira mu bukode arashobora gukoreshwa kugirango yemererwe iyi nguzanyo, ifitiye akamaro kanini abahawe inguzanyo badashobora kubona akazi gasanzwe ariko bafite amazu akodeshwa. Mugukoresha amafaranga ava muri ubwo bukode, barashobora kubona inguzanyo kubyo batuyemo, bigatuma nyir'inzu aba impamo.

Ihitamo rya HELOC ryatanzwe na AAA Inguzanyo naryo riza rifite ikintu gishimishije - nta gihano cyishyuwe mbere. Ibi bivuze ko abahawe inguzanyo bafite umudendezo wo kwishyura inguzanyo hakiri kare nta yandi mananiza, babaha uburyo bworoshye bwamafaranga.

Igikorwa cyo kwandika kuri AAA Inguzanyo kizwiho guhinduka. Mugihe abandi batanga inguzanyo bashobora kwanga abasaba badafite akazi gakondo ninjiza, AAA Inguzanyo irakinguye. Bareba ibirenze ibisabwa bisanzwe kandi bagatekereza kubintu bitandukanye kugirango bafate icyemezo cyo gutanga inguzanyo. Ubu buryo butanga ibyiringiro kubantu banze mbere nabandi batanga inguzanyo.

Byongeye kandi, gahunda yo gusoza irihuta cyane, mugihe cyo kugereranya mugihe cyibyumweru 3. Ihinduka ryihuse ninyungu nini, cyane cyane iyo abahawe inguzanyo bihutiye kubona inguzanyo kubyo batuyemo. Ubuhamya bwabakiriya burusheho kwemeza serivisi nziza. Abakiriya bashimye iyi kipe kubera ubuhanga bwabo, igipimo cy’ipiganwa, ndetse n’ubushobozi bwo guhagarika inguzanyo mu gihe ntarengwa.
Mu gusoza, niba urimo gushakisha Oya Akazi Nta nguzanyo yinjira kumazu yibanze, Inguzanyo ya AAA ninguzanyo ikwiye gutekereza. Ibicuruzwa byabo bitandukanye byinguzanyo, kwandika byoroshye, nigihe cyo gufunga byihuse bituma bahitamo isoko ryambere ryinguzanyo muri Amerika.