Nta gihano cyo kwishyura mbere: Impano yo Kwishyura P&L Inguzanyo

Muri iyi si igoye kandi ikunze gutera ubwoba inguzanyo muri Reta zunzubumwe zamerika, abahawe inguzanyo bafite ubwabo P&L biteguye ubwabo bahura nibibazo bidasanzwe. Ariko, amahitamo yinguzanyo hamweNta gihano cyo kwishyura mbereigaragara nkumukino uhindura, cyane cyane kuri iri tsinda ryihariye.

AAAInguzanyo, izina rizwi rifite uburambe bwimyaka irenga 15 kandi ryerekana amateka yo gutanga inguzanyo zirenga miliyari 20 z'amadolari yo gufasha imiryango irenga 50.000, yumva neza izo mbogamizi. Batanga ibicuruzwa byinshi byinguzanyo, harimo nibigenewe abahawe inguzanyo hamwe na P&L yiteguye.

Kimwe mu byiza byingenzi byibicuruzwa byabo byinguzanyo ni ukubura igihano cyo kwishyura mbere. Ku baguriza bafite ibyateguwe na P&L, ibibazo byubukungu birashobora kuba bitateganijwe. Ubucuruzi bushobora guhura numuyaga utunguranye, bigatuma uwagurijwe yishyura inguzanyo hakiri kare nkuko byari byitezwe. Mu bihe nk'ibi, igihano cyo kwishyura mbere yo gukora cyaba nk'ikumira, bigatuma uwagurijwe atinyuka gukoresha umwanya wabo wifashe neza. Ariko hamwe na AAA Inguzanyo 'nta nguzanyo yo kwishyura mbere yo kwishyura, abahawe inguzanyo bafite umudendezo wo kwishyura inguzanyo hakiri kare nta yandi mananiza.

Ihinduka ntabwo ritanga amahoro yo mumutima gusa ahubwo ritanga amahirwe yo gutegura igenamigambi ryimari. Abaguriza barashobora gutegura amafaranga yaboIYIkurushaho, kumenya ko bashobora kugabanya umutwaro wimyenda igihe cyose bibagirira akamaro mumafaranga.

Byongeye kandi, gahunda yo kwandika kuri AAA Inguzanyo iroroshye. Mugihe abandi batanga inguzanyo bashobora kwanga abahawe inguzanyo bafite ubwabo biteguye P&L, Inguzanyo za AAA zikunze kuvuga "Yego." Ubu buryo burimo, bufatanije no kutishyurwa mbere yo kwishyura, bituma ibicuruzwa byabo byinguzanyo bishimisha cyane.

Igikorwa cyo gusoza byihuse, hamwe nigihe cyo kugereranya mugihe cyibyumweru 3, byiyongera kubujurire. Abasaba inguzanyo barashobora kubona inguzanyo zabo vuba kandi bagatangira kwishimira ibyiza byo gutunga amazu. Ubuhamya bwatanzwe nabakiriya banyuzwe bugaragaza ubuhanga nubushobozi bwikipe, benshi bashima ubushobozi bwabo bwo gufunga inguzanyo mugihe ntarengwa.

Mu gusoza, niba uri inguzanyo ufite inyandiko yiteguye P&L isaba inguzanyo muri Amerika, tekereza nta nguzanyo yatanzwe mbere yo gutangwa na AAA Inguzanyo. Birashobora kuba urufunguzo rwo gufungura uburambe bwinguzanyo bworoshye kandi budahangayitse.