Ongera ubushobozi bwawe bwinguzanyo hamwe na 5/6 Inguzanyo ya ARM iva muri AAA

Kugenda muri Amerika muri rusange birashobora kugorana, ariko AAA Inguzanyo yoroshya inzira hamwe nayo5/6 UkubokoInguzanyo ku nguzanyo zoroshye. Hamwe namateka yamaze imyaka 15 kandi azwiho kwizerwa, Inguzanyo ya AAA yabaye umufatanyabikorwa wizewe mumiryango itabarika.

Inguzanyo ya 5/6 ARM itanga impirimbanyi zifatika hagati yo gutuza no guhuza n'imihindagurikire. Igihe cyambere cyimyaka 5 yagenwe-igipimo cyemerera abahawe inguzanyo gutegura imari yabo neza. Ibi bifasha cyane cyane kubashaka gushyiraho gahunda ihoraho yo kwishyura mumyaka yambere yo gutunga amazu. Nyuma yigihe cyagenwe, ihinduka ryigice cyumwaka riha abahawe inguzanyo amahirwe yo kungukirwa nigiciro gishobora kugabanuka.

Ubwitange bwa AAA muri serivisi yihariye bugaragarira iyo bigeze ku nguzanyo ya 5/6. Uwatanze inguzanyo yumva ko buriwagurijwe imiterere yihariye. Waba uri umuntu wikorera wenyine ufite P&L yiteguye wenyine cyangwa umushoramari wishingikiriza kumafaranga akodeshwa, inyandiko ya AAA Inguzanyo yoroheje irashobora kuguha ibyo ukeneye.

Gahunda yo gufunga byihuse ninyungu zingenzi. Ku isoko ryimitungo itimukanwa irushanwa, kuba ushobora guhagarika inguzanyo mugihe cyibyumweru 3, cyangwa byihuse nkibyumweru 2 mubihe bimwe, birashobora kuguha umurongo. Abasaba inguzanyo basangiye ubunararibonye bwabo, bagaragaza ubuhanga n'ubwitange bw'ikipe ya AAA y'inguzanyo.

Amabanki yerekana inguzanyo ya banki, ikuraho ibikenewe aKumenyekanisha imisoro, itanga urwego rwongeyeho. Hamwe ninguzanyo ya $ 4.500 yinyongera aboneka binyuze muri QM Community Loan, abahawe inguzanyo barashobora kwishimira amafaranga menshi.

Mubyukuri, Inguzanyo ya 5/6 INGABO ZA AAA Inguzanyo ziraguha imbaraga zo gukoresha neza urugendo rwawe rwinguzanyo. Ibiranga umwihariko, bifatanije nubuhanga bwa AAA Inguzanyo no kwiyemeza guhaza abakiriya, bituma ihitamo neza kubashaka inguzanyo zinguzanyo zoroshye muri Amerika. Ntucikwe amahirwe yo kubona inguzanyo ijyanye nintego zawe zamafaranga.