Ibicuruzwa byinshi - AAA Inguzanyo Atari QM Umushahara & Kwikorera wenyine kuguriza Umutungo Gahunda - Amafaranga yinjiza avugwa - Inguzanyo ya AAA hamwe numushoramari

Ibicuruzwa birambuye

Gukorera mu mucyo nibyo shingiro ryibikorwa byacu. Twishimiye itumanaho ryeruye kandi rinyangamugayo hamwe nabakiriya bacu. Ntamafaranga yihishe, ntagitangaje. Dutanga amakuru asobanutse, ataziguye kubyerekeye amahitamo yawe yinguzanyo, turemeza ko ufite amakuru yose yo gufata ibyemezo byuzuye. Intego yacu nukubaka ikizere hamwe nabakiriya bacu muburyo bweruye kandi buboneye, bigatuma uburambe bwamafaranga yo murugo byoroha bishoboka.Igipimo cy'inguzanyo zisanzwe,Californiya Mortgage Broker Cyangwa Utanga,Urutonde rwabatanga inguzanyo muri Ca., Mu rwego rwo kwiyemeza kuguma ku isonga mu nganda, dushora imari cyane mu ikoranabuhanga rigezweho kugira ngo gahunda yo gusaba inguzanyo no kwemezwa. Ibi ntabwo byihutisha gahunda yo gusaba gusa ahubwo binaguha amakuru yigihe-gihe kumiterere yinguzanyo yawe, biguha amahoro yumutima no gukuraho ukutamenya gushidikanya bishobora kuzanwa nuburyo bwo gutanga inguzanyo. Uburyo bwacu bushingiye ku buhanga butuma dushobora gutanga uburambe kandi bworoshye, bigatuma urugendo rwawe rugira nyiri urugo cyangwa gutera inkunga neza bishoboka.

- Inguzanyo ya AAA Ntabwo ari QM Umushahara & Kwikorera wenyine-Inguzanyo Yumutungo Gahunda - Amafaranga yinjiza yukuri - Inguzanyo ya AAA Ibisobanuro:

Umutwe

Incamake

Koresha umutungo w'uguriza kugirango wuzuze ibisabwa, umutungo w'uguriza ugomba kwishyura byibuze amafaranga 6 yabikijwe yinjiza buri kwezi.

Ibisobanuro

1) Nta P&L ikenewe;
2) Nta WVOE ikenewe;
3) amezi 12 yabitswe kuri PI (Ntabwo PITIA abandi batanga inguzanyo basabwa);
4) Amafaranga yatanzwe;
5) Amafaranga y'inguzanyo agera kuri $ 2.5M;
6) Kugura & Nta Cash hanze irahari.

Iyi gahunda niyihe?

• Waba uzi gukoresha umutungo gusa kugirango wemererwe inguzanyo yinguzanyo?
• Waba warahagaritswe cyangwa wangiwe nuwatanze inguzanyo kuri gahunda ya WVOE (Written Verification of Employment)?
• Ntabwo ufite umutungo mwinshi mugihe ushaka kugura inzu yawe bwite?
• Umukoresha wawe ntiyashakaga gutanga ifishi ya WVOE cyangwa gufatanya?

Niba warigeze guhura nibibazo byavuzwe haruguru, nta mpungenge, uze iwacu hanyuma tuzabagezaho gahunda itari QM kuri wewe- - Amafaranga yinjiza yukuri. Porogaramu imenyereye gahunda ya {WVOE}, yagenewe abahawe inguzanyo bahembwa hamwe n'abikorera ku giti cyabo. Inguzanyo zitari QM zifite gahunda nkeya nkizo abinjiza umushahara na ba nyir'ubucuruzi bashobora gusaba bombi.

Nigute iyi gahunda ikora?

Nka kurya kw'izina ry'ibicuruzwa, iyi gahunda yujuje ibyangombwa n'umutungo kimwe. Reba hepfo:

abio01
abio02

Niba amafaranga yukuri avugwa muriyi gahunda yinguzanyo yahisemo, uwagurijwe azasabwa gusa gutanga umutungo ushingiye kumitungo isaba inguzanyo (1003). Aya mafaranga azakoreshwa mu kubara umwenda wujuje ibisabwa ku kigereranyo cy’amafaranga yavuzwe mu gice cya VIII cy’aya mabwiriza.

Ninde ushobora gusaba iyi gahunda?

Nkuko byavuzwe haruguru, ibyo ari byo byose uguriza umushahara cyangwa uwagurijwe wenyine, urashobora gusaba iyi gahunda. Niba uwagurijwe umushahara, nta nyandiko zidasanzwe zikenewe mugihe usabye inguzanyo nshya yinzu yinguzanyo ya Non-QM hamwe nuwatanze inguzanyo. Niba uwikorera wenyine cyangwa inguzanyo 1099, ushobora gukenera ibaruwa yoroshye ya CPA.

Nigute iyi gahunda ikora?

Nka kurya kw'izina ry'ibicuruzwa, iyi gahunda yujuje ibyangombwa n'umutungo kimwe. Bitandukanye nizindi gahunda, ntidutanga ntabwo dukeneye gutegura inyandiko zidasanzwe zitangwa nuwagurijwe. Gusa tegura impapuro zisanzwe za banki mugihe usaba inguzanyo yinguzanyo yinzu yawe, Reba hepfo kumakuru yawe:

Amafaranga yinjiza asobanura uwagurijwe avuga amafaranga yinjiza asanzwe muburyo bwo gusaba inguzanyo. Uwatanze inguzanyo azagenzura amafaranga uwagurijwe yinjiza buri kwezi ashobora gushyigikirwa n'umutungo wa “Liquid” mbere yo gufunga.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Kuri benshi mubakiriya bacu, inguzanyo irenze kugurisha amafaranga gusa; ni intambwe ikomeye y'ubuzima. Waba uri ubwa mbere ugura urugo cyangwa umushoramari utimukanwa ufite uburambe, twegereye buri porogaramu nitonze kandi ikwiye. Dufata umwanya wo gusobanukirwa intego zawe n'ibyifuzo byawe, tukemeza ko inguzanyo yawe ihuye nicyerekezo cyawe cy'ejo hazaza. - Inguzanyo ya AAA Ntabwo ari QM Umushahara & Kwikorera wenyine kuguriza Umutungo Gahunda - Amafaranga yinjiza yukuri - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Barcelona, Maroc, Uzubekisitani, Kugira imishinga myinshi. basangirangendo, twabonye ivugurura ryibintu kandi dushakisha ubufatanye bwiza. Urubuga rwacu rwerekana amakuru agezweho kandi yuzuye hamwe nibintu byerekeranye nurutonde rwibicuruzwa na sosiyete. Kugira ngo turusheho kubyemera, itsinda ryacu rya serivisi ryabajyanama muri Bulugariya rizasubiza ibibazo byose hamwe nibibazo. Bagiye gukora ibishoboka byose kugirango abaguzi bakeneye. Kandi dushyigikiye itangwa ryintangarugero rwose. Gusura ubucuruzi mubucuruzi bwacu muri Buligariya no muruganda muri rusange biremewe kubiganiro byunguka. Twizere ko uzobereye ubuhanga ubufatanye bwisosiyete ikorana nawe.

-AAA Inguzanyo