- Inguzanyo ya AAA Non-QM Gahunda ya DTI Ikigereranyo - Kugabanuka k'umutungo (Umutungo gusa) - Inguzanyo ya AAA Ibisobanuro:

Incamake
Uwagurijwe yagurishije ubucuruzi bwabo bwa miliyoni nyinshi z'amadolari hanyuma abona inzu yinzozi zabo ariko nta soko yinjiza yanditse.
Ibisobanuro
1) Amafaranga y'inguzanyo agera kuri $ 2.5M;
2) Kugera kuri 80% LTV;
3) Ikigereranyo cya DTI ni 50%;
4) Amafaranga yatanzwe aremewe;
5) Ntabwo ukeneye amakuru yakazi mugusaba inguzanyo;
6) Umutungo ugabana 84 cyangwa inguzanyo zagenwe kugirango ubone uwagurijwe yinjiza neza.
Porogaramu ni iyihe
• Akazi kawe cyangwa amafaranga winjije byujuje ibisabwa kugirango ubone inguzanyo?
• Ufite umutungo uhagije muri konti yawe?
• Wagurishije umutungo umwe gusa ushaka kugura indi nzu?
• Ntushaka gutanga ubwoko butandukanye bwibyangombwa byinjira?
• Uribaza uburyo abatanga inguzanyo bemeza inguzanyo yawe utitaye ku kigereranyo cya DTI?
Kugabanuka k'umutungo / Gukoresha bifasha abasaba mugihe uri muri ibi bihe. Nibisanzwe Gahunda itari QM, nayo yitwa "umutungo gusa". Ntugomba gutanga amakuru yakazi yose hamwe ninyandiko zinjiza mugihe usabye iyi gahunda.
Irashobora gukoreshwa nkisoko yonyine yinjiza ibyangombwa byinguzanyo cyangwa kuzuza andi masoko yinjira. Iyo bikoreshejwe kugirango hongerwe andi masoko yinjiza, byibuze umutungo usabwa muburyo bwo kuzuza ibisabwa.
Inyungu ni izihe?
1) Ntabwo ari ngombwa gutanga ibyangombwa byinjira;
2) Inzu y'ibanze gusa;
3) Kugabanya inyandiko
4) Biroroshye kuzuza ibisabwa
Ni uwuhe mutungo ushobora gukoreshwa muri iyi gahunda?
Umutungo ugomba kuba wuzuye kandi uraboneka nta gihano; izindi nyandiko zishobora gusabwa kwemeza inkomoko yinkunga:
• 100% yo Kugenzura, Kuzigama, no Konti y'Isoko ry'amafaranga;
• 70% by'imigabane, ingwate, hamwe na mutuelle;
• 70% by'umutungo w'izabukuru: Bujuje ibisabwa niba uwagurijwe afite imyaka y'izabukuru (byibuze 59 ½);
• 60% by'umutungo w'izabukuru: Bujuje ibisabwa niba uwagurijwe adafite imyaka y'izabukuru.
Umutungo utemerewe kugabanuka
Kuri iyi gahunda, urashobora kwita kubibi bikurikira. Ubwoko butandukanye bwubwoko ntibushobora gukoreshwa nubwo ushobora gukoresha uyu mutungo wenyine:
• Uburinganire mu mutungo utimukanwa;
• Gucuruza ku giti cyawe cyangwa kubuzwa / kutabikwa;
• Umutungo uwo ariwo wose utanga inyungu zimaze kubarwa mu kwinjiza:
• Umutungo wose ufitwe mwizina ryubucuruzi.
Ibicuruzwa birambuye:
Ibicuruzwa bifitanye isano:
Igihe cyawe ni icy'agaciro, kandi turabyubaha. Ku nguzanyo ya AAA, twiyemeje kunonosora inzira yinguzanyo kugirango tubone umwanya n'imbaraga. Porogaramu yacu kumurongo irashimisha abakoresha kandi yateguwe muburyo bworoshye. Urashobora kurangiza gusaba kumuvuduko wawe, uhereye kumurugo wawe cyangwa mubiro. Turabizi ko ufite ubuzima buhuze, kandi tugamije gukora inzira yinguzanyo ishishikaje, ikora neza, kandi igatwara igihe. - Inguzanyo ya AAA Non-QM Gahunda ya DTI igereranya - Kugabanuka k'umutungo (Umutungo wonyine) - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Berlin, Otirishiya, Las Vegas, Kugira ngo huzuzwe ibisabwa byinshi ku isoko ndetse n'iterambere rirambye, uruganda rushya rwa metero kare 150 000 rurimo kubakwa, ruzashyirwa mu bikorwa mu mwaka wa 2014. Nibyo, tugiye gukomeza kunoza sisitemu ya serivise kugirango twuzuze ibisabwa nabakiriya, tuzane ubuzima, umunezero nubwiza kuri buri wese.
Na Antonio wo muri Botswana - 2018.09.08 17:09 Aba bahinguzi ntibubahirije gusa ibyo dusabwa nibisabwa, ahubwo banaduhaye ibitekerezo byinshi byiza, amaherezo completed twarangije neza imirimo yo gutanga amasoko.
Na Andrea wo muri Gambiya - 2017.08.21 14:13 





