Gufungura Agaciro: Igipimo cyinyungu zipiganwa zitanga inguzanyo nyinshi
Mu buryo bugaragara bwo gutera inkunga inguzanyo, kubona inyungu zinyuranye zipiganwa nicyo kintu cyambere kubaguriza.Aka gatabo karambuye kerekana akamaro k'inyungu zipiganwa, cyane cyane iyo zikomoka kubatanga inguzanyo.Twinjiye mubyiza, ibitekerezo, hamwe ningamba abahawe inguzanyo bashobora gukoresha kugirango bagere kuri ibi biciro byiza.
Gusobanukirwa Igipimo Cyinyungu Zirushanwe
Igipimo cyinyungu zipiganwa ni igipimo gitangwa nabaguriza bari munsi yikigero cyisoko ryiganje.Ibi biciro biha abahawe inguzanyo ibyiza byamafaranga, harimo kwishyura buri kwezi no kugabanya inyungu rusange muri rusange mubuzima bwinguzanyo.
Uruhare rwabatanga byinshi
Ibisobanuro n'akamaro
Abatanga inguzanyo nyinshi ni ibigo by'imari bikorana gusa nabahuza inguzanyo, bitandukanye no gukorana neza nabagurijwe.Aba batanga inguzanyo batanga ibicuruzwa byinguzanyo kubiciro byinshi, byemerera abunzi kuganira no gushakira amasezerano yo guhatanira izina ryabakiriya babo.
Ibyiza by'abatanga inguzanyo
- Kugera ku giciro cyo hasi: Abatanga ibicuruzwa byinshi batanga ibicuruzwa byinguzanyo ku giciro cyo hasi ugereranije nabatanga ibicuruzwa, bivuze kuzigama amafaranga kubaguriza.
- Ibicuruzwa bitandukanye: Abatanga inguzanyo barashobora gutanga ibicuruzwa bitandukanye byinguzanyo, bigatuma abahawe inguzanyo bahitamo amahitamo ajyanye nintego zabo zamafaranga.
- Guhuza imishyikirano: Abahuza inguzanyo bafite ubushobozi bwo kuganira nabatanga inguzanyo kugirango babone amasezerano meza kubakiriya babo, harimo ninyungu zipiganwa.
Ingamba zo Kubona Ibiciro Kurushanwa Kuva Abatanga Inguzanyo
1. Ihure nabashinzwe inguzanyo
Abakora inguzanyo bakora nkumuhuza hagati yabagurijwe nabatanga inguzanyo.Kwishora hamwe nubumenyi bwizewe kandi bwubahwa nubucuruzi bwinguzanyo bwugurura umuryango wurusobe rwabatanga ibicuruzwa byinshi nibiciro byabo byo gupiganwa.
2. Kubaka umwirondoro ukomeye w'inguzanyo
Inguzanyo y'inguzanyo igira uruhare runini ku nyungu bujuje ibisabwa.Gushimangira umwirondoro wawe w'inguzanyo ukomeza amateka meza yo kwishyura no gukemura imyenda isigaye byongera uburenganzira bwawe bwo gupiganwa.
3. Gereranya Amaturo
Ni ngombwa guhaha no kugereranya ibyifuzo bitangwa nabatanga inguzanyo nyinshi.Buri wese utanga inguzanyo ashobora kuba afite igipimo cyihariye, kandi kugereranya neza byemeza ko ufite umutekano mwiza.
4. Reba Ingingo n'amafaranga
Usibye igipimo cyinyungu, abahawe inguzanyo bagomba gusuzuma amanota namafaranga ajyanye ninguzanyo.Rimwe na rimwe, kwishyura amanota imbere bishobora kuvamo inyungu nkeya mubuzima bwinguzanyo.
Kuyobora Inguzanyo ya Mortgage: Ibitekerezo by'inguzanyo
1. Ubwoko bw'inguzanyo
Ubwoko bw'inguzanyo n'igihe cyayo bigira ingaruka ku gipimo cy'inyungu.Inguzanyo yagenwe irashobora kuba ifite ibiciro bitandukanye kuruta inguzanyo zishobora kugabanywa, kandi amagambo magufi arashobora gutanga ibiciro biri munsi yigihe kirekire.
2. Ibintu byubukungu
Kurikirana ibintu byubukungu nkifaranga, igipimo cyakazi, nuburyo isoko ryifashe.Ibi bintu bigira ingaruka ku nyungu, kandi abahawe inguzanyo barashobora kungukirwa no gufunga ibiciro mugihe ubukungu bwifashe neza.
3. Intego z'igihe kirekire
Reba intego zawe z'igihe kirekire mugihe uhitamo inguzanyo.Inguzanyo ifite igipimo cyinyungu zipiganwa ntizihuza gusa nubukungu bwifashe muri iki gihe gusa ahubwo nicyifuzo cyawe kizaza.
Umwanzuro: Kugwiza amafaranga yo kuzigama ukoresheje igipimo cyinyungu zipiganwa
Mugushakisha ba nyir'amazu cyangwa gutera inkunga, akamaro k'inyungu zipiganwa kurushanwa kubatanga inguzanyo nyinshi ntishobora kuvugwa.Abagurijwe bahagaze kugirango babone inyungu zamafaranga mugukoresha ingamba zinguzanyo.Mugukoresha ubuhanga bwabashinzwe gutanga inguzanyo, kwibanda ku kwishura inguzanyo, no kugereranya umwete ibyifuzo, abahawe inguzanyo bahagarara kugirango bafungure agaciro kinyungu zinyungu zipiganwa, bareba urugendo rwiza kandi ruhendutse rwo gutunga amazu.
Igihe cyo kohereza: Ugushyingo-15-2023