Abatanga inguzanyo hamwe nuburyo bworoshye bwo kugena ibiciro: Kubona ibikwiye
Ku bijyanye no kuguza amafaranga, kubona inguzanyo ufite uburyo bworoshye bwo kugena ibiciro birashobora guhindura itandukaniro ryurugendo rwamafaranga.Aba batanga inguzanyo batanga amahitamo atandukanye mugihe kijyanye ninyungu zinyungu, amasezerano yinguzanyo, nuburyo bwo kwishyura, bituma abahawe inguzanyo bahuza inguzanyo zabo nibikenewe bidasanzwe.Muri ubu buyobozi bwuzuye, tuzasesengura igitekerezo cyabatanga inguzanyo hamwe nuburyo bworoshye bwo kugena ibiciro, ibyiza batanga, nuburyo bwo kubona ibikwiranye ninguzanyo zawe.
Gusobanukirwa Amahitamo Yoroheje
Abatanga inguzanyo bafite uburyo bworoshye bwo kugena ibiciro bumva ko ingano imwe idahuye na bose iyo ari inguzanyo.Baha abahawe inguzanyo uburyo butandukanye bwo guhitamo inguzanyo zabo nibiciro kugirango bahuze intego zabo.Hano hari bimwe muburyo bworoshye bwo guhitamo ibiciro ushobora guhura nabyo:
1. Igipimo cyinyungu zinyuranye
Inguzanyo zoroshye zitanga inyungu zinyuranye ziyongera kubiciro byagenwe.Ibiciro bitandukanye birashobora kugirira akamaro abizera ko inyungu zisoko zishobora kugabanuka mugihe kizaza.
2. Amabwiriza y'inguzanyo yihariye
Urashobora guhitamo muburyo butandukanye bwinguzanyo, nkimyaka 15, 20, cyangwa 30, bikwemerera guhuza igihe cyinguzanyo kubyo ukeneye na bije yawe.
3. Inyungu-Kwishura gusa
Bamwe mubatanga inguzanyo batanga uburyo bwo kwishyura inyungu gusa mugihe cyagenwe, gishobora kugabanya ubwishyu bwawe bwa mbere buri kwezi.
4. Nta bihano byo kwishyura mbere
Abatanga inguzanyo benshi ntibashyiraho ibihano byo kwishyura mbere, bigatuma abahawe inguzanyo bishyura inguzanyo hakiri kare nta yandi mafaranga yishyuwe.
Ibyiza by'abatanga inguzanyo hamwe nuburyo bworoshye bwo kugena ibiciro
Guhitamo inguzanyo hamwe nuburyo bworoshye bwo kugena ibiciro birashobora gutanga inyungu nyinshi, harimo:
1. Inguzanyo zidasanzwe
Urashobora guhitamo inguzanyo yawe kugirango uhuze nubukungu bwawe nintego, ukemeza ko bihuye nibyifuzo byawe byihariye.
2. Guhuza n'imihindagurikire y'ikirere
Aba baguriza barashobora kwakira impinduka mubihe byubukungu bwawe, bagahindura inguzanyo yawe mugihe bikenewe.
3. Kuzigama
Urashobora kugira amahirwe yo kuzigama amafaranga ukoresheje inyungu nkeya cyangwa kwishyura amafaranga yinyongera mugihe bishoboka.
4. Umutekano w’amafaranga
Guhitamo ibiciro byoroshye birashobora gutanga urwego rwumutekano, bikwemerera guhindura inguzanyo yawe mugihe uhuye nibibazo byubukungu bitunguranye.
Kubona Inguzanyo Yukuri
Mugihe ushakisha inguzanyo hamwe nuburyo bworoshye bwo kugena ibiciro, dore intambwe zimwe ugomba gusuzuma:
1. Ubushakashatsi Kumurongo
Tangira ukora ubushakashatsi kumurongo kugirango umenye abatanga inguzanyo bazwiho gutanga imvugo yoroheje nibiciro byo gupiganwa.
2. Soma Isubiramo
Shakisha ibyashingiweho nubuhamya bwatanzwe nabagurijwe mbere kugirango umenye izina ryabatanga kandi banyuzwe nabakiriya.
3. Baza Abaguriza
Menyesha abashobora gutanga inguzanyo hanyuma ubaze uburyo bworoshye bwo kugena ibiciro.Baza ibijyanye nibiciro bihinduka, igihe cyinguzanyo kugenwa, nibihano byo kwishyura mbere.
4. Gereranya Amaturo
Kusanya inguzanyo zitangwa nabaguriza benshi hanyuma ugereranye ingingo, igipimo cyinyungu, nuburyo bworoshye batanga.
5. Shakisha inama z'umwuga
Tekereza kugisha inama umujyanama wimari cyangwa inzobere mu gutanga inguzanyo zishobora kugufasha kumenya aho utanga inguzanyo hanyuma ugahitamo inguzanyo ibereye ibyo ukeneye.
Umwanzuro
Abatanga inguzanyo bafite uburyo bworoshye bwo kugena ibiciro baha abahawe inguzanyo umudendezo wo guhuza inguzanyo zabo mubihe bidasanzwe byubukungu nintego zabo.Mugihe ushakisha inguzanyo ikwiye, fata umwanya wawe mubushakashatsi, gereranya ibyifuzo, kandi urebe ingaruka ndende zinguzanyo zawe.Ihinduka ryatanzwe naba nguzanyo rirashobora guhindura cyane mubuzima bwawe bwamahoro namahoro yo mumutima.
Igihe cyo kohereza: Ugushyingo-02-2023