Ijambo ryibanze: DTI;Ikigereranyo
Umubare w'amadeni-yinjiza (DTI) ni igipimo cyimari yumuntu ku giti cye ugereranije no kwishyura umwenda kumuntu ku kwezi ninjiza rusange ya buri kwezi.Amafaranga yinjiza yose ni umushahara wawe mbere yimisoro nandi yakuweho.Umubare w'amadeni-yinjiza ni ijanisha ry'amafaranga winjiza buri kwezi ajya kwishyura buri kwezi.
DTI = Igiteranyo Cyishyurwa Ryimyenda Yukwezi / Amafaranga yinjiza buri kwezi
Niba ushaka gusaba inguzanyo yinguzanyo, DTI yawe igomba munsi ya 50% cyangwa munsi yayo.Dore urugero rwerekana uburyo bwo kubara DTI yawe:
John buri kwezi fagitire ninjiza nibi bikurikira kandi dushobora kubara DTI -40%.
| Inyemezabuguzi n'amafaranga yinjira | Umubare | Igiteranyo | DTI |
| Inguzanyo | $ 1500 | $ 2720 | 2720/6800 = 40% |
| Umusoro ku mutungo | $ 480 | ||
| Ubwishingizi bwa banyiri amazu | $ 80 | ||
| Gukodesha imodoka | $ 340 | ||
| Ikarita y'inguzanyo | $ 320 | ||
| Amafaranga yinjiza | $ 6800 | $ 6800 |
Igihe cyo kohereza: Mutarama-20-2022