1 (877) 789-8816 clientsupport@aaalendings.com

Amakuru yinguzanyo

Ibiciro by'inguzanyo byazamuka bingana iki?

68

Muri rusange, igipimo cy’inguzanyo cyazamutse mu 2022, kirenga 5.00% ku nshuro ya mbere mu myaka.Mugihe banyiri amazu bareba ibiciro byiyongera byihuse, benshi barashobora kwibaza uburyo ibiciro byazamuka.Nubwo bigoye guhanura, abaguzi b'amazu barashobora kureba igipimo mpuzandengo cy'iki gihe kugirango barebe amafaranga bari kwishyura inguzanyo yo munzu.
Mugihe uteganya kugura inzu kandi uhangayikishijwe n'izamuka ryihuse ryibiciro muri uyu mwaka, abahawe inguzanyo bashobora kwibaza niba ibintu bigiye kuba bibi.

Kubwamahirwe, kubera ko Banki nkuru yigihugu (Federal Reserve) iteganya kongera kuzamura inyungu n’izamuka ry’ifaranga, ndetse n’ikibazo kidashidikanywaho ku masoko y’imari gishobora guturuka ku ntambara yo muri Ukraine, ikigaragara ni uko inzira y’inguzanyo zihenze cyane mu ngo ari birashoboka gukomeza umwaka wose.

Ntamuntu numwe ushobora guhanura neza uburyo inyungu zinyungu zizamuka, ariko bafite inzira ndende mbere yo gukubita bimwe mubyanditswe vuba aha.Mubyukuri, impuzandengo yinyungu yumwaka yarenze 6.00% muri 2007 na 2008.

Abasaba inguzanyo bahangayikishijwe n'icyo kuzamuka kw'ibiciro byaba bivuze kuri bo barashobora gushaka gukora vuba kugira ngo babone amagambo yatanzwe na bamwe mu batanga inguzanyo nziza kandi bagafungwa ku gipimo kiriho.

67

69

Ukurikije uko ibintu bimeze, twavuga ko aya ari amahirwe yamateka afite ubushobozi bwo kuzigama ibihumbi byamadorari ku nguzanyo.Amahirwe arahari, igipimo cyinyungu ntikizaguma kumwanya muto nkigihe kinini.Niyo mpamvu ari ngombwa gukora ubu, haba gushaka inguzanyo, kugabanya kwishyura inguzanyo, cyangwa kwitegura gukurura imbarutso yo kugura inzu nshya.


Igihe cyo kohereza: Apr-16-2022