Ubukode bukabije nimpamvu ituma inflation itamanuka?Icyiciro gishya cyinyungu zo kuburira!
21/10/2022
Kuki inflation itamanutse?
Ku wa kane ushize, Biro ishinzwe ibarurishamibare ry’umurimo yashyize ahagaragara amakuru yo muri Nzeri CPI.
CPI yazamutseho 8.2% umwaka ushize muri Nzeri, ugereranije na 8.3% mbere, na 8.1% byari biteganijwe ku isoko;Ifaranga ry'ibanze CPI yazamutseho 6,6% umwaka ushize, ugereranije na 6.3% mbere.
Ifaranga ry’ifaranga CPI ryaragabanutse kuva aho ryageze muri Kamena uyu mwaka, bitewe ahanini n’ibiciro by’ingufu, cyane cyane kuri lisansi, ariko nanone buhoro buhoro igabanuka ry’ibiciro by’ibicuruzwa.
Igitangaje ariko, ni uko ifaranga ry’ibanze CPI rigeze ku myaka 40 ishize, rikazamuka amezi abiri yikurikiranya.
Impamvu nyamukuru itera ifaranga ry’ibanze CPI ni ifaranga ry’amazu, ryageze kuri 6,6% umwaka ushize, urwego rwo hejuru kuva inyandiko zatangira, hamwe n’ifaranga ry’ubukode, naryo rikaba ryarageze ku rwego rwo hejuru rwa 7.2%.
Nigute ubukode butera ifaranga?
Nyuma y’icyorezo cya 2020, isoko ryimitungo ryatangiye "cycle yumusazi" kubera inyungu nkeya cyane, gukenera itumanaho, hamwe no kugura amazu na Millennial.- Mu ntangiriro z'uyu mwaka, ibiciro by'imitungo itimukanwa byazamutse hejuru ya 20%.
Nubwo ibiciro byamazu bitashyizwe mu kubara CPI, izamuka ry’ibiciro by’amazu ryazamuye ibiciro by’ubukode, kandi uburemere bw’ifaranga ry’ubukode muri CPI burenga 30%, bityo ibiciro by’ubukode bikomeje kwiyongera kandi bibaye nyamukuru “ imbarutso ”ku ifaranga ryinshi ririho ubu.
Byongeye kandi, igipimo cy’inguzanyo cyikubye hafi “inshuro ebyiri” umwaka ushize bitewe na politiki yo kuzamura igipimo cy’ingengo y’imari ya Leta, kandi ibiciro by’imitungo itimukanwa byerekana ibimenyetso bya mbere by’impinduka.
Kugeza ubu, abaguzi benshi bahitamo gufata ingamba zo gutegereza-bakareba kubera igiciro cyo kuguza;ibiciro byamazu byagabanutse mubice byinshi, kandi benshi mubashobora kugurisha ntibihutira kugurisha amazu yabo, ibyo bigatuma isoko ryimitungo ridindira.
Iyo abantu bake baguze amazu, abantu benshi barabakodesha, bakomeza gutwara ubukode.
Ubwiyongere bw'ubukode bushobora kuba hejuru!
Dukurikije icyegeranyo cy’ubukode bwa Watch cyashyizwe ahagaragara na Zillow, ubwiyongere bw’ubukode bwaragabanutse amezi menshi yikurikiranya.
Amateka, ariko, iki gipimo cyubukode gikunda kubanziriza ubukode bwamazu muri CPI amezi agera kuri atandatu.
Ni ukubera ko Zillow asuzuma gusa ibiciro byubukode bushya bwashyizweho umukono mukwezi kurubu iyo urebye urutonde rwubukode, mugihe abapangayi benshi basinyira amasezerano yumwaka umwe cyangwa ibiri kubiciro byagenwe buri kwezi, bityo imibare ya CPI nayo ikubiyemo umubare wubukode; bimaze gusinywa kera.
Hariho gutinda hagati yubukode bwisoko ryubu nicyo abapangayi benshi bishyura mubyukuri, niyo mpamvu Ikigo gishinzwe ibarurishamibare cyumurimo gikomeje gutanga raporo yibiciro byamazu.
Ukurikije uburambe, umuvuduko wubwiyongere bwubukode bwamazu muri CPI uzatangira kugenda gahoro mugihembwe cya 4 cyuyu mwaka.
Hamwe n’ifaranga ry’ubukode ripima hejuru ya 30% muri CPI, kudindiza ubukode bizaba urufunguzo rwo kuzamura ifaranga ry’ibanze.
Umuburo mushya wo kuzamuka kwinyungu
Nkuko CPI yerekana ko ifaranga rikiri rishyushye cyane, ibi binashimangira ibyifuzo byo kuzamuka kwizamuka rya bps 75 mu Gushyingo (hafi 100%);ndetse haribivugwa ko hiyongereyeho 75 bps igipimo cyukuboza (biteganijwe ko kizagera kuri 69%).
Inkomoko yishusho: https://www.cmegroup.com/ubucuruzi/inyungu-ibikorwa/ibara-kuri-fomc.html
Ku ya 12 Nzeri, Fed yashyize ahagaragara inyandikomvugo y'inama y'ibipimo byo muri Nzeri, igaragaza ikintu kimwe cy'ingenzi - Federasiyo ikunda kuzamura ibiciro ku rwego rwo kugabanya ubukungu mu gihe gito (uru rwego rwo kubuza rugomba kuba hejuru ya 4%).isobanura neza impamvu Fed ikeneye kuzamura ibiciro bikabije bikurikiranye.
Muyandi magambo, Federasiyo izamura ibiciro byibuze byibuze amanota 125 shingiro (75bp + 50bp) mbere yumwaka urangiye hanyuma igumane urwego rwibiciro mugihe runaka umwaka utaha.
Inguzanyo.https://www.freddiemac.com/pmms
Inkomoko y'amashusho: CNBC
Genda ku wa kane, Freddie Mac aherutse gutangazwa ko igipimo cy’imyaka mirongo itatu cyagenwe cyazamutse kigera kuri 6.92%, urwego rwo hejuru kuva mu 2002, kandi umusaruro w’inguzanyo w’imyaka icumi nawo wacitse ku rwego rwa 4%.
Yun, impuguke mu by'ubukungu mu ishyirahamwe ry’abacuruzi (NAR), yavuze ko ukurikije isesengura rya tekiniki, ubutaha buzaba 8.5% igihe inyungu z’inguzanyo zo mu rugo zimaze kurenga 7%.
Hamwe nuburyo bushya bwo kuzamura ibiciro kuri horizon, nibyiza gukoresha idirishya ryamahirwe hanyuma ukabaza umuyobozi ushinzwe inguzanyo byihuse kugirango ufunge ibiciro bikiri hasi.
Itangazo: Iyi ngingo yahinduwe na AAA LENDINGS;amwe mumashusho yakuwe kuri enterineti, umwanya wurubuga ntuhagarariwe kandi ntushobora gusubirwamo nta ruhushya.Hariho ingaruka ku isoko kandi ishoramari rigomba kwitonda.Iyi ngingo ntabwo igizwe ninama zishoramari kugiti cye, kandi ntizita ku ntego zihariye zishoramari, uko ubukungu bwifashe cyangwa ibikenerwa nabakoresha kugiti cyabo.Abakoresha bagomba gusuzuma niba ibitekerezo, ibitekerezo cyangwa imyanzuro ikubiye hano ihuye nibibazo byabo.Shora ukurikije ingaruka zawe.
Igihe cyo kohereza: Ukwakira-22-2022