28/9/2023

Amakuru aheruka gutangwa n’ishyirahamwe ry’abacuruzi (NAR) yerekana ko abaguze amazu ku nshuro ya mbere bangana na 28% by’amazu yose yagurishijwe muri Amerika mu gice cya mbere cy’uyu mwaka, aho yavuye kuri 27% mu gihe kimwe cy’umwaka ushize.Kuva mu 2021 kugeza 2022, imyaka yo hagati yabaguze amazu ya mbere izava kuri 33 igera kuri 36. Inzitizi nini abaguzi ba mbere bahura nazo ni aho bakura amafaranga yo kwishyura inzu yabo ya mbere.Guverinoma ya Californiya imaze igihe kinini itanga gahunda yo gufasha kwishyura abaguzi ba mbere.Hano, twakoze urutonde rwaImfashanyo yo Kwishura Retagahunda zitangwa n'intara zo muri Californiya.Birashoboka ko hari umwe kuri wewe!Reka turebe uwo ukeneye!

Intara ya Santa Clara $ 250,000 Imfashanyo yo Kwishura

Guha imbaraga abagura amazu ni gahunda ya Santa Clara County yo kwishyura inguzanyo yo kwishyura kubaguzi ba mbere.Iyi gahunda itanga ubufasha bugera ku $ 250.000 (ntibirenza 30% byigiciro cyo kugura)!
0% inyungu ku gice cyubufasha kandi nta kwishura buri kwezi!Birakenewe gusa kwishyurwa mugihe inguzanyo irangiye, umutungo wagurishijwe, cyangwa wongeyeho inguzanyo.Uzakenera kwishyura amafaranga yubufasha hamwe na bimwe byongera agaciro k'urugo rwawe.
Sangira Gushimira: Iyo ugurishije inzu yawe, ugomba gusangira igice cyishimwe nintara ya Santa Clara.Hariho umutego mugihe cyimyaka icumi yambere yigihe cyinguzanyo kandi nta cap nyuma yimyaka icumi.Itangwa ry'ishimwe riterwa n'ikigereranyo cy'amafaranga afasha ku giciro cyo kugura inzu.
* Dufate ko uwagurijwe yaguze inzu ku madolari 600.000 kandi agakoresha 20% ($ 120.000) ubufasha bwo kwishyura mbere, iyo inzu igurishijwe $ 800.000, uwagurijwe agomba kwishyura amadolari 120.000 (amafaranga y'inguzanyo y'umwimerere) hiyongereyeho 40.000 (ni ukuvuga 20% by'ishimwe rya 200.000 $) , Amadorari 160.000.

Amafaranga make yishyurwa kubaguriza ni 3%
Nta giciro ntarengwa
Amafaranga yinjiza murugo yumwaka ntagomba kurenga 120% yumutungo wa Santa Clara County.

Los Angeles $ 85,000 Imfashanyo yo Kwishura

Ikigo gishinzwe iterambere ry’intara ya Los Angeles (LACDA) gitangiza gahunda ya GAHUNDA YO GUKORA URUGO, rutanga ubufasha bwo kwishyura bugera ku $ 85.000 cyangwa 20% by’igiciro cy’inzu (ayo ari make), inyungu 0%, kandi nta kwishyura buri kwezi!
Ugomba kwishyura igice cyubufasha mugihe inzu yagurishijwe cyangwa mugihe nyirubwite ahindutse.Niba inzu igurishijwe mugihe cyimyaka 5, 20% byiyongera ryagaciro ryinzu bigomba gusubizwa LACDA;niba inzu igurishijwe nyuma yimyaka 5, gusa amafaranga yubufasha arishurwa.
Abasaba bagomba kwishyura mbere byibuze 1% (ukuyemo amafaranga) hamwe no kwishyura mbere $ 150,000.
Igiciro ntarengwa cyo kugura inzu ni $ 700,000.
Amafaranga yinjiza murugo ntagomba kurenga 80% yinjiza hagati ya Los Angeles.

San Diego 17% Imfashanyo yo Kwishura

Gahunda yo gufasha Intara ya San Diego itanga ubufasha bwo kwishyura bugera kuri 17 ku ijana by'agaciro k'urugo cyangwa igiciro cyaguzwe, cyaba kiri hasi.

Igipimo cyinyungu ku gice cyimfashanyo ni 3% naho igihe ni imyaka 30.Nta kwishyura bisabwa mu myaka 30.Kwishura bisabwa gusa mugihe umutungo wagurishijwe, wimuwe, ukodeshwa cyangwa inguzanyo irangiye.
Uwagurijwe byibuze yishyuye mbere, usibye ibice byubufasha, ni 3%;ubwishyu bwuzuye ntibushobora kurenga 25% byigiciro cyinzu.
Amafaranga yinjiza murugo ntagomba kurenga 120% yumutungo wa San Diego ugereranije:

Itangazo: Iyi ngingo yahinduwe na AAA LENDINGS;amwe mumashusho yakuwe kuri enterineti, umwanya wurubuga ntuhagarariwe kandi ntushobora gusubirwamo nta ruhushya.Hariho ingaruka ku isoko kandi ishoramari rigomba kwitonda.Iyi ngingo ntabwo igizwe ninama zishoramari kugiti cye, kandi ntizita ku ntego zihariye zishoramari, uko ubukungu bwifashe cyangwa ibikenerwa nabakoresha kugiti cyabo.Abakoresha bagomba gusuzuma niba ibitekerezo, ibitekerezo cyangwa imyanzuro ikubiye hano ihuye nibibazo byabo.Shora ukurikije ingaruka zawe.