Amagambo shingiro: Inyandiko ya banki yubucuruzi;kwihangira imirimo
Gahunda ya banki ni imwe muri gahunda zizwi cyane.Yagenewe abahawe inguzanyo bikorera ku giti cyabo kandi bagakoresha gusa banki yubucuruzi kugirango babone ibyangombwa.
P&L?Ntabwo bisabwa!
Kumenyekanisha imisoro?Ntabwo bisabwa!
Tuzakoresha gusa impapuro zerekana inguzanyo muri banki kugirango dukore isesengura ryinjira.
Tuzibanda cyane cyane ku nyuguti enye zikurikira:
1) Kubitsa.Tuzasubiramo kubitsa kumuntu kugiti cye no gutondekanya kubitsa gukoreshwa.Kubitsa bidahuye, kwinjiza ubucuruzi, nko gusubizwa imisoro ya IRS, inguzanyo ya SBA, amafaranga yasubijwe azasubizwa inyuma.
2) Gukuramo.Mubisanzwe 50% yo gukoresha bizakoreshwa.Icyakora tuzasubiramo ibikorwa byo gukuramo ibyemezo hagamijwe gushyigikira ibintu byubucuruzi bikoreshwa mukumenya amafaranga yujuje ibyangombwa.Tugomba kugenzura imyenda ishobora kutamenyekana.
3) Inzira.Inyandiko za banki zigomba kwerekana inzira yo kurangiza amafaranga asigaye no kubitsa bihamye cyangwa byiyongera mugihe cyamezi 24 cyangwa 12.
4) NSF.NSF ikabije kumpapuro za banki irashobora gutuma inguzanyo itemewe.
Biragoye cyane & bitwara igihe?Gusa yohereje muri AAA!
AAA ubu itanga serivisi yubushakashatsi bwibanze bwa Banki ibanza!Ohereza gusa banki yawe ibaruwa isobanura imiterere yubucuruzi bwinguzanyo nubwa nyirubwite, tuzita kubisigaye!
Inshingano: Isesengura ryibanze rya banki rigamije intego zamakuru, kubanyamwuga gusa.Ntabwo ari gusaba inguzanyo, kwemeza inguzanyo, cyangwa kwiyemeza gutanga inguzanyo kandi ntibigomba gufatwa nkinama zinguzanyo.Inguzanyo zigomba kuba zujuje ibyangombwa byabagurijwe, harimo ariko ntibigarukira gusa, amanota yinguzanyo yagenzuwe, umutungo, umwenda uriho, gusuzuma umutungo cyangwa izindi mpamvu, no kwemeza inguzanyo.Kwemererwa gukurikiza amabwiriza yo kwandika, igipimo, ingingo, nubuyobozi bwa gahunda.
Igihe cyo kohereza: Mutarama-20-2022