Mu bihe bigenda byiyongera bigenda bitera inkunga inguzanyo, abashoramari batari QM (Inguzanyo zidafite ibyangombwa) bafite uruhare runini mugutanga ibisubizo birenze ibipimo nguzanyo gakondo.Iki gitabo cyuzuye cyinjira mubice byabashoramari batari QM, bagaragaza akamaro kabo, inyungu bazanira abahawe inguzanyo, hamwe nibitekerezo byingenzi kubashakisha uburyo bwo gutanga inguzanyo hanze yurwego rusanzwe.
Gusobanukirwa Abashoramari batari QM
Abashoramari batari QM ni ibigo bishora imari kandi bigashyigikira inguzanyo zitari QM.Izi nguzanyo zitandukana n’ibipimo ngenderwaho byashyizweho ku nguzanyo zujuje ibyangombwa (QM) hakurikijwe ivugurura rya Dodd-Frank Wall Street no kurengera umuguzi.Inguzanyo zitari QM zita ku baguriza bashobora kuba batujuje ubuziranenge bwo gutanga inguzanyo ariko bafite ibibazo byihariye byubukungu.
Akamaro k'abashoramari batari QM
1. Kwagura uburyo bwo gutera inkunga inguzanyo
Abashoramari batari QM bafite uruhare runini mu kwagura uburyo bwo gutera inkunga inguzanyo.Bita ku baguriza, kubera impamvu zitandukanye, bagwa hanze y'ibipimo byagenwe n'amabwiriza ya QM.Uku kutabangikanya kwemerera abantu batandukanye gukurikirana abantu bafite amazu.
2. Guhinduka muburyo bwo kwandika
Bitandukanye ninguzanyo ya QM ifite ibipimo ngenderwaho byanditse, abashoramari batari QM batanga ibintu byoroshye.Basuzumye ibintu byinshi mugihe basuzuma ibyangombwa byinguzanyo, harimo inkomoko idasanzwe hamwe nubukungu budasanzwe.
3. Kugaburira abikorera ku giti cyabo
Kimwe mu bintu byihariye biranga inguzanyo zitari QM ni ubujurire bwabo ku giti cyabo.Aba baguriza akenshi bahura ningorabahizi mu kwerekana amafaranga bakoresheje uburyo gakondo, kandi abashoramari batari QM batanga ibisubizo bijyanye numwirondoro wabo.
4. Gushyigikira abashoramari batimukanwa
Abashoramari batari QM bafite uruhare runini mu gushyigikira abashoramari batimukanwa.Yaba gutera inkunga imishinga ikosora-flip cyangwa kubona amazu akodeshwa, Inguzanyo zitari QM zitanga ihinduka nihuta abashoramari batimukanwa bakeneye.
5. Gukemura ibibazo by'inguzanyo
Abaguriza bafite ibibazo byinguzanyo, nko guhomba vuba cyangwa kwamburwa, barashobora kubona amahitamo hamwe nabashoramari batari QM.Aba bashoramari bafite ubushake bwo kureba ibirenze amanota yinguzanyo no gusuzuma ishusho rusange yimari yuwagurijwe.
Inyungu zinguzanyo zitari QM kubaguriza
1. Ibisubizo byihariye
Inguzanyo zitari QM zemerera ibisubizo byujuje ibyifuzo byabagurijwe.Byaba imiterere idasanzwe yubukungu cyangwa ubwoko bwumutungo udasanzwe, Inguzanyo zitari QM zitanga ibicuruzwa inguzanyo gakondo idashobora gutanga.
2. Uburyo bwo Kwemeza Byihuse
Imiterere yoroheje yinguzanyo zitari QM akenshi zitera inzira yo kwemeza byihuse.Ibi nibyiza cyane mubihe aho ibihe byingenzi, nkamahirwe yo gushora imari mumitungo isaba ibikorwa byihuse.
3. Inguzanyo zishingiye ku mutungo
Inguzanyo zitari QM akenshi zikoresha inguzanyo zishingiye ku mutungo, aho agaciro k'umutungo ari ikintu cyibanze.Ibi birashobora kugirira akamaro abahawe inguzanyo bafite umutungo wingenzi ariko isoko yinjiza idasanzwe.
4. Ikigega cyagurijwe cyagurijwe
Inguzanyo zitari QM zagura pisine yinguzanyo zakira abadashobora guhuza nuburyo busanzwe bwo gutanga inguzanyo.Uku kutabangikanya biteza imbere isoko ryinguzanyo zitandukanye.
5. Kumenya intego zidasanzwe z'umutungo utimukanwa
Ku baguriza bafite intego zidasanzwe z'umutungo utimukanwa, nko kugura udukingirizo tutemewe cyangwa gutera inkunga umutungo ufite imiterere igoye, inguzanyo zitari QM zitanga ihinduka rikenewe kugirango izo ntego zigerweho.
Ibitekerezo kubaguriza bashakisha Amahitamo Atari QM
1. Sobanukirwa neza Amabwiriza
Mbere yo guhitamo inguzanyo itari QM, abahawe inguzanyo bagomba kumva neza amategeko n'amabwiriza.Ibi birimo igipimo cyinyungu, amasezerano yo kwishyura, nibisabwa byihariye byashyizweho numushoramari utari QM.
2. Gisha inama n'abakozi b'inguzanyo
Gushakisha ubuyobozi kubanyamwuga ninguzanyo nibyingenzi mugushakisha amahitamo Atari QM.Abajyanama b'inguzanyo barashobora gutanga ubushishozi, gusuzuma uko ubukungu bwifashe, no gutanga ibisubizo biboneye bitari QM.
3. Suzuma ingaruka z'igihe kirekire
Abasaba inguzanyo bagomba gusuzuma neza ingaruka zigihe kirekire cyamafaranga yinguzanyo zitari QM.Mugihe izo nguzanyo zitanga ibintu byoroshye, ni ngombwa gusuzuma uburyo amagambo ahuza nintego zigihe kirekire zamafaranga.
4. Gereranya nabashoramari benshi batari QM
Nkuko hamwe ninguzanyo gakondo, abahawe inguzanyo bagomba kugereranya itangwa ryabashoramari benshi batari QM.Ibi bikubiyemo gusuzuma igipimo cyinyungu, amafaranga, nicyubahiro rusange cyumushoramari utari QM.
Umwanzuro: Guha imbaraga abahawe inguzanyo hamwe nibisubizo bitari QM
Abashoramari batari QM bazana urwego rwagaciro kumasoko yinguzanyo batanga ubundi buryo bwita kubatiza inguzanyo zitandukanye.Byaba ari uguhindura ibipimo ngenderwaho byanditse cyangwa gushyigikira intego zamazu zidasanzwe, inguzanyo zitari QM ziha inguzanyo abahawe inguzanyo gukurikirana amazu hamwe nishoramari ryimitungo itimukanwa.
Mugihe abahawe inguzanyo bashakisha uburyo butari QM, bakumva akamaro k'abashoramari batari QM, inyungu batanga, nibitekerezo byingenzi biba ibyambere.Hamwe nubuyobozi bukwiye hamwe no gusobanukirwa neza intego zumutungo wumuntu ku giti cye, Inguzanyo zitari QM zirashobora kuba ingamba zifatika kandi zongerera imbaraga muburyo bukomeye bwo gutera inkunga inguzanyo.
Igihe cyo kohereza: Ugushyingo-18-2023