15/11/2023

Intangiriro

Itangazo rya BankiPorogaramu, yateguwe byumwihariko kubasabye badashoboye gutanga ibimenyetso gakondo byinjiza, cyane cyane byibanda kubaterankunga, abantu bikorera ku giti cyabo, na ba rwiyemezamirimo bashya.

Uburyo busanzwe bwo gusaba inguzanyo busanzwe busaba kohereza urupapuro rwa W-2, inyandiko yatanzwe numukoresha isobanura amafaranga yinjiza numusoro ku mwaka ushize.Ariko, kubigenga cyangwa abantu bikorera ku giti cyabo, ibyemezo byinjiza ntibishobora kuboneka, bigatuma izo nguzanyo zihitamo neza.Iyi ngingo izasobanura akamaro k'inyandiko ya banki, uburyo ifitanye isano nandi magambo yingenzi nkumurongo wubucuruzi, nuburyo bigira ingaruka kubaguzi bambere murugo.

Gusobanukirwa ibyavuzwe na Banki

A impapuro za bankini inyandiko irambuye yatanzwe na banki yawe, yerekana ibikorwa byose kuri konte yawe mugihe runaka.Harimo kubitsa byose, kubikuza, amafaranga, nibindi bikorwa.Abatanga inguzanyo akenshi basaba impapuro za banki mugihe usabye inguzanyo kuko ibaha ishusho yubuzima bwawe bwamafaranga.

Ku baguzi ba mbere murugo, gusobanukirwa no gucunga ibyemezo bya banki ni ngombwa.Nimwe mubyangombwa byambere abatanga inguzanyo bakoresha kugirango basuzume ubushobozi bwawe bwo kwishyura inguzanyo.Bazareba amafaranga winjiza, ariko nuburyo ukoresha, kugirango barebe niba ushobora kwishyura inguzanyo ya buri kwezi.

Ubwa mbere Abaguzi Bamazu - Kuyobora inzira y'inguzanyo

Ijambo "umuguzi wambere munzu" mubisanzwe ryerekeza kumuntu cyangwa umuryango ugura umutungo kunshuro yambere cyangwa udafite imitungo mumyaka itatu ishize.Kumenya niba uri umuguzi wambere munzu biterwa ahanini namateka yumutungo wawe.Dore bimwe mubipimo ushobora gukoresha kugirango umenye uko uhagaze:

- Ntabwo wigeze utunga umutungo: Niba utarigeze ugura umutungo mbere, ufatwa nkumuguzi wambere.
- Ntabwo wigeze utunga umutungo mumyaka itatu ishize: Nubwo waba ufite umutungo mbere, urashobora gufatwa nkumuguzi wambere wamazu niba hashize imyaka irenga itatu uhereye kugurisha umutungo.
- Mbere wari ufite umutungo hamwe nuwo mwashakanye gusa: Niba warubatse ukaba ufite inzu hamwe nuwo mwashakanye, ariko ubu uri ingaragu kandi ukaba udafite umutungo wenyine, ushobora gufatwa nkumuguzi wambere.
- Urimurugo wimuwe cyangwa umubyeyi umwe: Niba ufite inzu imwe gusa hamwe nuwo mwashakanye kandi kubera impinduka zubuzima, ubu uri umubyeyi umwe cyangwa umukozi wo murugo wimuwe udafite uburenganzira kumitungo, ushobora gufatwa nkurugo rwa mbere umuguzi.

Ku baguzi b'inzu ya mbere, gusobanukirwa na banki yawe n'imirongo y'ubucuruzi ni ntagereranywa.Irashobora kugufasha gusuzuma ubuzima bwawe bwamafaranga no kumva icyo abatanga inguzanyo bashaka mugihe usabye inguzanyo.

Imwe mu mbogamizi zikomeye abaguzi bambere murugo bahura nazo nukutagira amateka maremare ahagije yinguzanyo cyangwa imirongo yubucuruzi ihagije.Niba aribyo, ibyaweimpapuro za bankiirushaho kunenga.Irashobora kwereka abatanga inguzanyo ko ufite inshingano zamafaranga, nubwo amateka yinguzanyo yawe ari make.

Amatangazo ya Banki n'imirongo y'ubucuruzi

Umurongo wubucuruzi nikindi kintu cyingenzi abatanga inguzanyo batekereza mugihe usabye inguzanyo.Nibisobanuro byamateka yinguzanyo yagurijwe, harimo ubwoko bwinguzanyo, umubare winguzanyo, namateka yo kwishyura.Buri konte yinguzanyo ufite ni umurongo wubucuruzi utandukanye kuri raporo yinguzanyo.
Iwaweimpapuro za bankin'imirongo yawe y'ubucuruzi ifitanye isano ya hafi.Ibicuruzwa byanditswe muri banki yawe birashobora guhindura umurongo wubucuruzi.Kurugero, niba banki yawe yerekana buri gihe, ku gihe cyo kwishyura ikarita yinguzanyo cyangwa inguzanyo, birashobora kugira ingaruka nziza kumurongo wubucuruzi ujyanye niyi konti.

Umwanzuro

Mu gusoza, aimpapuro za bankinigikoresho gikomeye cyo gusobanukirwa nubuzima bwimari no kugendana inzira yinguzanyo, cyane cyane kubaguzi bambere murugo.Mugusobanukirwa uburyo imenyekanisha rya banki yawe hamwe numurongo wubucuruzi bigira ingaruka ku kwemererwa inguzanyo, urashobora gufata ingamba zo kuzamura ubuzima bwimari no kongera amahirwe yo kubona inguzanyo.

Wibuke, imenyekanisha rya banki yawe rirenze inyandiko yibikorwa byawe.Nibigaragaza ingeso zawe zamafaranga.Mugusobanukirwa no kugicunga neza, urashobora gutanga inzira yo gusaba inguzanyo neza, hanyuma, nyirurugo.

Ibyerekeye Inguzanyo za AAA

Ryashinzwe mu 2007, AAA Inguzanyo yabaye umuyobozi wambere utanga inguzanyo hamwe nimyaka irenga 15 yuburambe.Ibuye ryibanze ritanga serivisi ntagereranywa no kwizerwa, byemeza ko abakiriya bacu banyuzwe cyane.

Inzobere muburyo butandukanye bwibicuruzwa bitari QM-harimoNta Doc Nta nguzanyo, Kwitegura wenyine P&L, WVOE, DSCR, Amatangazo ya Banki, Jumbo, MURAHO, Funga Iherezo rya kabirigahunda-tuyobora mu isoko ryinguzanyo 'Non-QM'.Twumva ingorane zo kubona inguzanyo kandi dufite 'Inguzanyo ya Arsenal' itandukanye kugirango duhangane nibi bibazo.Kwinjira kwambere mumasoko Atari QM byaduhaye ubuhanga budasanzwe.Imbaraga zacu zo gukora umurimo w'ubupayiniya bivuze ko twumva ibyo ukeneye mu buryo butandukanye.Hamwe n'inguzanyo ya AAA, kugera ku ntego zawe zamafaranga biroroshye kandi birashoboka.

Twafashije imiryango igera ku 50.000 gusohoza inzozi zabo zamafaranga, hamwe ninguzanyo yatanzwe irenga miliyari 20 z'amadolari.Kuba duhari cyane ahantu h'ingenzi nka AZ, CA, DC, FL, NV, na TX bidufasha gukora demokarasi yagutse.

Hamwe nabakozi barenga 100 biyeguriye hamwe nitsinda ryandika hamwe nitsinda ryisuzuma, turemeza ko inzira yinguzanyo yoroshye kandi idafite ibibazo.

Video:Itangazo rya Banki - Ikintu Ugomba Kumenya

Itangazo: Iyi ngingo yahinduwe na AAA LENDINGS;amwe mumashusho yakuwe kuri enterineti, umwanya wurubuga ntuhagarariwe kandi ntushobora gusubirwamo nta ruhushya.Hariho ingaruka ku isoko kandi ishoramari rigomba kwitonda.Iyi ngingo ntabwo igizwe ninama zishoramari kugiti cye, kandi ntizita ku ntego zihariye zishoramari, uko ubukungu bwifashe cyangwa ibikenerwa nabakoresha kugiti cyabo.Abakoresha bagomba gusuzuma niba ibitekerezo, ibitekerezo cyangwa imyanzuro ikubiye hano ihuye nibibazo byabo.Shora ukurikije ingaruka zawe.