28/9/2023

Mugihe ugura cyangwa gutera inkunga, ni ngombwa kumenya agaciro nyako k'isoko ry'umutungo wawe.Keretse niba umukiriya ashobora kubona igenzura ry'umutungo (PIW), raporo y'isuzuma izaba igikoresho cy'ingenzi mu kwemeza agaciro k'isoko ry'umutungo.Abantu benshi bayobewe inzira n'ibipimo byo gusuzuma urugo.Hasi, tuzasubiza ibi bibazo.

Ⅰ.Raporo y'isuzuma ni iki?
Raporo yisuzumabumenyi itangwa nuwabigize umwuga wo gusuzuma imitungo itimukanwa nyuma yo gukora ubushakashatsi ku rubuga kandi agaragaza agaciro k’isoko cyangwa igiciro cy’inzu.Raporo ikubiyemo amakuru yihariye yumubare nkamashusho kare, umubare wibyumba byo kuryamamo nubwiherero, isesengura ryisoko ryagereranijwe (CMA), ibisubizo byagaciro, namafoto yurugo.

Raporo y'isuzuma ishinzwe uwatanze inguzanyo.Ni ngombwa kwemeza ko umutungo ufite isuku kandi ukabungabungwa neza mbere yuko usuzumwa.Niba uherutse gukora ivugurura cyangwa kuvugurura, tanga ibikoresho na fagitire bijyanye kugirango uwatanze inguzanyo yumve neza uko urugo rumeze.

Mu rwego rwo kubahiriza ibisabwa byigenga byigenga (AIR), abatanga inguzanyo bazahitamo guhitamo abasuzuma bashingiye kumiterere y’imiterere y’umutungo kugirango barebe ko ibintu bifatika kandi biboneye mu gihe cyo gusuzuma.Kugira ngo hirindwe amakimbirane y’inyungu, abasesengura bagomba kwirinda kugira inyungu zabo bwite cyangwa imari mu mutungo usuzumwa cyangwa umukiriya usaba isuzumwa.

Byongeye kandi, nta muburanyi ufite inyungu mu nguzanyo ashobora guhindura ibisubizo by'isuzuma muburyo ubwo aribwo bwose cyangwa kugira uruhare muguhitamo isuzuma.

Amafaranga yo gusuzuma aratandukanye bitewe n'akarere n'ubwoko bw'umutungo.Mugihe usabye inguzanyo, tuzaguha igereranyo cyikiguzi cyo gusuzuma.Ibiciro nyabyo birashobora guhinduka, ariko itandukaniro ntabwo risanzwe.

Ⅱ.Ibibazo Bisanzwe Mubisuzuma

1. Ikibazo: Tuvuge ko inzu ifunze escrow & yanditswe ejo.Bizatwara iminsi ingahe kugirango agaciro k'iyi nzu kemerwe n'abashinzwe gusuzuma nkikigereranyo?
Igisubizo: Niba yaranditswe ejo kandi amakuru yo gufata amajwi arahari, irashobora gukoreshwa uyumunsi.Ariko serivisi nyinshi dukoresha mubisanzwe zisaba iminsi 7 kugirango tuyibone.Muri iki kibazo, urashobora gutanga amakuru yo gufata amajwi kubisuzuma, harimo nimero yinyandiko yafashwe.

2. Ikibazo: Umukiriya yakoze umushinga wemewe wo kwagura warangiye ariko ukaba utaratsinda igenzura ryanyuma ryumujyi.Muri iki kibazo, agace kiyongereye gashobora gukoreshwa mugusuzuma?
Igisubizo: Yego, agace kiyongereye karashobora gukoreshwa mugusuzuma, ariko raporo yisuzuma izakorerwa igenzura ryanyuma ryumujyi, nkaho inzu ari shyashya, kandi inguzanyo irashobora gukenera gutegereza kugeza ubugenzuzi bwa nyuma burangiye.Kubwibyo, nibyiza gutumiza isuzuma nyuma yubugenzuzi bwa nyuma bwumujyi.

3. Ikibazo: Ikidendezi kimeze nabi, hamwe na algae.Ni izihe ngaruka iki kibazo kizagira?
Igisubizo: Mubisanzwe biremewe niba ikibazo cyicyatsi kibisi kidakabije.Ariko, niba hari algae nyinshi kuburyo udashobora kubona hepfo yikidendezi, ntabwo byemewe.

4. Ikibazo: Ni ubuhe bwoko bwa ADU bwemewe kandi bushobora gushyirwa mu gaciro ko gusuzuma?
Igisubizo: Kwemerwa kwa ADU mubisanzwe bifitanye isano niba ifite uruhushya.Abashoramari cyangwa abanditsi bazabaza niba hari uruhushya.Niba hari imwe, bizagira ingaruka nziza ku gaciro.

5. Ikibazo: Nigute ushobora gutongana neza kandi neza neza agaciro ko gusuzuma?
Igisubizo: Niba hari ibindi bigereranywa abapimwe batigeze batekereza, birashobora gusuzumwa.Ariko, niba uvuze gusa ko inzu yawe ari nziza, ifite agaciro, ntacyo bimaze.Kuberako agaciro ko gusuzuma kagomba kwemezwa nuwatanze inguzanyo, ugomba gutanga ibimenyetso byemeza ikirego cyawe.

6. Ikibazo: Niba icyumba cyongeweho kidafite uruhushya, agaciro ko gusuzuma ntikiyongera uko bikwiye, sibyo?
Igisubizo: Abantu bakunze kuvuga ko niyo inzu idafite uruhushya, ariko yarongewemo, iracyafite agaciro.Ariko kubatanga, niba nta ruhushya, noneho nta gaciro.Niba waguye inzu nta ruhushya, urashobora gukoresha umwanya wagutse mugihe ntakibazo.Ariko, mugihe ukeneye uruhushya, ni ukuvuga, mugihe ukeneye kwagura inzu yawe byemewe n'amategeko, ubuyobozi bwumujyi burashobora kugusaba kwishyura ibyangombwa utabonye mbere.Ibi bizongera ibiciro byinshi, kandi imijyi imwe n'imwe irashobora kugusaba gusenya igice kitabonye uruhushya.Kubwibyo, niba uri umuguzi, kandi inzu ugura ubu ifite icyumba cyongeweho, ariko ukaba utazi niba hari uruhushya rwemewe, hanyuma nyuma mugihe ukeneye gukora kwaguka kuriyi nzu, ushobora gukenera gukoresha amafaranga yinyongera kugirango abone uruhushya rukenewe, ruzagira ingaruka kumubare nyawo winzu waguze.

7. Ikibazo: Muri kode imwe yiposita, akarere keza k'ishuri kazongera agaciro k'isuzuma?Isuzuma rizitondera cyane amanota yishuri?
Igisubizo: Yego, mubyukuri, itandukaniro ryubwiza bwakarere kishuri rirakomeye.Mu muryango w'Abashinwa, abantu bose bazi akamaro k'uturere tw’ishuri.Ariko rimwe na rimwe, isuzuma rishobora kutumva uko akarere kameze, ashobora kureba akarere k'ishuri gusa kuri kilometero 0.5, ariko ntazi ko umuhanda ukurikira ari akarere k'ishuri gatandukanye rwose.Niyo mpamvu rero kubintu nkuturere tw’ishuri, niba isuzuma ridafashe umwanya wo kubyumva, abashinzwe imitungo itimukanwa bakeneye kubaha amakuru agereranya akarere k’ishuri bireba.

8. Ikibazo: Nibyiza niba igikoni kidafite amashyiga?
Igisubizo: Ku mabanki, inzu idafite amashyiga ifatwa nkibidakora.

9. Ikibazo: Kubyumba byongeweho nta ruhushya, nko guhindura igaraje mubwiherero bwuzuye, mugihe igikoni gitanga gaze kidashyizweho, birashobora gufatwa nkumutekano?
Igisubizo: Niba inzu yose ibungabunzwe neza cyangwa mumiterere isanzwe, cyangwa nta nenge zigaragara zo hanze, umwanditsi ntashobora guhangayikishwa nibibazo byumutekano.

10. Ikibazo: Urashobora gushiraho 1007 kumitungo ikodeshwa gukoresha amafaranga yubukode bwigihe gito?
Igisubizo: Oya, ntibishoboka kubona ibigereranirizo bikwiye kugirango ushyigikire amafaranga yubukode.

11. Ikibazo: Nigute ushobora kongera agaciro k'isuzuma nta kuvugurura?
Igisubizo: Biragoye kongera agaciro k'isuzuma muri ibi bihe.

12. Ikibazo: Nigute twakwirinda kongera kugenzura?
Igisubizo: Menya neza ko amakuru yose utanga ari ayukuri kandi agezweho, ashobora kugabanya amahirwe yo kongera kugenzurwa.Mugihe ukemura inzira zijyanye, menya neza gutanga inyandiko zukuri, ibimenyetso, nibikoresho.Kandi, menya neza gusana ibikenewe ukurikije ibisabwa, kandi ukore ubugenzuzi bukwiye no kubungabunga kugirango inzu yujuje ibisabwa.

13. Ikibazo: Igihe cyemewe cya raporo yisuzuma kingana iki?
Igisubizo: Mubisanzwe, itariki yemewe ya raporo yisuzuma igomba kuba mugihe cyiminsi 120 uhereye umunsi wanditse.Niba irenze iminsi 120 ariko itari iminsi 180, hagomba gukorwa icyemezo cyo kongera kwemeza (Ifishi 1004D) kugirango hemezwe ko agaciro k'umutungo wibintu katagabanutse kuva raporo yambere yisuzumabikorwa yatangiriye gukurikizwa.

14. Ikibazo: Inzu yubatswe idasanzwe izaba ifite agaciro gakomeye ko gusuzuma?
Igisubizo: Oya, agaciro k'isuzuma gaterwa n'ibiciro byo kugurisha amazu hafi.Niba iyubakwa ryinzu ridasanzwe kandi ntagereranywa rishobora kuboneka, agaciro k'inzu ntigashobora kugereranywa neza, bityo bigatuma uwatanze inguzanyo yanga gusaba inguzanyo.

Raporo yisuzuma irenze umubare gusa;Harimo ubuhanga nuburambe kugirango hamenyekane ko ibikorwa byimitungo itimukanwa biboneye kandi bikwiye.Guhitamo inararibonye kandi yizewe hamwe nuwatanze inguzanyo byemeza ko uburenganzira bwawe ninyungu zawe birinzwe kuburyo bushoboka bwose.AAA burigihe yubahiriza ihame ryabakiriya mbere kandi iguha serivisi zumwuga kandi zitaweho.Waba ugura inzu kunshuro yambere, ushaka kumenya byinshi kubijyanye nisuzuma ryurugo, cyangwa ushaka gutanga ibisobanuro mbere yo kugura inzu cyangwa gusaba inguzanyo, turakwemera kutwandikira igihe icyo aricyo cyose.

Itangazo: Iyi ngingo yahinduwe na AAA LENDINGS;amwe mumashusho yakuwe kuri enterineti, umwanya wurubuga ntuhagarariwe kandi ntushobora gusubirwamo nta ruhushya.Hariho ingaruka ku isoko kandi ishoramari rigomba kwitonda.Iyi ngingo ntabwo igizwe ninama zishoramari kugiti cye, kandi ntizita ku ntego zihariye zishoramari, uko ubukungu bwifashe cyangwa ibikenerwa nabakoresha kugiti cyabo.Abakoresha bagomba gusuzuma niba ibitekerezo, ibitekerezo cyangwa imyanzuro ikubiye hano ihuye nibibazo byabo.Shora ukurikije ingaruka zawe.