11/02/2023

Inzozi zo gutunga amazu ni intambwe ikomeye kubantu benshi, ariko ni ngombwa kumenya umubare wamazu ushobora kugura mbere yo gutangira uru rugendo.Gusobanukirwa nubukungu bwawe, urebye ibintu bitandukanye, no gufata icyemezo neza ni intambwe zingenzi muburyo bwo kugura inzu.Muri iki gitabo cyuzuye, tuzagufasha gusubiza ikibazo, “Nshobora kugura inzu zingahe?”

Gusuzuma uko Amafaranga Yifashe

Mbere yo gutangira guhiga amazu, ni ngombwa kureba neza uko ubukungu bwifashe.Hano hari ibintu by'ingenzi ugomba gusuzuma:

1. Amafaranga yinjira

Suzuma ibyo urugo rwawe rwinjiza byose, harimo umushahara wawe, andi masoko yinjiza, hamwe ninjiza mugenzi wawe niba bishoboka.

2. Amafaranga yakoreshejwe

Kubara amafaranga ukoresha buri kwezi, harimo fagitire, ibiribwa, ubwikorezi, ubwishingizi, nibindi biciro bisubirwamo.Ntiwibagirwe kubara amafaranga yakoreshejwe mubushake.

3. Amadeni

Reba imyenda yawe isanzwe, nk'amafaranga asigaye ku ikarita y'inguzanyo, inguzanyo z'abanyeshuri, n'inguzanyo y'imodoka.Umubare w'amadeni-yinjiza ni ikintu cy'ingenzi abatanga inguzanyo basuzuma mugihe wemerewe inguzanyo.

4. Kuzigama no kwishyura mbere

Menya amafaranga wizigamiye ufite, cyane cyane yo kwishyura mbere.Kwishyura hejuru birashobora kugira ingaruka muburyo bwinguzanyo hamwe ninyungu wujuje.

5. Amanota y'inguzanyo

Amanota y'inguzanyo yawe afite uruhare runini mubyangombwa byinguzanyo hamwe ninyungu.Reba raporo y'inguzanyo yawe neza kandi ukore kunoza amanota y'inguzanyo nibiba ngombwa.

Kubara Ibiciro

Umaze kugira ishusho isobanutse yubukungu bwawe, urashobora kubara amafaranga ushobora kugura.Amabwiriza rusange ni itegeko rya 28/36:

• 28% Amategeko: Amafaranga akoreshwa mumiturire ya buri kwezi (harimo inguzanyo, imisoro yumutungo, ubwishingizi, hamwe n’amafaranga yishyirahamwe) ntagomba kurenga 28% yumushahara winjiza ukwezi.
• 36% Amategeko: Amafaranga yishyuwe yose (harimo amafaranga yimiturire nandi madeni) ntagomba kurenga 36% yumushahara winjiza ukwezi.

Koresha ijanisha kugirango ugereranye ubwishyu bwinguzanyo.Wibuke ko mugihe aya mategeko atanga urwego rwingirakamaro, ibihe byubukungu byihariye birashobora kwemerera guhinduka.

Ibintu by'inyongera ugomba gusuzuma

1. Igipimo cyinyungu

Kurikirana igipimo cyinyungu zinguzanyo zubu, kuko zishobora kugira ingaruka zikomeye kuri buri kwezi.Igipimo cyinyungu gito gishobora kongera imbaraga zo kugura.

2. Ubwishingizi bw'ingo n'imisoro ku mutungo

Ntiwibagirwe gushyiramo ibi biciro mugihe ubara ubushobozi.Birashobora gutandukana ukurikije aho uherereye n'umutungo wahisemo.

3. Amafaranga azaza

Reba ibizakoreshwa mu gihe kizaza, nko kubungabunga, gusana, n'amafaranga y'ishyirahamwe rya banyiri amazu, mugihe ugena bije yawe.

4. Ikigega cyihutirwa

Komeza ikigega cyihutirwa kugirango ukoreshe amafaranga utunguranye, ashobora kugufasha kwirinda ibibazo byubukungu.

Inzira yo Kwemeza

Kugirango ubone isuzuma ryukuri ryinzu ushobora kugura, tekereza kubanza kwemererwa inguzanyo.Ibi bikubiyemo gutanga amakuru yimari yawe kumuguriza uzasubiramo inguzanyo, amafaranga winjiza, hamwe nideni kugirango umenye umubare winguzanyo ushobora kuzuza.

Kugisha inama hamwe numujyanama wimari

Niba ubona inzira irenze cyangwa ufite ibihe bidasanzwe byubukungu, nibyiza kugisha inama umujyanama wimari cyangwa inzobere mu gutanga inguzanyo.Barashobora gutanga ubuyobozi bwihariye kandi bagufasha gufata ibyemezo byuzuye.

Umwanzuro

Kumenya inzu ushobora kugura ni intambwe ikomeye muburyo bwo kugura inzu.Harimo gusuzuma neza uko ubukungu bwifashe, urebye ibintu bitandukanye, no gusobanukirwa imipaka yawe.Ukurikije amabwiriza yatanzwe muri iki gitabo, gushaka ibyemezo mbere, no gushaka inama zinzobere mugihe bikenewe, urashobora gufata icyemezo kibimenyeshejwe hanyuma ugatangira urugendo rwa nyiri urugo ufite ikizere.

Itangazo: Iyi ngingo yahinduwe na AAA LENDINGS;amwe mumashusho yakuwe kuri enterineti, umwanya wurubuga ntuhagarariwe kandi ntushobora gusubirwamo nta ruhushya.Hariho ingaruka ku isoko kandi ishoramari rigomba kwitonda.Iyi ngingo ntabwo igizwe ninama zishoramari kugiti cye, kandi ntizita ku ntego zihariye zishoramari, uko ubukungu bwifashe cyangwa ibikenerwa nabakoresha kugiti cyabo.Abakoresha bagomba gusuzuma niba ibitekerezo, ibitekerezo cyangwa imyanzuro ikubiye hano ihuye nibibazo byabo.Shora ukurikije ingaruka zawe.