Igurisha - Gahunda ya AAA Inguzanyo ya Portfolio - Utanga inguzanyo ya AAA numushoramari

Ibicuruzwa birambuye

Kugenda ahantu nyaburanga hashobora kuba ingorabahizi, ariko AAA LENDINGS yoroshya inzira, bigatuma ishishikaza kandi nta guhangayika. Dutanga sisitemu yo gukusanya inyandiko isobanutse kandi yuzuye, igufasha kohereza byoroshye impapuro zisabwa kumurongo. Twese tuzi neza ko igihe cyawe gifite agaciro, kandi mugukora inzira neza, turakomeza gukora cyane no kugenzura urugendo rwawe rwinguzanyo.Inguzanyo ya Broker Massachusetts,Umurongo w'inguzanyo,Inguzanyo isanzwe Texas, Kurenga ibicuruzwa gakondo byinguzanyo, dutanga urutonde rwibisubizo byinguzanyo byujuje ibyifuzo byabakiriya. Ibicuruzwa byacu byinguzanyo 'Non-QM' byateguwe mubihe bidasanzwe byubukungu, bituma tuba inguzanyo yo kuguriza kubaguriza badahuje imiterere gakondo. Twizera ko hari inguzanyo kuri buri wese, kandi uburyo bwihariye bwo gutanga inguzanyo bwerekana ko twiyemeje kutishyira hamwe.

- Gahunda ya AAA Inguzanyo Portfolio - AAA Inguzanyo Zirambuye:

Gahunda ya Portfolio

Incamake

Amatangazo ya Banki ya Portfolio
Portfolio DSCR
Portfolio Amahanga DSCR

Gucuruza gusa

Ibisobanuro

1) 5/6 INTWARO Iminsi 30 Ikigereranyo cya SOFR (5/1/5);
2) Ikigereranyo cyo kugura munsi ya 1: 2;
3) Urwego rwinguzanyo Amafaranga 500.000 - $ 5.000.000.

* Ikigereranyo cyo kugura hejuru ya par nticyemewe

Iyi gahunda niyihe?

Amatangazo ya Banki ya Portfolio

1) Amafaranga yo gutanga inguzanyo kimwe na gahunda ya portfolio;

2) Kwizera / Gusubiramo Ibikorwa, niba bishoboka $ 300;

3) Isubiramo rya TX, niba bishoboka $ 150;

4) Amafaranga yinjira muri banki LTV Max 65%;

5) Itangazo rya Banki - Inyungu Gusa Max LTV 60%;

6) Inguzanyo ntarengwa y'amadorari 500.000;

7) Umunyamahanga - Ntabwo yemerewe;

8) Amezi 18-Mbere yo Kwishura Ibihano bingana ninyungu zamezi 6.

Portfolio DSCR

1) Amafaranga yo gutanga inguzanyo kimwe na gahunda ya portfolio;

2) Kwizera / Gusubiramo Ibikorwa niba bishoboka $ 300;

3) TX Doc Isubiramo niba ikoreshwa $ 150;

4) Inguzanyo ntarengwa y'amadorari 500.000;

5) Umunyamahanga - Ntabwo yemerewe;

6) DSCR ntarengwa 1.000;

7) Inguzanyo yahawe Umuntu Kamere - Nta baguriza ibigo;

8) 2-4 Umutungo wujuje ibyangombwa nu kugabanywa 5% muri Max LTV / CLTVs kuri Matrix;

9) Amezi 18-Mbere yo Kwishura Ibihano bingana ninyungu zamezi 6.

Portfolio FN DSCR

1) Amafaranga yo gutanga inguzanyo kimwe na gahunda ya portfolio;

2) Kwizera / Gusubiramo Ibikorwa niba bishoboka $ 300;

3) TX Doc Isubiramo niba ikoreshwa $ 150;

4) Isubiramo ry’amahanga mu mahanga $ 250;

5) Inguzanyo ntarengwa y'amadorari 500.000;

6) DSCR ntarengwa 1.000;

7) Inyungu Gusa - Ntibyemewe;

8) Ububasha bwa avoka - Ntabwo byemewe;

9) Igihano Mbere yo Kwishura (Umushoramari gusa) ni amezi 18 kandi angana ninyungu zamezi 6.

Nigute Kubara Portfolio DSCR?

DSCR igomba kubarwa kuburyo bukurikira: DSCR = * Amafaranga yinjira mu bukode ÷ Yujuje ibyangombwa byo kwishyura buri kwezi (P na I gusa);

* Amafaranga akodeshwa yubukode = Ubukode Bwuzuye * (1 - Ikintu Cyakoreshejwe);

Ibintu Byakoreshejwe: Umutungo udafite HOA = 25%, Umutungo ufite HOA = 30%;

Ubukode buzaba buke bwa: Amafaranga yubukode bwubu cyangwa amafaranga kuri 1007 yatanzwe nisuzuma ryerekana ingengabihe yubukode bwisoko.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

KUGURISHA AAA, twizera gusubiza abakiriya bacu bafite agaciro. Niyo mpamvu dutanga gahunda yubudahemuka iguhembera ikizere cyawe nubufatanye bukomeje natwe. Gahunda yacu yo kwizerwa yagenewe gukomeza gusezerana no gushimwa, itanga inyungu zidasanzwe hamwe nigabanywa kubakiriya bacu bagarutse. Ubwitange bwawe kuri AAA LENDINGS buramenyekana kandi burahembwa, kandi duharanira gukomeza inyungu zawe muri serivisi zacu uburambe. - Gahunda ya AAA Inguzanyo ya Portfolio - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Abarabu b'Abarabu, Liverpool, Nijeriya, Isosiyete yacu ikurikiza amategeko n'imikorere mpuzamahanga. Turasezeranye kuba inshuti, abakiriya nabafatanyabikorwa bose. Turashaka gushiraho umubano muremure nubucuti na buri mukiriya uturutse kwisi yose dushingiye ku nyungu. Twishimiye cyane abakiriya bose bashaje kandi bashya gusura isosiyete yacu kugirango baganire kubucuruzi.

-AAA Inguzanyo