- Inguzanyo ya AAA Atari QM Gahunda yo kuguriza wenyine-Porogaramu y'inguzanyo - P&L (Kwitegura Inyungu & Gutakaza Gusa) - Inguzanyo ya AAA Ibisobanuro:

Incamake
Abikorera ku giti cyabo baguriza gusa, badashobora kujyana ninguzanyo zinguzanyo zinzego, kandi ntibashaka gutanga impapuro zinyuranye zinjira.
Ibisobanuro
1) Nta mukono wa CPA ukenewe;
2) Umunyamahanga wemerewe;
3) Amafaranga y'inguzanyo agera kuri $ 10M;
4) amezi 12 yabitswe kuri PI (Ntabwo PITIA abandi batanga inguzanyo basabwa);
5) Nta musoro ukenewe;
6) Amafaranga yatanzwe;
7) Kwishura mbere munsi ya 30%;
8) Min. FICO 680.
Iyi gahunda niyihe? Ninde ushobora gusaba iyi gahunda?
• Waba uri inguzanyo wenyine?
• Uwatanze inguzanyo yasabye banki yawe yubucuruzi kugirango abone inguzanyo yujuje ibisabwa? Cyangwa abatanga inguzanyo bagusabye gusinya imenyekanisha ryimisoro kandi ukeneye inyandiko-mvugo?
• Wigeze uhagarikwa cyangwa uhakanwa nabatanga inguzanyo? Ese abatanga inguzanyo bigeze bavuga ngo "Ukurikije umurongo ngenderwaho"
• Waba uzi uburyo ushobora kuzuza inguzanyo yo munzu nta byangombwa byinjira? Nubwo imenyekanisha ryimisoro / imenyekanisha rya banki yubucuruzi, nibindi
Twebwe AAA Inguzanyo zitanga gahunda ikwiye itari QM yinguzanyo ikoreshwa mubihe byavuzwe haruguru, yitwa P&L (Inyungu & Igihombo). Iyi gahunda yagenewe abahawe inguzanyo bikorera ku giti cyabo kandi bakungukirwa n'ubundi buryo bwo gutanga inguzanyo. Ngiyo inyungu nziza kubikorera. CPA / CTEC / EA yarangije kandi yashyizweho umukono P&L irashobora gukoreshwa muburyo bwo kumenyekanisha imisoro kugirango yandike uwagurijwe wenyine. Igihe kimwe, twemeye no kuguriza yateguye P&L, nayo ninyungu nziza kubaguriza bamwe.
Kuki iyi gahunda yateguwe?
Ku baguriza bikorera ku giti cyabo, amezi 12/24 gahunda yo kumenyekanisha banki ni amahitamo meza, kubera ko iyi gahunda idakenera imenyekanisha ryimisoro hamwe na banki yubucuruzi. Ariko, mugihe bamwe mubasabye bafite ubucuruzi, bugoye ibibazo byubukungu hamwe na banki nyinshi, gahunda ya P&L irashobora kuba amahitamo meza kuri wewe. Kuva amezi 12/24 gahunda yo kumenyekanisha banki ifite aho igarukira kubisabwa na banki; ahari max. Amabanki atatu yerekana konti kubucuruzi bumwe, bushobora kuba imbogamizi iganisha kuri gahunda ya P&L.
Niki ukeneye gutegura kugirango wemeze vuba?
Iyo utanze inguzanyo kubaguriza, barashobora gukenera YTD (Umwaka-Kuri-Itariki) P&L (cyangwa wongeyeho umwaka ubanza P&L rimwe na rimwe), uruhushya rwubucuruzi, ibaruwa ya CPA, nibindi.
Byongeye kandi, ugomba kugenzura hamwe nitsinda ryacu ryohereza kugirango ubare amafaranga yambere
Ibicuruzwa birambuye:
Ibicuruzwa bifitanye isano:
Mugihe abatanga inguzanyo benshi bafite aho bagarukira, dukomeje kwagura ibikorwa byacu muri leta zitandukanye, dukorera abahawe inguzanyo muri leta 45, harimo amwe mumasoko akomeye nka California na Texas. Kugera kwacu kwagutse kudufasha gusobanukirwa no guhuza n'imiterere y'akarere, tukareba ko abakiriya bacu bo muri leta zitandukanye bahabwa inkunga yaho mugihe bagifite inyungu kubumenyi bwigihugu cyacu. - Inguzanyo za AAA Non-QM Gahunda yo kuguriza yikorera wenyine - P&L (Kwitegura Inyungu & Gutakaza Gusa) - Inguzanyo za AAA, Igicuruzwa kizatanga ku isi yose, nka: Victoria, Marseille, Makedoniya, Ibisubizo byacu bifite ibyangombwa byemewe byigihugu kubintu byujuje ubuziranenge, byiza, agaciro keza, byakiriwe nabantu ku isi yose. Ibicuruzwa byacu bizakomeza gutera imbere imbere murutonde kandi bigaragara ko biteze imbere ubufatanye nawe, Mubyukuri niba hari kimwe muri ibyo bintu kigushimishije, nyamuneka tubimenyeshe. Tuzanyurwa no kuguha ibisobanuro hejuru yo kwakira ibikenewe birambuye.
Na Ella wo muri Durban - 2017.01.28 19:59 Ibicuruzwa byashyizwe mubikorwa birambuye cyane birashobora kuba ukuri kugirango duhuze ibyo dukeneye, umucuruzi wabigize umwuga.
Na Sofiya wo muri Johor - 2017.03.07 13:42 






