Ikigo cyibicuruzwa

Ibicuruzwa birambuye

KUGURIZA AAA ntabwo gutanga inguzanyo gusa; turi umufatanyabikorwa wawe wubukungu. Dufata umwanya wo kumva intego zawe zamafaranga nibyifuzo byawe, dutanga ubuyobozi burenze inzira yo gusaba. Ibyo twiyemeje mu mibereho yawe y’amafaranga birenze kure cyane guhagarika amasezerano, kandi twiyemeje kugufasha kugera ku ntego zawe z'igihe kirekire, zaba nyir'amazu, ishoramari ry’imitungo itimukanwa, cyangwa guhuriza hamwe imyenda.Inzu Zishyushye zitari Qm Inguzanyo,Amafaranga yinjira mu mahanga,Inguzanyo zinguzanyo Vs Bank, Yashinzwe mu 2007, AAA LENDINGS ni inguzanyo ikomeye itanga inguzanyo ifite amateka akomeye mu myaka 15. Twamenyekanye cyane kubera ubwitange tutajegajega bwo gutanga serivisi zidasanzwe no kwizerwa ku isi yo gutanga inguzanyo. Inshingano zidasanzwe zo gutanga inguzanyo ni gihamya y'uburambe n'ubushobozi bwacu, hamwe n'inguzanyo zitangaje zose hamwe zirenga miliyari 20 z'amadolari. Mu myaka yashize, ubwo bushobozi bwamafaranga bwadushoboje gufasha imiryango igera ku 50.000 kugera ku ntego zabo zo kuguza, bigatuma inzozi zo gutunga amazu ziba impamo.
- Inguzanyo ya AAA Atari QM Gahunda yo kuguriza wenyine-Porogaramu y'inguzanyo - P&L (Kwitegura Inyungu & Gutakaza Gusa) - Inguzanyo ya AAA Ibisobanuro:

Amazina-3PL

Incamake

Abikorera ku giti cyabo baguriza gusa, badashobora kujyana ninguzanyo zinguzanyo zinzego, kandi ntibashaka gutanga impapuro zinyuranye zinjira.

Ibisobanuro

1) Nta mukono wa CPA ukenewe;
2) Umunyamahanga wemerewe;
3) Amafaranga y'inguzanyo agera kuri $ 10M;
4) amezi 12 yabitswe kuri PI (Ntabwo PITIA abandi batanga inguzanyo basabwa);
5) Nta musoro ukenewe;
6) Amafaranga yatanzwe;
7) Kwishura mbere munsi ya 30%;
8) Min. FICO 680.

Iyi gahunda niyihe? Ninde ushobora gusaba iyi gahunda?

• Waba uri inguzanyo wenyine?
• Uwatanze inguzanyo yasabye banki yawe yubucuruzi kugirango abone inguzanyo yujuje ibisabwa? Cyangwa abatanga inguzanyo bagusabye gusinya imenyekanisha ryimisoro kandi ukeneye inyandiko-mvugo?
• Wigeze uhagarikwa cyangwa uhakanwa nabatanga inguzanyo? Ese abatanga inguzanyo bigeze bavuga ngo "Ukurikije umurongo ngenderwaho"
• Waba uzi uburyo ushobora kuzuza inguzanyo yo munzu nta byangombwa byinjira? Nubwo imenyekanisha ryimisoro / imenyekanisha rya banki yubucuruzi, nibindi

Twebwe AAA Inguzanyo zitanga gahunda ikwiye itari QM yinguzanyo ikoreshwa mubihe byavuzwe haruguru, yitwa P&L (Inyungu & Igihombo). Iyi gahunda yagenewe abahawe inguzanyo bikorera ku giti cyabo kandi bakungukirwa n'ubundi buryo bwo gutanga inguzanyo. Ngiyo inyungu nziza kubikorera. CPA / CTEC / EA yarangije kandi yashyizweho umukono P&L irashobora gukoreshwa muburyo bwo kumenyekanisha imisoro kugirango yandike uwagurijwe wenyine. Igihe kimwe, twemeye no kuguriza yateguye P&L, nayo ninyungu nziza kubaguriza bamwe.

Kuki iyi gahunda yateguwe?

Ku baguriza bikorera ku giti cyabo, amezi 12/24 gahunda yo kumenyekanisha banki ni amahitamo meza, kubera ko iyi gahunda idakenera imenyekanisha ryimisoro hamwe na banki yubucuruzi. Ariko, mugihe bamwe mubasabye bafite ubucuruzi, bugoye ibibazo byubukungu hamwe na banki nyinshi, gahunda ya P&L irashobora kuba amahitamo meza kuri wewe. Kuva amezi 12/24 gahunda yo kumenyekanisha banki ifite aho igarukira kubisabwa na banki; ahari max. Amabanki atatu yerekana konti kubucuruzi bumwe, bushobora kuba imbogamizi iganisha kuri gahunda ya P&L.

Niki ukeneye gutegura kugirango wemeze vuba?

Iyo utanze inguzanyo kubaguriza, barashobora gukenera YTD (Umwaka-Kuri-Itariki) P&L (cyangwa wongeyeho umwaka ubanza P&L rimwe na rimwe), uruhushya rwubucuruzi, ibaruwa ya CPA, nibindi.
Byongeye kandi, ugomba kugenzura hamwe nitsinda ryacu ryohereza kugirango ubare amafaranga yambere


Ibicuruzwa birambuye:

- Inguzanyo ya AAA Atari QM Gahunda yo kuguriza wenyine - P&L (Kwitegura Inyungu & Gutakaza Gusa) - AAA Inguzanyo zirambuye amashusho


Ibicuruzwa bifitanye isano:

Ibyo twiyemeje kuba indashyikirwa no kwitangira abakiriya bacu byaduteye kwagura ibikorwa byacu muri leta 45, nka Arizona, California, Washington DC, Florida, Nevada, na Texas, n'ibindi. Ariko, intsinzi yacu ntabwo isobanurwa numubare gusa. Isubiramo ritabarika ryiza hamwe nijambo rikomeye kumunwa twabonye twabonye nk'ikimenyetso cyo kwizerana n'icyizere isoko ryadushizemo. - Inguzanyo za AAA Non-QM Yikorera wenyine kuguriza - - P&L (Kwitegura Inyungu & Gutakaza Gusa) - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Cannes, Tuniziya, Buligariya, Twahoraga dushiraho ikoranabuhanga rishya ryo koroshya umusaruro, no gutanga ibicuruzwa bifite ibiciro byapiganwa kandi bifite ireme! Guhaza abakiriya nibyo dushyira imbere! Urashobora kutumenyesha igitekerezo cyawe cyo guteza imbere igishushanyo cyihariye cya moderi yawe bwite kugirango wirinde ibice bisa cyane kumasoko! Tugiye kwerekana serivisi zacu nziza kugirango duhaze ibyo ukeneye byose! Wibuke kutwandikira ako kanya!
  • Ubwiza buhanitse, bukora neza, guhanga no kuba inyangamugayo, bikwiye kugira ubufatanye burambye! Dutegereje ubufatanye bw'ejo hazaza!
    Inyenyeri 5Na Roland Jacka wo muri Jamayike - 2017.12.19 11:10
    Abakozi bafite ubuhanga, bafite ibikoresho byose, inzira irasobanutse, ibicuruzwa byujuje ibisabwa kandi gutanga biratangwa, umufatanyabikorwa mwiza!
    Inyenyeri 5Na Annie wo muri Mongoliya - 2017.11.29 11:09