Ibicuruzwa byinshi - AAA Inguzanyo Atari QM Gahunda yo kuguriza wenyine - P&L (Kwitegura Inyungu & Gutakaza Gusa) - Gutanga inguzanyo ya AAA numushoramari

Ibicuruzwa birambuye

Twumva ko inguzanyo atari igikorwa cyamafaranga gusa ahubwo ni icyemezo cyingenzi cyubuzima. Ibyo twibandaho kubakiriya-bivuze ko tutareba imibare gusa; dusuzumye inkuru yawe idasanzwe, ibyifuzo, n'intego zamafaranga. Inzobere mu gutanga inguzanyo zifata umwanya wo gusobanukirwa urugendo rwawe bwite, zemeza ko wakiriye igisubizo cyinguzanyo gihuza nicyerekezo cyawe kizaza.Gumana Inguzanyo,Inguzanyo isanzwe Vs Inguzanyo,Inguzanyo y'inguzanyo 2021, Mu rwego rwo kwiyemeza kuguma ku isonga mu nganda, dushora imari cyane mu ikoranabuhanga rigezweho kugira ngo gahunda yo gusaba inguzanyo no kwemezwa. Ibi ntabwo byihutisha gahunda yo gusaba gusa ahubwo binaguha amakuru yigihe-gihe kumiterere yinguzanyo yawe, biguha amahoro yumutima no gukuraho ukutamenya gushidikanya bishobora kuzanwa nuburyo bwo gutanga inguzanyo. Uburyo bwacu bushingiye ku buhanga butuma dushobora gutanga uburambe kandi bworoshye, bigatuma urugendo rwawe rugira nyiri urugo cyangwa gutera inkunga neza bishoboka.

- Inguzanyo ya AAA Atari QM Gahunda yo kuguriza wenyine-Porogaramu y'inguzanyo - P&L (Kwitegura Inyungu & Gutakaza Gusa) - Inguzanyo ya AAA Ibisobanuro:

Amazina-3PL

Incamake

Ni amahitamo meza kubatiza inguzanyo ku giti cyabo badashobora kuba bafite inguzanyo zinguzanyo kandi badashaka gutanga itandukaniro ryibyangombwa byinjira.

Ingingo z'ingenzi

1) Nta mukono wa CPA ukenewe;
2) Umunyamahanga wemerewe;
3) Amafaranga y'inguzanyo agera kuri $ 10M;
4) amezi 12 yabitswe kuri PI;
5) Nta musoro ukenewe;
6) Amafaranga yatanzwe;
7) Kwishura mbere kugeza 30%;
8) Min. FICO 680.

Niki Kwitegura P&L? Ninde ushobora gusaba iyi gahunda?

• Waba uri inguzanyo wenyine?
• Ese uwatanze inguzanyo yasabye banki yawe yubucuruzi kugirango abone inguzanyo yujuje ibisabwa? Cyangwa abaguriza bawe bagusabye gusinya imenyekanisha ryimisoro kandi ukeneye inyandiko-mvugo?
• Wigeze uhagarikwa cyangwa uhakanwa nabatanga inguzanyo? Abatanga inguzanyo bigeze bavuga ngo "Ukurikije umurongo ngenderwaho"?
• Waba uzi uburyo ushobora kuzuza inguzanyo yo munzu nta byangombwa byinjira? Nubwo imenyekanisha ryimisoro / imenyekanisha rya banki yubucuruzi, nibindi

Inguzanyo ya AAA ubu itanga gahunda ikwiye itari QM yinguzanyo ikoreshwa mubihe byavuzwe haruguru, yitwa P&L (Inyungu & Igihombo). P&L yagenewe abahawe inguzanyo bikorera ku giti cyabo kandi bakungukirwa n'ubundi buryo bwo gutanga inguzanyo. Nicyo gice cyiza kubakoresha wenyine. CPA / CTEC / EA yarangije kandi yashyizweho umukono P&L irashobora gukoreshwa muburyo bwo kumenyekanisha imisoro kugirango yandike uwagurijwe wenyine. Rimwe na rimwe, ndetse twemera uwagurijwe yateguye P&L, nayo ni inkuru nziza kubaguriza bamwe.

Kumenyesha byihuse

Iyo utugejejeho inguzanyo, dushobora gukenera YTD (Umwaka-ku-Itariki) P&L (cyangwa wongeyeho umwaka ubanza P&L rimwe na rimwe), uruhushya rwubucuruzi, ibaruwa ya CPA, nibindi. Inzira zose nibyiza kubitanga mugihe cyoherejwe bwa mbere cyangwa mugihe byemejwe ninguzanyo.

Byongeye kandi, ugomba kugenzura hamwe nitsinda ryacu ryohereza kugirango ubare amafaranga yambere.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

KUGURIZA AAA ntabwo gutanga inguzanyo gusa; turi umufatanyabikorwa wawe wubukungu. Dufata umwanya wo kumva intego zawe zamafaranga nibyifuzo byawe, dutanga ubuyobozi burenze inzira yo gusaba. Ibyo twiyemeje mu mibereho yawe y’amafaranga birenze kure cyane guhagarika amasezerano, kandi twiyemeje kugufasha kugera ku ntego zawe z'igihe kirekire, zaba nyir'amazu, ishoramari ry’imitungo itimukanwa, cyangwa guhuriza hamwe imyenda. - Inguzanyo za AAA Non-QM Gahunda yo kuguriza yikorera wenyine - P&L (Kwitegura Inyungu & Gutakaza Gusa) - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Iraki, Melbourne, Bahrein, Bitewe n’ibiciro byiza kandi byiza, ibicuruzwa byacu byoherejwe mu bihugu n’uturere birenga 10. Dutegereje gufatanya nabakiriya bose baturutse mu gihugu ndetse no hanze yarwo. Byongeye kandi, kunyurwa kwabakiriya nibyo dukurikirana ubuziraherezo.

-AAA Inguzanyo