Ibicuruzwa byinshi - AAA Inguzanyo Atari QM Umushahara & Kwikorera wenyine kuguriza Umutungo Gahunda - Amafaranga yinjiza avugwa - Inguzanyo ya AAA hamwe numushoramari

Ibicuruzwa birambuye

Inzozi zo gutunga amazu ntizagarukira kubaguzi gakondo. Muri AAA LENDINGS, dufite gahunda zihariye zo kwita kubatiza inguzanyo gakondo. Niba wikorera wenyine, ufite amafaranga yinjiza, cyangwa uhura nubukungu budasanzwe, amahitamo yinguzanyo arashobora gufata inyungu zawe. Twakiriye neza muburyo butandukanye mubaguriza kandi dushakisha byimazeyo ibisubizo bishya byinguzanyo, turebe ko urugendo rwawe kuri nyiri urugo rukomeza kuba rwiza, tutitaye kubibazo byubukungu.Inguzanyo ya Wvoe,Gahunda yo Kugabanya Umutungo,Inguzanyo ya Broker Vs Mortgage Banker, Mu rwego rwo kwiyemeza kuguma ku isonga mu nganda, dushora imari cyane mu ikoranabuhanga rigezweho kugira ngo gahunda yo gusaba inguzanyo no kwemezwa. Ibi ntabwo byihutisha gahunda yo gusaba gusa ahubwo binaguha amakuru yigihe-gihe kumiterere yinguzanyo yawe, biguha amahoro yumutima no gukuraho ukutamenya gushidikanya bishobora kuzanwa nuburyo bwo gutanga inguzanyo. Uburyo bwacu bushingiye ku buhanga butuma dushobora gutanga uburambe kandi bworoshye, bigatuma urugendo rwawe rugira nyiri urugo cyangwa gutera inkunga neza bishoboka.

- Inguzanyo ya AAA Ntabwo ari QM Umushahara & Kwikorera wenyine-Inguzanyo Yumutungo Gahunda - Amafaranga yinjiza yukuri - Inguzanyo ya AAA Ibisobanuro:

Umutwe

Incamake

Koresha umutungo w'uguriza kugirango wuzuze ibisabwa, umutungo w'uguriza ugomba kwishyura byibuze amafaranga 6 yabikijwe yinjiza buri kwezi.

Ibisobanuro

1) Nta P&L ikenewe;
2) Nta WVOE ikenewe;
3) amezi 12 yabitswe kuri PI (Ntabwo PITIA abandi batanga inguzanyo basabwa);
4) Amafaranga yatanzwe;
5) Amafaranga y'inguzanyo agera kuri $ 2.5M;
6) Kugura & Nta Cash hanze irahari.

Iyi gahunda niyihe?

• Waba uzi gukoresha umutungo gusa kugirango wemererwe inguzanyo yinguzanyo?
• Waba warahagaritswe cyangwa wangiwe nuwatanze inguzanyo kuri gahunda ya WVOE (Written Verification of Employment)?
• Ntabwo ufite umutungo mwinshi mugihe ushaka kugura inzu yawe bwite?
• Umukoresha wawe ntiyashakaga gutanga ifishi ya WVOE cyangwa gufatanya?

Niba warigeze guhura nibibazo byavuzwe haruguru, nta mpungenge, uze iwacu hanyuma tuzabagezaho gahunda itari QM kuri wewe- - Amafaranga yinjiza yukuri. Porogaramu imenyereye gahunda ya {WVOE}, yagenewe abahawe inguzanyo bahembwa hamwe n'abikorera ku giti cyabo. Inguzanyo zitari QM zifite gahunda nkeya nkizo abinjiza umushahara na ba nyir'ubucuruzi bashobora gusaba bombi.

Nigute iyi gahunda ikora?

Nka kurya kw'izina ry'ibicuruzwa, iyi gahunda yujuje ibyangombwa n'umutungo kimwe. Reba hepfo:

abio01
abio02

Niba amafaranga yukuri avugwa muriyi gahunda yinguzanyo yahisemo, uwagurijwe azasabwa gusa gutanga umutungo ushingiye kumitungo isaba inguzanyo (1003). Aya mafaranga azakoreshwa mu kubara umwenda wujuje ibisabwa ku kigereranyo cy’amafaranga yavuzwe mu gice cya VIII cy’aya mabwiriza.

Ninde ushobora gusaba iyi gahunda?

Nkuko byavuzwe haruguru, ibyo ari byo byose uguriza umushahara cyangwa uwagurijwe wenyine, urashobora gusaba iyi gahunda. Niba uwagurijwe umushahara, nta nyandiko zidasanzwe zikenewe mugihe usabye inguzanyo nshya yinzu yinguzanyo ya Non-QM hamwe nuwatanze inguzanyo. Niba uwikorera wenyine cyangwa inguzanyo 1099, ushobora gukenera ibaruwa yoroshye ya CPA.

Nigute iyi gahunda ikora?

Nka kurya kw'izina ry'ibicuruzwa, iyi gahunda yujuje ibyangombwa n'umutungo kimwe. Bitandukanye nizindi gahunda, ntidutanga ntabwo dukeneye gutegura inyandiko zidasanzwe zitangwa nuwagurijwe. Gusa tegura impapuro zisanzwe za banki mugihe usaba inguzanyo yinguzanyo yinzu yawe, Reba hepfo kumakuru yawe:

Amafaranga yinjiza asobanura uwagurijwe avuga amafaranga yinjiza asanzwe muburyo bwo gusaba inguzanyo. Uwatanze inguzanyo azagenzura amafaranga uwagurijwe yinjiza buri kwezi ashobora gushyigikirwa n'umutungo wa “Liquid” mbere yo gufunga.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Ibyo twiyemeje gukorera mu mucyo birenze ibyiciro byambere byinguzanyo. Turemeza ko wunvise neza amasezerano yinguzanyo yawe, harimo igipimo cyinyungu, amafaranga, nigiciro cyo gufunga. Ntibitangaje kumunsi wo gusoza. Twiyemeje kuguha ibisobanuro bitaziguye, bidafite jargon, kuburyo ushobora kwizera neza kugendana namafaranga yo kugura inzu cyangwa gutunganywa. - Inguzanyo ya AAA Ntabwo ari QM Umushahara & Kwikorera wenyine-kuguriza Umutungo Umutungo - Amafaranga yinjiza yukuri - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Paris, Jamaica, Roman, injeniyeri yujuje ibyangombwa bya R&D birashobora kuba bihari kugirango ubone inama kandi tuzagerageza uko dushoboye kugira ngo twuzuze ibyo usabwa. Ukwiye rero kumva udashaka kutubaza. Uzashobora kutwoherereza imeri cyangwa kuduhamagarira ubucuruzi buciriritse. Ubundi urashobora kuza mubucuruzi bwacu wenyine kugirango urusheho kutumenya. Tugiye rwose kubagezaho amagambo meza yatanzwe na serivisi nyuma yo kugurisha. Twiteguye kubaka umubano uhamye kandi wubucuti nabacuruzi bacu. Kugirango tugere ku ntsinzi, tuzakora ibishoboka byose kugirango twubake ubufatanye bukomeye hamwe nakazi ko gutumanaho mucyo hamwe nabagenzi bacu. Ikirenze byose, turi hano kugirango twakire ibibazo byawe kubicuruzwa na serivisi byacu.

-AAA Inguzanyo