Ibicuruzwa byinshi - AAA Inguzanyo Atari QM Umushahara & Kwikorera wenyine kuguriza Umutungo Gahunda - Amafaranga yinjiza avugwa - Inguzanyo ya AAA hamwe numushoramari

Ibicuruzwa birambuye

Inzozi zo gutunga amazu ntizagarukira kubaguzi gakondo. Muri AAA LENDINGS, dufite gahunda zihariye zo kwita kubatiza inguzanyo gakondo. Niba wikorera wenyine, ufite amafaranga yinjiza, cyangwa uhura nubukungu budasanzwe, amahitamo yinguzanyo arashobora gufata inyungu zawe. Twakiriye neza muburyo butandukanye mubaguriza kandi dushakisha byimazeyo ibisubizo bishya byinguzanyo, turebe ko urugendo rwawe kuri nyiri urugo rukomeza kuba rwiza, tutitaye kubibazo byubukungu.Abatanga Inguzanyo Zambere,Nta bisabwa byinjira,Massachusetts Mortgage Broker Cyangwa Utanga Inguzanyo, KUGURIZA AAA, dukora twizera tudashidikanya ko 'Nta nguzanyo idashoboka.' Iyi myizerere ni imbaraga zitera ibikorwa byacu kandi bikubiye mu nteruro yacu, Bashoboye gufasha, Buri gihe. Ikubiyemo ibintu nyabyo biranga AAA yacu. Twese tuzi ko abakiriya batandukanye hamwe nuburyo butandukanye bwo gutanga inguzanyo bisaba ibisubizo byihariye, kandi twiteguye kubitanga.

- Inguzanyo ya AAA Ntabwo ari QM Umushahara & Kwikorera wenyine-Inguzanyo Yumutungo Gahunda - Amafaranga yinjiza yukuri - Inguzanyo ya AAA Ibisobanuro:

Umutwe

Incamake

Koresha umutungo w'uguriza kugirango wuzuze ibisabwa, umutungo w'uguriza ugomba kwishyura byibuze amafaranga 6 yabikijwe yinjiza buri kwezi.

Ibisobanuro

1) Nta P&L ikenewe;
2) Nta WVOE ikenewe;
3) amezi 12 yabitswe kuri PI (Ntabwo PITIA abandi batanga inguzanyo basabwa);
4) Amafaranga yatanzwe;
5) Amafaranga y'inguzanyo agera kuri $ 2.5M;
6) Kugura & Nta Cash hanze irahari.

Iyi gahunda niyihe?

• Waba uzi gukoresha umutungo gusa kugirango wemererwe inguzanyo yinguzanyo?
• Waba warahagaritswe cyangwa wangiwe nuwatanze inguzanyo kuri gahunda ya WVOE (Written Verification of Employment)?
• Ntabwo ufite umutungo mwinshi mugihe ushaka kugura inzu yawe bwite?
• Umukoresha wawe ntiyashakaga gutanga ifishi ya WVOE cyangwa gufatanya?

Niba warigeze guhura nibibazo byavuzwe haruguru, nta mpungenge, uze iwacu hanyuma tuzabagezaho gahunda itari QM kuri wewe- - Amafaranga yinjiza yukuri. Porogaramu imenyereye gahunda ya {WVOE}, yagenewe abahawe inguzanyo bahembwa hamwe n'abikorera ku giti cyabo. Inguzanyo zitari QM zifite gahunda nkeya nkizo abinjiza umushahara na ba nyir'ubucuruzi bashobora gusaba bombi.

Nigute iyi gahunda ikora?

Nka kurya kw'izina ry'ibicuruzwa, iyi gahunda yujuje ibyangombwa n'umutungo kimwe. Reba hepfo:

abio01
abio02

Niba amafaranga yukuri avugwa muriyi gahunda yinguzanyo yahisemo, uwagurijwe azasabwa gusa gutanga umutungo ushingiye kumitungo isaba inguzanyo (1003). Aya mafaranga azakoreshwa mu kubara umwenda wujuje ibisabwa ku kigereranyo cy’amafaranga yavuzwe mu gice cya VIII cy’aya mabwiriza.

Ninde ushobora gusaba iyi gahunda?

Nkuko byavuzwe haruguru, ibyo ari byo byose uguriza umushahara cyangwa uwagurijwe wenyine, urashobora gusaba iyi gahunda. Niba uwagurijwe umushahara, nta nyandiko zidasanzwe zikenewe mugihe usabye inguzanyo nshya yinzu yinguzanyo ya Non-QM hamwe nuwatanze inguzanyo. Niba uwikorera wenyine cyangwa inguzanyo 1099, ushobora gukenera ibaruwa yoroshye ya CPA.

Nigute iyi gahunda ikora?

Nka kurya kw'izina ry'ibicuruzwa, iyi gahunda yujuje ibyangombwa n'umutungo kimwe. Bitandukanye nizindi gahunda, ntidutanga ntabwo dukeneye gutegura inyandiko zidasanzwe zitangwa nuwagurijwe. Gusa tegura impapuro zisanzwe za banki mugihe usaba inguzanyo yinguzanyo yinzu yawe, Reba hepfo kumakuru yawe:

Amafaranga yinjiza asobanura uwagurijwe avuga amafaranga yinjiza asanzwe muburyo bwo gusaba inguzanyo. Uwatanze inguzanyo azagenzura amafaranga uwagurijwe yinjiza buri kwezi ashobora gushyigikirwa n'umutungo wa “Liquid” mbere yo gufunga.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Igihe cyawe ni icy'agaciro, kandi turabyubaha. Ku nguzanyo ya AAA, twiyemeje kunonosora inzira yinguzanyo kugirango tubone umwanya n'imbaraga. Porogaramu yacu kumurongo irashimisha abakoresha kandi yateguwe muburyo bworoshye. Urashobora kurangiza gusaba kumuvuduko wawe, uhereye kumurugo wawe cyangwa mubiro. Turabizi ko ufite ubuzima buhuze, kandi tugamije gukora inzira yinguzanyo ishishikaje, ikora neza, kandi igatwara igihe. - Inguzanyo ya AAA Ntabwo ari QM Umushahara & Kwikorera-Abikorera Gahunda Yumutungo - Amafaranga yinjiza yukuri - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Umujyi wa Salt Lake City, Vancouver, Malidiya, Twageze kuri ISO9001 itanga urufatiro rukomeye rwiterambere ryacu. Gukomeza muburyo bwiza, Gutanga byihuse, Igiciro cyo Kurushanwa, twashyizeho ubufatanye burambye nabakiriya baturutse mumahanga ndetse no mugihugu imbere kandi tubona ibitekerezo bishya kandi bishaje byabakiriya. Ni ishema ryinshi kubahiriza ibyo usaba. Dutegereje tubikuye ku mutima ibitekerezo byanyu.

-AAA Inguzanyo

Abakozi ba serivise yabakiriya bihangane cyane kandi bafite imyumvire myiza kandi itera imbere kubwinyungu zacu, kugirango tubashe gusobanukirwa neza ibicuruzwa hanyuma amaherezo twumvikanye, murakoze!
Inyenyeri 5