Ibicuruzwa byinshi - AAA Inguzanyo Atari QM Umushahara & Kwikorera wenyine kuguriza Umutungo Gahunda - Amafaranga yinjiza avugwa - Inguzanyo ya AAA hamwe numushoramari

Ibicuruzwa birambuye

Mugihe abatanga inguzanyo benshi bafite aho bagarukira, dukomeje kwagura ibikorwa byacu muri leta zitandukanye, dukorera abahawe inguzanyo muri leta 45, harimo amwe mumasoko akomeye nka California na Texas. Kugera kwacu kwagutse kudufasha gusobanukirwa no guhuza n'imiterere y'akarere, tukareba ko abakiriya bacu bo muri leta zitandukanye bahabwa inkunga yaho mugihe bagifite inyungu kubumenyi bwigihugu cyacu.Inguzanyo isanzwe Vs Inguzanyo,New Jersey Mortgage Broker Cyangwa Utanga inguzanyo,Kugereranya Inguzanyo, Twumva ko inguzanyo zishobora kuba impungenge kubantu benshi baguriza. Niyo mpamvu dutanga serivisi zubujyanama bwinguzanyo kugirango tugufashe kunoza amanota yinguzanyo no kubona inguzanyo nziza. Mugutanga ubushishozi bwingirakamaro hamwe nubuyobozi bujyanye, tugamije guhuza abashobora kuguriza bashobora kubanza kutamenya neza ibyangombwa byabo. Turi hano kugirango tugushoboze kugenzura ejo hazaza hawe kumafaranga.

- Inguzanyo ya AAA Ntabwo ari QM Umushahara & Kwikorera wenyine-Inguzanyo Yumutungo Gahunda - Amafaranga yinjiza yukuri - Inguzanyo ya AAA Ibisobanuro:

Umutwe

Incamake

Koresha inguzanyo ya mezi 6 yabikijwe yinjiza buri kwezi kugirango ushyigikire amafaranga yavuzwe muri 1003.

Ingingo z'ingenzi

1) Nta P&L ikenewe;
2) Nta WVOE ikenewe;
3) amezi 12 yabitswe kuri PI;
4) Amafaranga yatanzwe;
5) Amafaranga y'inguzanyo agera kuri $ 2.5M;
6) Kugura & Oya R / T.

Amafaranga yinjiza avugwa ni iki?

• Waba uzi gukoresha umutungo gusa kugirango wemererwe inguzanyo yinguzanyo?
• Waba warahagaritswe cyangwa wangiwe nuwatanze inguzanyo kuri gahunda ya WVOE (Written Verification of Employment)?
• Umutungo wawe ntufite byinshi mugihe ushaka kugura inzu yawe bwite?
• Umukoresha wawe ntiyashakaga gutanga ifishi ya WVOE cyangwa gufatanya?

Niba warigeze guhura nibibazo byavuzwe haruguru, porogaramu isa na gahunda ya {WVOE}, yagenewe abahawe inguzanyo bahembwa hamwe n'abikorera ku giti cyabo. Inguzanyo zitari QM zifite gahunda nkeya nkizo abinjiza umushahara na ba nyir'ubucuruzi bashobora gusaba bombi.

Iyi gahunda ikora ite?

Nka kurya kw'izina ry'ibicuruzwa, iyi gahunda yujuje ibyangombwa n'umutungo kimwe. Reba hepfo:

· Amafaranga yinjiza bivuze ko uwagurijwe avuga amafaranga yinjiza muri iki gihe muri 1003

(Gusaba).

· Tugenzura ko amafaranga yinjiza buri kwezi ashobora GUSHYIGIKIRA n'umutungo utimukanwa mbere yo gufunga.

Kubara:

Umutungo / 6 ugomba kuba munini kuruta Amafaranga yinjira

· Umuganga wubuvuzi ufite $ 300,000 mumitungo ninjiza 1003 y $ 20.000 kumwezi?
Nibyo, ibi birashoboka. $ 300,000 / 6 = $ 50.000 arenga $ 20.000 buri kwezi yinjiza kurutonde. Dukoresha $ 20.000 kugirango tubone ibyangombwa.

· Umushahara Winjiza Masseuse ufite 100.000 $ mumitungo kandi akavuga ko yinjiza $ 15,000 kumwezi?
Oya, ibi ntibishoboka. Nubwo $ 100.000 / 6 = $ 16,666> $ 15,000 niyo yinjiza buri kwezi yavuzwe. ntibikwiye ko umushahara winjiza masaeuse winjiza $ 15,000 kumwezi.

· Kwikorera wenyine Kwinjiza / Kwohereza hanze Rwiyemezamirimo ufite $ 500,000 mumitungo kandi yinjije 100.000 $ buri kwezi?
Nibyo, ibi birashoboka. $ 500,000 / 6 = $ 83,333 & uwagurijwe avuga 100.000 $ buri kwezi. Icyakora amadolari 83,333 niyo akoreshwa muburyo bwo kuzuza ibisabwa.

Niba duhisemo Elite yukuri yinjiza, uwagurijwe azasabwa gusa gutanga umutungo ushingiye kumitungo isaba inguzanyo (1003). Amafaranga yinjiza azakoreshwa mu kubara umwenda wujuje ibisabwa ku kigereranyo cy’amafaranga.

Niba uhisemo gahunda yukuri yinjiza, uwagurijwe azasabwa gusa gutanga umutungo ushingiye kumitungo isaba inguzanyo (1003). Amafaranga yinjiza azakoreshwa mu kubara umwenda wujuje ibisabwa ku kigereranyo cy’amafaranga.

Ninde ushobora gusaba iyi gahunda?

Ntakibazo waba uwagurijwe umushahara cyangwa uwagurijwe wenyine, urashobora gusaba iyi gahunda. Ku baguriza umushahara, nta nyandiko zidasanzwe zikenewe mugihe usabye inguzanyo nshya yinzu yinguzanyo ya Non-QM hamwe nuwatanze inguzanyo. Ku baguriza ku giti cyabo cyangwa 1099 baguriza, ibaruwa ya CPA irashobora gusaba.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Inzozi zo gutunga amazu ntizagarukira kubaguzi gakondo. Muri AAA LENDINGS, dufite gahunda zihariye zo kwita kubatiza inguzanyo gakondo. Niba wikorera wenyine, ufite amafaranga yinjiza, cyangwa uhura nubukungu budasanzwe, amahitamo yinguzanyo arashobora gufata inyungu zawe. Twakiriye neza muburyo butandukanye mubaguriza kandi dushakisha byimazeyo ibisubizo bishya byinguzanyo, turebe ko urugendo rwawe kuri nyiri urugo rukomeza kuba rwiza, tutitaye kubibazo byubukungu. - Inguzanyo za AAA Ntabwo ari QM Umushahara & Kwikorera ku giti cye Gahunda y'umutungo - Amafaranga yinjiza yukuri - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Alijeriya, Nijeriya, Korowasiya, Buri gihe dukurikiza gukurikiza ubunyangamugayo, inyungu rusange, iterambere rusange, nyuma y’iterambere ry’ibikorwa, ibicuruzwa bitwara abantu n'ibintu bidahwema gutanga serivisi, ibyoherezwa mu mahanga, uburyo butandukanye bwo kohereza ibicuruzwa mu mahanga, uburyo bwo kohereza ibicuruzwa mu mahanga, uburyo bwo kohereza ibicuruzwa mu mahanga, uburyo butandukanye bwo kohereza ibicuruzwa mu mahanga, uburyo butandukanye bwo kohereza ibicuruzwa mu mahanga, uburyo butandukanye bwo kohereza ibicuruzwa mu mahanga, uburyo butandukanye bwo kohereza ibicuruzwa mu mahanga, uburyo bwo kohereza ibicuruzwa mu mahanga, uburyo butandukanye bwo kohereza ibicuruzwa mu mahanga, uburyo bwo kohereza ibicuruzwa mu mahanga, uburyo butandukanye bwo kohereza ibicuruzwa mu mahanga, uburyo bwo kohereza ibicuruzwa mu mahanga, uburyo butandukanye bwo kohereza ibicuruzwa mu mahanga. Tegura uburyo bumwe bwo gushakisha isoko kubakiriya bacu!

-AAA Inguzanyo