Ikigo cyibicuruzwa

Ibicuruzwa birambuye

Inzozi zo gutunga amazu ntizagarukira kubaguzi gakondo. Muri AAA LENDINGS, dufite gahunda zihariye zo kwita kubatiza inguzanyo gakondo. Niba wikorera wenyine, ufite amafaranga yinjiza, cyangwa uhura nubukungu budasanzwe, amahitamo yinguzanyo arashobora gufata inyungu zawe. Twakiriye neza muburyo butandukanye mubaguriza kandi dushakisha byimazeyo ibisubizo bishya byinguzanyo, turebe ko urugendo rwawe kuri nyiri urugo rukomeza kuba rwiza, tutitaye kubibazo byubukungu.Isesengura ryinjira mu kazi,Atr-Byuzuye,Ishyirahamwe ry'abakora inguzanyo, Kurenga ibicuruzwa gakondo byinguzanyo, dutanga urutonde rwibisubizo byinguzanyo byujuje ibyifuzo byabakiriya. Ibicuruzwa byacu byinguzanyo 'Non-QM' byateguwe mubihe bidasanzwe byubukungu, bituma tuba inguzanyo yo kuguriza kubaguriza badahuje imiterere gakondo. Twizera ko hari inguzanyo kuri buri wese, kandi uburyo bwihariye bwo gutanga inguzanyo bwerekana ko twiyemeje kutishyira hamwe.
- Inguzanyo ya AAA Ntabwo ari QM Umushahara & Kwikorera wenyine-Inguzanyo Yumutungo Gahunda - Amafaranga yinjiza yukuri - Inguzanyo ya AAA Ibisobanuro:

Umutwe

Incamake

Koresha umutungo w'uguriza kugirango wuzuze ibisabwa, umutungo w'uguriza ugomba kwishyura byibuze amafaranga 6 yabikijwe yinjiza buri kwezi.

Ibisobanuro

1) Nta P&L ikenewe;
2) Nta WVOE ikenewe;
3) amezi 12 yabitswe kuri PI (Ntabwo PITIA abandi batanga inguzanyo basabwa);
4) Amafaranga yatanzwe;
5) Amafaranga y'inguzanyo agera kuri $ 2.5M;
6) Kugura & Nta Cash hanze irahari.

Iyi gahunda niyihe?

• Waba uzi gukoresha umutungo gusa kugirango wemererwe inguzanyo yinguzanyo?
• Waba warahagaritswe cyangwa wangiwe nuwatanze inguzanyo kuri gahunda ya WVOE (Written Verification of Employment)?
• Ntabwo ufite umutungo mwinshi mugihe ushaka kugura inzu yawe bwite?
• Umukoresha wawe ntiyashakaga gutanga ifishi ya WVOE cyangwa gufatanya?

Niba warigeze guhura nibibazo byavuzwe haruguru, nta mpungenge, uze iwacu hanyuma tuzabagezaho gahunda itari QM kuri wewe- - Amafaranga yinjiza yukuri. Porogaramu imenyereye gahunda ya {WVOE}, yagenewe abahawe inguzanyo bahembwa hamwe n'abikorera ku giti cyabo. Inguzanyo zitari QM zifite gahunda nkeya nkizo abinjiza umushahara na ba nyir'ubucuruzi bashobora gusaba bombi.

Nigute iyi gahunda ikora?

Nka kurya kw'izina ry'ibicuruzwa, iyi gahunda yujuje ibyangombwa n'umutungo kimwe. Reba hepfo:

abio01
abio02

Niba amafaranga yukuri avugwa muriyi gahunda yinguzanyo yahisemo, uwagurijwe azasabwa gusa gutanga umutungo ushingiye kumitungo isaba inguzanyo (1003). Aya mafaranga azakoreshwa mu kubara umwenda wujuje ibisabwa ku kigereranyo cy’amafaranga yavuzwe mu gice cya VIII cy’aya mabwiriza.

Ninde ushobora gusaba iyi gahunda?

Nkuko byavuzwe haruguru, ibyo ari byo byose uguriza umushahara cyangwa uwagurijwe wenyine, urashobora gusaba iyi gahunda. Niba uwagurijwe umushahara, nta nyandiko zidasanzwe zikenewe mugihe usabye inguzanyo nshya yinzu yinguzanyo ya Non-QM hamwe nuwatanze inguzanyo. Niba uwikorera wenyine cyangwa inguzanyo 1099, ushobora gukenera ibaruwa yoroshye ya CPA.

Nigute iyi gahunda ikora?

Nka kurya kw'izina ry'ibicuruzwa, iyi gahunda yujuje ibyangombwa n'umutungo kimwe. Bitandukanye nizindi gahunda, ntidutanga ntabwo dukeneye gutegura inyandiko zidasanzwe zitangwa nuwagurijwe. Gusa tegura impapuro zisanzwe za banki mugihe usaba inguzanyo yinguzanyo yinzu yawe, Reba hepfo kumakuru yawe:

Amafaranga yinjiza asobanura uwagurijwe avuga amafaranga yinjiza asanzwe muburyo bwo gusaba inguzanyo. Uwatanze inguzanyo azagenzura amafaranga uwagurijwe yinjiza buri kwezi ashobora gushyigikirwa n'umutungo wa “Liquid” mbere yo gufunga.

Niba amafaranga yukuri avugwa muriyi gahunda yinguzanyo yahisemo, uwagurijwe azasabwa gusa gutanga umutungo ushingiye kumitungo isaba inguzanyo (1003). Aya mafaranga azakoreshwa mu kubara umwenda wujuje ibisabwa ku kigereranyo cy’amafaranga yavuzwe mu gice cya VIII cy’aya mabwiriza.


Ibicuruzwa birambuye:

- Inguzanyo ya AAA Atari QM Umushahara & Kwikorera wenyine-Inguzanyo Yumutungo Gahunda - Amafaranga yinjiza Yukuri - Inguzanyo ya AAA Amashusho arambuye


Ibicuruzwa bifitanye isano:

KUGURIZA AAA ntabwo gutanga inguzanyo gusa; turi umufatanyabikorwa wawe wubukungu. Dufata umwanya wo kumva intego zawe zamafaranga nibyifuzo byawe, dutanga ubuyobozi burenze inzira yo gusaba. Ibyo twiyemeje mu mibereho yawe y’amafaranga birenze kure cyane guhagarika amasezerano, kandi twiyemeje kugufasha kugera ku ntego zawe z'igihe kirekire, zaba nyir'amazu, ishoramari ry’imitungo itimukanwa, cyangwa guhuriza hamwe imyenda. - Inguzanyo ya AAA Non-QM Umushahara & Kwikorera-Abikorera Gahunda Yumutungo - Amafaranga yinjiza Yukuri - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Porutugali, Ubuholandi, Ubuholandi, Uburambe mu kazi murwego rwadufashije kugirana umubano ukomeye nabakiriya nabafatanyabikorwa haba ku isoko ryimbere mu gihugu ndetse n’amahanga. Imyaka myinshi, ibicuruzwa byacu nibisubizo byoherejwe mubihugu birenga 15 kwisi kandi byakoreshejwe cyane nabakiriya.
  • Iyi sosiyete ifite igitekerezo cyiza cyiza, igiciro cyo gutunganya kiri hasi, ibiciro birumvikana, kuburyo bifite ubuziranenge bwibicuruzwa nibiciro, niyo mpamvu nyamukuru twahisemo gufatanya.
    Inyenyeri 5Na Matayo Tobiya wo muri Toronto - 2017.12.09 14:01
    Gufatanya nawe buri gihe biratsinda cyane, byishimye cyane. Twizere ko dushobora kugira ubufatanye bwinshi!
    Inyenyeri 5Na Letitia wo muri Houston - 2018.06.28 19:27