Ibicuruzwa byinshi - AAA Inguzanyo Atari QM Gahunda ya DTI Ikigereranyo - Kugabanuka k'umutungo (Umutungo gusa) - Inguzanyo ya AAA hamwe numushoramari

Ibicuruzwa birambuye

AAA LENDINGS yishimira uruhare rwabaturage bacu hamwe ninshingano zabaturage. Twizera ko kuba inguzanyo ishinzwe bisobanura gusubiza abaturage dukorera. Ikipe yacu igira uruhare rugaragara mubikorwa byubugiraneza, gushyigikira impamvu zaho, no guteza imbere gusoma no kwandika. Ntabwo turi mubucuruzi bwo gutanga inguzanyo gusa; dushora imari mugukora ingaruka nziza mubuzima bwabakiriya bacu nabaturage bita murugo.Inguzanyo isanzwe 620 Amanota y'inguzanyo,Ibikoresho by'inguzanyo,Umushoramari w'inararibonye, Twumva ko ibibazo byamafaranga bishobora kuvuka muburyo butunguranye, kandi turi hano kugirango dutange ibisubizo mugihe ubikeneye cyane. Usibye ibicuruzwa gakondo byinguzanyo, AAA LENDINGS itanga gahunda zinguzanyo zingirakamaro zijyanye nubukungu budasanzwe. Waba ufite amanota yinguzanyo atarenze-yuzuye, wikorera wenyine, cyangwa ufite amasoko adasanzwe yinjiza, dufite amahitamo yinguzanyo yagenewe guhuza ibyo ukeneye.

- Inguzanyo ya AAA Non-QM Gahunda ya DTI Ikigereranyo - Kugabanuka k'umutungo (Umutungo gusa) - Inguzanyo ya AAA Ibisobanuro:

Amazina-2

Incamake

Uwagurijwe yagurishije ubucuruzi bwabo bwa miliyoni nyinshi z'amadolari hanyuma abona inzu yinzozi zabo ariko nta soko yinjiza yanditse.

Ibisobanuro

1) Amafaranga y'inguzanyo agera kuri $ 2.5M;
2) Kugera kuri 80% LTV;
3) Ikigereranyo cya DTI ni 50%;
4) Amafaranga yatanzwe aremewe;
5) Ntabwo ukeneye amakuru yakazi mugusaba inguzanyo;
6) Umutungo ugabana 84 cyangwa inguzanyo zagenwe kugirango ubone uwagurijwe yinjiza neza.

Porogaramu ni iyihe

• Akazi kawe cyangwa amafaranga winjije byujuje ibisabwa kugirango ubone inguzanyo?
• Ufite umutungo uhagije muri konti yawe?
• Wagurishije umutungo umwe gusa ushaka kugura indi nzu?
• Ntushaka gutanga ubwoko butandukanye bwibyangombwa byinjira?
• Uribaza uburyo abatanga inguzanyo bemeza inguzanyo yawe utitaye ku kigereranyo cya DTI?

Kugabanuka k'umutungo / Gukoresha bifasha abasaba mugihe uri muri ibi bihe. Nibisanzwe Gahunda itari QM, nayo yitwa "umutungo gusa". Ntugomba gutanga amakuru yakazi yose hamwe ninyandiko zinjiza mugihe usabye iyi gahunda.
Irashobora gukoreshwa nkisoko yonyine yinjiza ibyangombwa byinguzanyo cyangwa kuzuza andi masoko yinjira. Iyo bikoreshejwe kugirango hongerwe andi masoko yinjiza, byibuze umutungo usabwa muburyo bwo kuzuza ibisabwa.

Inyungu ni izihe?

1) Ntabwo ari ngombwa gutanga ibyangombwa byinjira;
2) Inzu y'ibanze gusa;
3) Kugabanya inyandiko
4) Biroroshye kuzuza ibisabwa

Ni uwuhe mutungo ushobora gukoreshwa muri iyi gahunda?

Umutungo ugomba kuba wuzuye kandi uraboneka nta gihano; izindi nyandiko zishobora gusabwa kwemeza inkomoko yinkunga:
• 100% yo Kugenzura, Kuzigama, no Konti y'Isoko ry'amafaranga;
• 70% by'imigabane, ingwate, hamwe na mutuelle;
• 70% by'umutungo w'izabukuru: Bujuje ibisabwa niba uwagurijwe afite imyaka y'izabukuru (byibuze 59 ½);
• 60% by'umutungo w'izabukuru: Bujuje ibisabwa niba uwagurijwe adafite imyaka y'izabukuru.

Umutungo utemerewe kugabanuka

Kuri iyi gahunda, urashobora kwita kubibi bikurikira. Ubwoko butandukanye bwubwoko ntibushobora gukoreshwa nubwo ushobora gukoresha uyu mutungo wenyine:

• Uburinganire mu mutungo utimukanwa;
• Gucuruza ku giti cyawe cyangwa kubuzwa / kutabikwa;
• Umutungo uwo ariwo wose utanga inyungu zimaze kubarwa mu kwinjiza:
• Umutungo wose ufitwe mwizina ryubucuruzi.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

KUGURIZA AAA ntabwo gutanga inguzanyo gusa; turi umufatanyabikorwa wawe wubukungu. Dufata umwanya wo kumva intego zawe zamafaranga nibyifuzo byawe, dutanga ubuyobozi burenze inzira yo gusaba. Ibyo twiyemeje mu mibereho yawe y’amafaranga birenze kure cyane guhagarika amasezerano, kandi twiyemeje kugufasha kugera ku ntego zawe z'igihe kirekire, zaba nyir'amazu, ishoramari ry’imitungo itimukanwa, cyangwa guhuriza hamwe imyenda. - Inguzanyo za AAA zitari QM Gahunda ya DTI - Kugabanuka k'umutungo (Umutungo wonyine) - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Sri Lanka, Malidiya, Madrid, Kugira ngo byuzuze ibisabwa nabakiriya ku giti cyabo kuri serivisi nziza kandi nziza kandi nziza. Twishimiye cyane abakiriya kwisi yose kudusura, hamwe nubufatanye bwacu butandukanye, kandi tugafatanya guteza imbere amasoko mashya, tugashiraho ejo hazaza heza!

-AAA Inguzanyo