Ikigo cyibicuruzwa

Ibicuruzwa birambuye

Kuri benshi mubakiriya bacu, inguzanyo irenze kugurisha amafaranga gusa; ni intambwe ikomeye y'ubuzima. Waba uri ubwa mbere ugura urugo cyangwa umushoramari utimukanwa ufite uburambe, twegereye buri porogaramu nitonze kandi ikwiye. Dufata umwanya wo gusobanukirwa intego zawe n'ibyifuzo byawe, tukemeza ko inguzanyo yawe ihuye nicyerekezo cyawe cy'ejo hazaza.Amafaranga y'inguzanyo,Intumwa,Ikigereranyo cy'inguzanyo, KUGURISHA AAA, dutandukanye n'imbaga y'abatanga inguzanyo dushyira imbere guhinduka no guhuza n'imikorere yacu. Twumva ko buri wese mubagurijwe ibibazo byubukungu byihariye, kandi dufite ibikoresho byuzuye kugirango dukore ibisubizo byujuje ibyifuzo byawe. Waba uri ubwa mbere ugura amazu, umushoramari utimukanwa, cyangwa ushaka gutera inkunga, itsinda ryinzobere ryacu rirahari kugirango rikuyobore muburyo butoroshye bwo gutanga inguzanyo. Twizera ko gutanga inguzanyo bitagomba kuba igikorwa kimwe, kandi nibyo bidutandukanya.
- Inguzanyo ya AAA Non-QM Gahunda ya DTI Ikigereranyo - Kugabanuka k'umutungo (Umutungo gusa) - Inguzanyo ya AAA Ibisobanuro:

Amazina-2

Incamake

Uwagurijwe yagurishije ubucuruzi bwabo bwa miliyoni nyinshi z'amadolari hanyuma abona inzu yinzozi zabo ariko nta soko yinjiza yanditse.

Ibisobanuro

1) Amafaranga y'inguzanyo agera kuri $ 2.5M;
2) Kugera kuri 80% LTV;
3) Ikigereranyo cya DTI ni 50%;
4) Amafaranga yatanzwe aremewe;
5) Ntabwo ukeneye amakuru yakazi mugusaba inguzanyo;
6) Umutungo ugabana 84 cyangwa inguzanyo zagenwe kugirango ubone uwagurijwe yinjiza neza.

Porogaramu ni iyihe

• Akazi kawe cyangwa amafaranga winjije byujuje ibisabwa kugirango ubone inguzanyo?
• Ufite umutungo uhagije muri konti yawe?
• Wagurishije umutungo umwe gusa ushaka kugura indi nzu?
• Ntushaka gutanga ubwoko butandukanye bwibyangombwa byinjira?
• Uribaza uburyo abatanga inguzanyo bemeza inguzanyo yawe utitaye ku kigereranyo cya DTI?

Kugabanuka k'umutungo / Gukoresha bifasha abasaba mugihe uri muri ibi bihe. Nibisanzwe Gahunda itari QM, nayo yitwa "umutungo gusa". Ntugomba gutanga amakuru yakazi yose hamwe ninyandiko zinjiza mugihe usabye iyi gahunda.
Irashobora gukoreshwa nkisoko yonyine yinjiza ibyangombwa byinguzanyo cyangwa kuzuza andi masoko yinjira. Iyo bikoreshejwe kugirango hongerwe andi masoko yinjiza, byibuze umutungo usabwa muburyo bwo kuzuza ibisabwa.

Inyungu ni izihe?

1) Ntabwo ari ngombwa gutanga ibyangombwa byinjira;
2) Inzu y'ibanze gusa;
3) Kugabanya inyandiko
4) Biroroshye kuzuza ibisabwa

Ni uwuhe mutungo ushobora gukoreshwa muri iyi gahunda?

Umutungo ugomba kuba wuzuye kandi uraboneka nta gihano; izindi nyandiko zishobora gusabwa kwemeza inkomoko yinkunga:
• 100% yo Kugenzura, Kuzigama, no Konti y'Isoko ry'amafaranga;
• 70% by'imigabane, ingwate, hamwe na mutuelle;
• 70% by'umutungo w'izabukuru: Bujuje ibisabwa niba uwagurijwe afite imyaka y'izabukuru (byibuze 59 ½);
• 60% by'umutungo w'izabukuru: Bujuje ibisabwa niba uwagurijwe adafite imyaka y'izabukuru.

Umutungo utemerewe kugabanuka

Kuri iyi gahunda, urashobora kwita kubibi bikurikira. Ubwoko butandukanye bwubwoko ntibushobora gukoreshwa nubwo ushobora gukoresha uyu mutungo wenyine:

• Uburinganire mu mutungo utimukanwa;
• Gucuruza ku giti cyawe cyangwa kubuzwa / kutabikwa;
• Umutungo uwo ariwo wose utanga inyungu zimaze kubarwa mu kwinjiza:
• Umutungo wose ufitwe mwizina ryubucuruzi.


Ibicuruzwa birambuye:

- Inguzanyo ya AAA itari QM Ikigereranyo cya DTI - Kugabanuka k'umutungo (Umutungo gusa) - Inguzanyo ya AAA Amashusho arambuye


Ibicuruzwa bifitanye isano:

Gutegura ejo hazaza h'amafaranga utangirana numufatanyabikorwa ukwiye, kandi kuri AAA LENDINGS, twiyemeje kugufasha kugera kuntego zawe. Twumva ko urugendo rugana nyiri urugo rushobora gushimisha ariko nanone rutoroshye. Abanyamwuga bacu b'inararibonye ntibarenze inzobere mu gutanga inguzanyo; ni abafatanyabikorwa bawe. Barahari kugirango baganire ku ntego zawe, gusuzuma uko ubukungu bwifashe, no gutanga ubuyobozi bwihariye bugushimisha. Twishimiye kuba ukuboko kukuyobora kuguha imbaraga zo gufata ibyemezo byuzuye kubyerekeye ejo hazaza hawe. - Inguzanyo ya AAA Non-QM Ikigereranyo cya DTI Ikigereranyo - Kugabanuka k'umutungo (Umutungo wonyine) - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Somaliya, Boliviya, Zimbabwe, Iterambere ryikigo cyacu ntirikeneye gusa garanti yubuziranenge, igiciro cyiza na serivisi nziza, ariko kandi ishingiye kubwizerwe no gushyigikirwa nabakiriya bacu! Mugihe kizaza, tuzakomeza hamwe na serivise yumwuga kandi yujuje ubuziranenge kugirango dutange igiciro cyapiganwa cyane, Hamwe nabakiriya bacu kandi tugere kuri win-win! Murakaza neza kubaza no kugisha inama!
  • Ntibyoroshye kubona ababigize umwuga kandi bafite inshingano mugihe cyubu. Twizere ko dushobora gukomeza ubufatanye burambye.
    Inyenyeri 5Na Hilda wo muri Jamayike - 2018.11.02 11:11
    Utanga isoko yubahiriza inyigisho yubuziranenge shingiro, wizere uwambere nubuyobozi byateye imbere kugirango bashobore kwemeza ibicuruzwa byizewe kandi byabakiriya bahamye.
    Inyenyeri 5Na Kimberley wo muri Qazaqistan - 2018.11.06 10:04