- Inguzanyo ya AAA Non-QM Gahunda ya DTI Ikigereranyo - Kugabanuka k'umutungo (Umutungo gusa) - Inguzanyo ya AAA Ibisobanuro:

Incamake
Abasaba inguzanyo bose ntibakwiranye neza mumasanduku asabwa nabaguriza gakondo. Bamwe mu baguriza ni abashoramari, abikorera ku giti cyabo, ba rwiyemezamirimo, ikiruhuko cy'izabukuru, cyangwa babaho gusa mu ishoramari ryabo. Ni abantu bashinzwe amafaranga, ariko ntibashobora kugira isoko yinjiza byoroshye kubarwa.
AAA INGURIZA Gahunda yo Kugabanya Umutungo wa Mortgage yemerera ubu bwoko bwabatiza inguzanyo gukoresha umutungo wabo bwite nubucuruzi nkuburyo bwo kwemererwa inguzanyo murugo.
Ingingo z'ingenzi
1) Amafaranga y'inguzanyo agera kuri $ 2.5M;
2) Kugera kuri 80% LTV;
3) Ikigereranyo cya DTI ni 50%;
4) Amafaranga yatanzwe aremewe;
5) Amakuru yakazi ntabwo asabwa gusaba inguzanyo;
Kugabanuka k'umutungo ni iki?
• Akazi kawe cyangwa amafaranga winjije byujuje ibisabwa kugirango ubone inguzanyo?
• Ufite umutungo uhagije muri konti yawe?
• Wagurishije umutungo umwe gusa ushaka kugura indi nzu?
• Ntushaka gutanga ubwoko butandukanye bwibyangombwa byinjira?
• Uribaza uburyo abatanga inguzanyo bemeza inguzanyo yawe utitaye ku kigereranyo cya DTI?
Kugabanuka k'umutungo / Gukoresha bifasha abasaba mugihe uri muri ibi bihe. Ni gahunda rusange itari QM, nayo yitwa "umutungo gusa". Abasaba inguzanyo ntibakeneye gutanga amakuru yakazi cyangwa ibyangombwa byinjira mugihe basabye umutungo.
Irashobora gukoreshwa nkisoko yonyine yinjiza ibyangombwa byinguzanyo cyangwa kuzuza andi masoko yinjira. Umutungo muto usabwa muburyo bwubushobozi urekurwa iyo ukoreshejwe kugirango hongerwe andi masoko yinjiza ,.
Inyungu zo Kugabanuka k'umutungo
1) Ntabwo ari ngombwa gutanga ibyangombwa byinjira;
2) Ibanze gusa;
3) Inyandiko nke;
4) Biroroshye kuzuza ibisabwa.
Ibisabwa Umutungo
Umutungo ugomba kuba wuzuye kandi uraboneka nta gihano; izindi nyandiko zishobora gusabwa kwemeza inkomoko yinkunga:
• 100% yo Kugenzura, Kuzigama, no Konti y'Isoko ry'amafaranga;
• 70% by'imigabane, ingwate, hamwe na mutuelle;
• 70% by'umutungo w'izabukuru: Bujuje ibisabwa niba uwagurijwe afite imyaka y'izabukuru (byibuze 59 ½);
• 60% by'umutungo w'izabukuru: Bujuje ibisabwa niba uwagurijwe adafite imyaka y'izabukuru.
Umutungo utemewe
Kuri iyi gahunda, abahawe inguzanyo barashobora kwita ku mbibi ziri munsi. Ubwoko butandukanye umutungo ntushobora gukoreshwa:
• Uburinganire mu mutungo utimukanwa;
• Gucuruza ku giti cyawe cyangwa kubuzwa / kutabikwa;
• Umutungo uwo ariwo wose utanga umusaruro umaze kubarwa mu kwinjiza:
• Umutungo wose ufitwe mwizina ryubucuruzi.
Ibicuruzwa birambuye:
Ibicuruzwa bifitanye isano:
Guhanga udushya biri muri ADN yacu. Turakomeza gushakisha uburyo bwo kuzamura uburambe bwinguzanyo kubakiriya bacu. Ibikorwa byacu bigezweho byo gusaba kumurongo, gucunga neza inyandiko, hamwe nuburyo bwitumanaho rya digitale bitanga urugendo rwinguzanyo, rudafite impapuro. Hamwe ninguzanyo ya AAA, urashobora kwitega uburambe bugezweho, bukora neza, kandi bwizewe bwo gutanga inguzanyo kugendana nisi yihuta yikoranabuhanga. Ibyoroshye n'umutekano wawe nibyo byingenzi kuri twe. - Inguzanyo ya AAA Non-QM Gahunda ya DTI Igereranya - Kugabanuka k'umutungo (Umutungo wonyine) - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Ikigereki, Lativiya, Moscou, Ibintu byacu bizwi cyane kandi byizewe nabakoresha kandi birashobora guhora bihindura ibikenewe mubukungu no mubukungu. Twakiriye neza abakiriya bashya nabakera baturutse imihanda yose kugirango batubwire umubano wubucuruzi hamwe no gutsinda!
Na Ellen wo muri Isiraheli - 2017.07.28 15:46 Kuri uru rubuga, ibyiciro byibicuruzwa birasobanutse kandi bikungahaye, nshobora kubona ibicuruzwa nshaka byihuse kandi byoroshye, mubyukuri nibyiza cyane!
Na Andereya wo muri Guyana - 2018.09.16 11:31 






