Igicuruzwa Cyinshi - AAA Inguzanyo Atari QM Gahunda Ishimishije - Inyandiko Yuzuye - Utanga inguzanyo ya AAA numushoramari

Ibicuruzwa birambuye

Twumva ko inguzanyo atari igikorwa cyamafaranga gusa ahubwo ni icyemezo cyingenzi cyubuzima. Ibyo twibandaho kubakiriya-bivuze ko tutareba imibare gusa; dusuzumye inkuru yawe idasanzwe, ibyifuzo, n'intego zamafaranga. Inzobere mu gutanga inguzanyo zifata umwanya wo gusobanukirwa urugendo rwawe bwite, zemeza ko wakiriye igisubizo cyinguzanyo gihuza nicyerekezo cyawe kizaza.Inguzanyo isanzwe hamwe na Pmi,New Jersey Mortgage Broker Cyangwa Utanga inguzanyo,Ibibazo Byinguzanyo Byambere, Mu rwego rwo kwiyemeza kuguma ku isonga mu nganda, dushora imari cyane mu ikoranabuhanga rigezweho kugira ngo gahunda yo gusaba inguzanyo no kwemezwa. Ibi ntabwo byihutisha gahunda yo gusaba gusa ahubwo binaguha amakuru yigihe-gihe kumiterere yinguzanyo yawe, biguha amahoro yumutima no gukuraho ukutamenya gushidikanya bishobora kuzanwa nuburyo bwo gutanga inguzanyo. Uburyo bwacu bushingiye ku buhanga butuma dushobora gutanga uburambe kandi bworoshye, bigatuma urugendo rwawe rugira nyiri urugo cyangwa gutera inkunga neza bishoboka.

- Inguzanyo ya AAA Ntabwo QM Gahunda Ishimishije - Inyandiko Yuzuye - Inguzanyo ya AAA Ibisobanuro:

Umutwe-FD

Incamake

Inyandiko yuzuye, kubaguriza badashobora gukora Non-Agency Jumbo. Umubare w'inguzanyo nyinshi / DTI Yisumbuye / LTV Yisumbuye / Imitungo itagira imipaka.

Ingingo z'ingenzi

1) Icyiza. DTI 55%;
2) Amafaranga y'inguzanyo agera kuri $ 4M;
3) LTV igera kuri 80%;
4) Nta MI (Ubwishingizi bw'inguzanyo);
5) Amanota y'inguzanyo 660 cyangwa arenga;
6) amezi 6 cyangwa arenga kubitsa;
7) Umusoro wumwaka 1.

Ni irihe tandukaniro riri hagati ya Non-QM Doc Doc na Porogaramu Yuzuye Yuzuye?

Muri rusange, benshi mubasabye barashobora gusaba inguzanyo isanzwe ya Jumbo hagamijwe amafaranga menshi yinguzanyo. Ariko, mubyatubayeho, gahunda isanzwe ya Jumbo ntabwo yoroshye kuyifunga.

Ariko, mubihe bimwe, abasaba ntibashobora kwemererwa cyangwa gukomeza gahunda isanzwe ya Jumbo, kubwibyo barashobora gukora gusa ibicuruzwa bitari QM kugirango bahaze intego zabo, nkamafaranga yinguzanyo menshi / Cash-out / LTV / amanota yinguzanyo, nibindi.

Inyandiko zacu zitari QM zuzuye ziraboneka kubaguriza bafite inguzanyo ya jumbo hamwe ninguzanyo zihuza zitarenze ibipimo byinguzanyo zujuje ibyangombwa. Inguzanyo muri iyi gahunda ntigomba kwemererwa kugurishwa mu kigo icyo ari cyo cyose cya Leta.

Inyungu za Doc

1. Amafaranga y'inguzanyo arenze inguzanyo z'ikigo;
2. Umubare munini wa DTI, imipaka mike;
3. Nta MI (Ubwishingizi bw'inguzanyo) ikenewe;
4. Kureka amafaranga biremewe;
5. LTV isumba inguzanyo zinguzanyo.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Mugihe abatanga inguzanyo benshi bafite aho bagarukira, dukomeje kwagura ibikorwa byacu muri leta zitandukanye, dukorera abahawe inguzanyo muri leta 45, harimo amwe mumasoko akomeye nka California na Texas. Kugera kwacu kwagutse kudufasha gusobanukirwa no guhuza n'imiterere y'akarere, tukareba ko abakiriya bacu bo muri leta zitandukanye bahabwa inkunga yaho mugihe bagifite inyungu kubumenyi bwigihugu cyacu. - Inguzanyo ya AAA Gahunda itari QM ishimishije - Inyandiko Yuzuye - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Kupuro, Finlande, Curacao, Twari tuzi neza ibyo abakiriya bacu bakeneye. Dutanga ibicuruzwa byiza, ibiciro byapiganwa hamwe na serivisi yambere yo murwego. Turashaka gushiraho umubano mwiza wubucuruzi kimwe nubucuti nawe mugihe cya vuba.

-AAA Inguzanyo