- Inguzanyo ya AAA Ntabwo QM Gahunda Ishimishije - Inyandiko Yuzuye - Inguzanyo ya AAA Ibisobanuro:

Incamake
Inyandiko yuzuye, kubaguriza badashobora gukora Non-Agency Jumbo. Umubare w'inguzanyo nyinshi / DTI Yisumbuye / LTV Yisumbuye / Imitungo itagira imipaka.
Ingingo z'ingenzi
1) Icyiza. DTI 55%;
2) Amafaranga y'inguzanyo agera kuri $ 4M;
3) LTV igera kuri 80%;
4) Nta MI (Ubwishingizi bw'inguzanyo);
5) Amanota y'inguzanyo 660 cyangwa arenga;
6) amezi 6 cyangwa arenga kubitsa;
7) Umusoro wumwaka 1.
Ni irihe tandukaniro riri hagati ya Non-QM Doc Doc na Porogaramu Yuzuye Yuzuye?
Muri rusange, benshi mubasabye barashobora gusaba inguzanyo isanzwe ya Jumbo hagamijwe amafaranga menshi yinguzanyo. Ariko, mubyatubayeho, gahunda isanzwe ya Jumbo ntabwo yoroshye kuyifunga.
Ariko, mubihe bimwe, abasaba ntibashobora kwemererwa cyangwa gukomeza gahunda isanzwe ya Jumbo, kubwibyo barashobora gukora gusa ibicuruzwa bitari QM kugirango bahaze intego zabo, nkamafaranga yinguzanyo menshi / Cash-out / LTV / amanota yinguzanyo, nibindi.
Inyandiko zacu zitari QM zuzuye ziraboneka kubaguriza bafite inguzanyo ya jumbo hamwe ninguzanyo zihuza zitarenze ibipimo byinguzanyo zujuje ibyangombwa. Inguzanyo muri iyi gahunda ntigomba kwemererwa kugurishwa mu kigo icyo ari cyo cyose cya Leta.
Inyungu za Doc
1. Amafaranga y'inguzanyo arenze inguzanyo z'ikigo;
2. Umubare munini wa DTI, imipaka mike;
3. Nta MI (Ubwishingizi bw'inguzanyo) ikenewe;
4. Kureka amafaranga biremewe;
5. LTV isumba inguzanyo zinguzanyo.
Ibicuruzwa birambuye:
Ibicuruzwa bifitanye isano:
Mugihe abatanga inguzanyo benshi bafite aho bagarukira, dukomeje kwagura ibikorwa byacu muri leta zitandukanye, dukorera abahawe inguzanyo muri leta 45, harimo amwe mumasoko akomeye nka California na Texas. Kugera kwacu kwagutse kudufasha gusobanukirwa no guhuza n'imiterere y'akarere, tukareba ko abakiriya bacu bo muri leta zitandukanye bahabwa inkunga yaho mugihe bagifite inyungu kubumenyi bwigihugu cyacu. - Inguzanyo ya AAA Gahunda idashimishije QM - Inyandiko Yuzuye - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Alubaniya, Makedoniya, Miami, Kugira ngo buri mukiriya anyuzwe kandi agere ku ntsinzi-win, tuzakomeza kugerageza uko dushoboye kugira ngo tugukorere kandi tunyurwe! Dutegerezanyije amatsiko ubufatanye nabakiriya benshi bo hanze bashingiye ku nyungu hamwe nubucuruzi bukomeye bw'ejo hazaza. Murakoze.
Na Barbara wo muri Danimarike - 2017.06.29 18:55 Umuyobozi ushinzwe kugurisha yihangane cyane, twavuganye iminsi itatu mbere yuko dufata icyemezo cyo gufatanya, amaherezo, twishimiye ubu bufatanye!
Na Amy wo mu Busuwisi - 2017.12.19 11:10 






