Igicuruzwa Cyinshi - AAA Inguzanyo Atari QM Gahunda Ishimishije - Inyandiko Yuzuye - Utanga inguzanyo ya AAA numushoramari

Ibicuruzwa birambuye

Ibyo twiyemeje kuba indashyikirwa no kwitangira abakiriya bacu byaduteye kwagura ibikorwa byacu muri leta 45, nka Arizona, California, Washington DC, Florida, Nevada, na Texas, n'ibindi. Ariko, intsinzi yacu ntabwo isobanurwa numubare gusa. Isubiramo ritabarika ryiza hamwe nijambo rikomeye kumunwa twabonye twabonye nk'ikimenyetso cyo kwizerana n'icyizere isoko ryadushizemo.Inguzanyo Yumukoresha Ibibazo,Umuryango wa Broker,Kora Abaguriza Inguzanyo Bakora muri wikendi, Intego zawe zamafaranga zirihariye, kandi twizera ko inguzanyo yawe igomba kubigaragaza. KUGURIZA AAA, dutanga uburyo butandukanye bwinguzanyo, buri kimwe kijyanye nubukungu butandukanye. Waba uri umunyamwuga ukiri muto ushaka inzu yawe yambere, umuryango ukura ukeneye umwanya munini, cyangwa umushoramari uzi ubwenge wagura umutungo wawe utimukanwa, dufite gahunda zinguzanyo zagenewe guhuza ibyo ukeneye byihariye. Twumva ko urugendo rwawe rwamafaranga rwihariye, kandi ibisubizo byinguzanyo byateguwe kugirango ukomeze gusezerana no kwishimira ejo hazaza hawe.

- Inguzanyo ya AAA Ntabwo QM Gahunda Ishimishije - Inyandiko Yuzuye - Inguzanyo ya AAA Ibisobanuro:

Umutwe-FD

Incamake

Inyandiko yuzuye, kubaguriza badashobora gukora Non-Agency Jumbo. Umubare w'inguzanyo nyinshi / DTI Yisumbuye / LTV Yisumbuye / Imitungo itagira imipaka.

Ingingo z'ingenzi

1) Icyiza. DTI 55%;
2) Amafaranga y'inguzanyo agera kuri $ 4M;
3) LTV igera kuri 80%;
4) Nta MI (Ubwishingizi bw'inguzanyo);
5) Amanota y'inguzanyo 660 cyangwa arenga;
6) amezi 6 cyangwa arenga kubitsa;
7) Umusoro wumwaka 1.

Ni irihe tandukaniro riri hagati ya Non-QM Doc Doc na Porogaramu Yuzuye Yuzuye?

Muri rusange, benshi mubasabye barashobora gusaba inguzanyo isanzwe ya Jumbo hagamijwe amafaranga menshi yinguzanyo. Ariko, mubyatubayeho, gahunda isanzwe ya Jumbo ntabwo yoroshye kuyifunga.

Ariko, mubihe bimwe, abasaba ntibashobora kwemererwa cyangwa gukomeza gahunda isanzwe ya Jumbo, kubwibyo barashobora gukora gusa ibicuruzwa bitari QM kugirango bahaze intego zabo, nkamafaranga yinguzanyo menshi / Cash-out / LTV / amanota yinguzanyo, nibindi.

Inyandiko zacu zitari QM zuzuye ziraboneka kubaguriza bafite inguzanyo ya jumbo hamwe ninguzanyo zihuza zitarenze ibipimo byinguzanyo zujuje ibyangombwa. Inguzanyo muri iyi gahunda ntigomba kwemererwa kugurishwa mu kigo icyo ari cyo cyose cya Leta.

Inyungu za Doc

1. Amafaranga y'inguzanyo arenze inguzanyo z'ikigo;
2. Umubare munini wa DTI, imipaka mike;
3. Nta MI (Ubwishingizi bw'inguzanyo) ikenewe;
4. Kureka amafaranga biremewe;
5. LTV isumba inguzanyo zinguzanyo.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Kuri benshi mubakiriya bacu, inguzanyo irenze kugurisha amafaranga gusa; ni intambwe ikomeye y'ubuzima. Waba uri ubwa mbere ugura urugo cyangwa umushoramari utimukanwa ufite uburambe, twegereye buri porogaramu nitonze kandi ikwiye. Dufata umwanya wo gusobanukirwa intego zawe n'ibyifuzo byawe, tukemeza ko inguzanyo yawe ihuye nicyerekezo cyawe cy'ejo hazaza. - Inguzanyo za AAA Gahunda Zidashimishije QM - Inyandiko Yuzuye - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Oman, Abanyaburayi, Kazakisitani, Kugeza ubu imiyoboro yacu yo kugurisha iragenda yiyongera, bitezimbere serivisi nziza kugira ngo abakiriya babone ibyo bakeneye. Niba ushishikajwe nibicuruzwa ibyo aribyo byose, nyamuneka twandikire igihe icyo aricyo cyose. Turindiriye gushiraho umubano mwiza mubucuruzi nawe mugihe cya vuba.

-AAA Inguzanyo