Igicuruzwa Cyinshi - AAA Inguzanyo Atari QM Gahunda Ishimishije - Inyandiko Yuzuye - Utanga inguzanyo ya AAA numushoramari

Ibicuruzwa birambuye

Inzozi zo gutunga amazu ntizagarukira kubaguzi gakondo. Muri AAA LENDINGS, dufite gahunda zihariye zo kwita kubatiza inguzanyo gakondo. Niba wikorera wenyine, ufite amafaranga yinjiza, cyangwa uhura nubukungu budasanzwe, amahitamo yinguzanyo arashobora gufata inyungu zawe. Twakiriye neza muburyo butandukanye mubaguriza kandi dushakisha byimazeyo ibisubizo bishya byinguzanyo, turebe ko urugendo rwawe kuri nyiri urugo rukomeza kuba rwiza, tutitaye kubibazo byubukungu.Inguzanyo nyinshi,Inguzanyo Yinguzanyo Yinzu Yoroshye,Abatanga Inguzanyo Zambere Kumurongo wa 2021, KUGURIZA AAA, dukora twizera tudashidikanya ko 'Nta nguzanyo idashoboka.' Iyi myizerere ni imbaraga zitera ibikorwa byacu kandi bikubiye mu nteruro yacu, Bashoboye gufasha, Buri gihe. Ikubiyemo ibintu nyabyo biranga AAA yacu. Twese tuzi ko abakiriya batandukanye hamwe nuburyo butandukanye bwo gutanga inguzanyo bisaba ibisubizo byihariye, kandi twiteguye kubitanga.

- Inguzanyo ya AAA Ntabwo QM Gahunda Ishimishije - Inyandiko Yuzuye - Inguzanyo ya AAA Ibisobanuro:

Umutwe-FD

Incamake

Inyandiko yuzuye, kubaguriza badashobora gukora Non-Agency Jumbo. Umubare w'inguzanyo nyinshi / DTI Yisumbuye / LTV Yisumbuye / Imitungo itagira imipaka.

Ingingo z'ingenzi

1) Icyiza. DTI 55%;
2) Amafaranga y'inguzanyo agera kuri $ 4M;
3) LTV igera kuri 80%;
4) Nta MI (Ubwishingizi bw'inguzanyo);
5) Amanota y'inguzanyo 660 cyangwa arenga;
6) amezi 6 cyangwa arenga kubitsa;
7) Umusoro wumwaka 1.

Ni irihe tandukaniro riri hagati ya Non-QM Doc Doc na Porogaramu Yuzuye Yuzuye?

Muri rusange, benshi mubasabye barashobora gusaba inguzanyo isanzwe ya Jumbo hagamijwe amafaranga menshi yinguzanyo. Ariko, mubyatubayeho, gahunda isanzwe ya Jumbo ntabwo yoroshye kuyifunga.

Ariko, mubihe bimwe, abasaba ntibashobora kwemererwa cyangwa gukomeza gahunda isanzwe ya Jumbo, kubwibyo barashobora gukora gusa ibicuruzwa bitari QM kugirango bahaze intego zabo, nkamafaranga yinguzanyo menshi / Cash-out / LTV / amanota yinguzanyo, nibindi.

Inyandiko zacu zitari QM zuzuye ziraboneka kubaguriza bafite inguzanyo ya jumbo hamwe ninguzanyo zihuza zitarenze ibipimo byinguzanyo zujuje ibyangombwa. Inguzanyo muri iyi gahunda ntigomba kwemererwa kugurishwa mu kigo icyo ari cyo cyose cya Leta.

Inyungu za Doc

1. Amafaranga y'inguzanyo arenze inguzanyo z'ikigo;
2. Umubare munini wa DTI, imipaka mike;
3. Nta MI (Ubwishingizi bw'inguzanyo) ikenewe;
4. Kureka amafaranga biremewe;
5. LTV isumba inguzanyo zinguzanyo.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Twumva ko inguzanyo atari igikorwa cyamafaranga gusa ahubwo ni icyemezo cyingenzi cyubuzima. Ibyo twibandaho kubakiriya-bivuze ko tutareba imibare gusa; dusuzumye inkuru yawe idasanzwe, ibyifuzo, n'intego zamafaranga. Inzobere mu gutanga inguzanyo zifata umwanya wo gusobanukirwa urugendo rwawe bwite, zemeza ko wakiriye igisubizo cyinguzanyo gihuza nicyerekezo cyawe kizaza. - Inguzanyo za AAA Gahunda Zidashimishije QM - Inyandiko Yuzuye - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Mali, Pakisitani, Zimbabwe, Dufite ibicuruzwa byiza hamwe n’igurisha ry’umwuga hamwe nitsinda rya tekiniki. Hamwe niterambere ryikigo cyacu, turashobora guha abakiriya ibicuruzwa byiza, inkunga nziza ya tekiniki, serivisi nziza nyuma yo kugurisha.

-AAA Inguzanyo

Igisubizo cyabakozi ba serivisi cyabakiriya kirasobanutse neza, icyingenzi nuko ubwiza bwibicuruzwa ari bwiza cyane, kandi bipakiye neza, byoherejwe vuba!
Inyenyeri 5

Na Marina wo muri Tanzaniya - 2017.12.31 14:53

Nubwo turi isosiyete nto, natwe turubahwa. Ubwiza bwizewe, serivisi zivuye ku mutima hamwe ninguzanyo nziza, twishimiye kuba dushobora gukorana nawe!
Inyenyeri 5

Na Andrea wo muri Miyanimari - 2017.10.27 12:12