Ibicuruzwa byinshi - AAA Inguzanyo zitari QM Gahunda ishimishije - Diamond Jumbo (Bisa ninguzanyo isanzwe) - Inguzanyo ya AAA hamwe numushoramari

Ibicuruzwa birambuye

Kugenda ahantu nyaburanga hashobora kuba ingorabahizi, ariko AAA LENDINGS yoroshya inzira, bigatuma ishishikaza kandi nta guhangayika. Dutanga sisitemu yo gukusanya inyandiko isobanutse kandi yuzuye, igufasha kohereza byoroshye impapuro zisabwa kumurongo. Twese tuzi neza ko igihe cyawe gifite agaciro, kandi mugukora inzira neza, turakomeza gukora cyane no kugenzura urugendo rwawe rwinguzanyo.Inguzanyo Broker Michigan,Inguzanyo ya Broker Ibisobanuro,Inguzanyo y'inguzanyo 2022, Iyo bigeze ku biciro, AAA LENDINGS yiyemeje gutanga amahitamo arushanwa kandi ahendutse. Turabizi ko kubona inguzanyo bitarimo gushaka inzu yawe yinzozi gusa ahubwo no kureba ko ikomeza gushora imari ihendutse. Ubwitange bwacu bwo gutanga ibiciro birushanwe bivuze ko ushobora gutangira urugendo rwizeye urugendo rwa nyiri urugo, uzi ko wabonye inguzanyo ijyanye na bije yawe.

- Inguzanyo ya AAA Gahunda ya QM idashimishije - Diamond Jumbo (Bisa ninguzanyo isanzwe) - Inguzanyo ya AAA Ibisobanuro:

Amazina-8

Incamake

Diamond Jumbo, kubaguriza badashobora gukora Non-Agency Jumbo. Umubare w'inguzanyo nyinshi / DTI Yisumbuye / LTV Yisumbuye / Imitungo itagira imipaka.

Ibisobanuro

1) Max DTI 55%;
2) Amafaranga agera kuri $ 4M y'inguzanyo;
3) LTV igera kuri 90%;
4) Nta MI (Ubwishingizi bw'inguzanyo);
5) amanota 660 cyangwa arenga;
6) kubika amezi 6 cyangwa arenga;
7) Umusoro wumwaka 1 urahari.

Iyi gahunda niyihe?

Wigeze uhura hepfo yikibazo?
• Utanga inguzanyo ntashobora kwemerera amafaranga yinguzanyo yawe menshi?
• Ntushobora kugera kuri LTV ndende ushaka?
• Ntidushobora gutanga inguzanyo ya jumbo idashobora kuguha inguzanyo-amafaranga?
• Ese uwaguhaye inguzanyo yagusabye kugura MI (Ubwishingizi bwa Mortgage)?
Niba warigeze guhura nibi bintu biteye isoni, noneho nta mpungenge. Abadatanga QM nabo bafite gahunda nkizo, zisa ninguzanyo zinzego. Nyamara, abatari QM batanga hamwe na {Inyandiko zuzuye product ibicuruzwa byinguzanyo bifite aho bigarukira cyane kuruta ibicuruzwa byinguzanyo byuzuye. Ufite amahitamo meza ubu. Ingingo imwe y'ingenzi ushobora kwitaho ni: Urashobora gusaba iyi gahunda gusa niba udashoboye kuzuza inguzanyo ya FNMA cyangwa FHMLC.

Ni irihe tandukaniro ryiyi Porogaramu Yuzuye itari QM hamwe na progaramu yuzuye yujuje ibisabwa?

Muri rusange, benshi mubasabye barashobora gusaba inguzanyo isanzwe ya Jumbo hagamijwe amafaranga menshi yinguzanyo. Ariko, mubyatubayeho, gahunda isanzwe ya Jumbo ntabwo yoroshye kuyifunga. Porogaramu yagabanije ibisabwa kuruta inguzanyo zinzego, kandi ifite igihe kinini.

Ariko, mubihe bimwe, abasaba ntibashobora kwemererwa cyangwa gukomeza gahunda isanzwe ya Jumbo, kubwibyo bashobora gukora gusa ibicuruzwa bitari QM, kugirango bahaze intego zabo, nkamafaranga menshi yinguzanyo / Cash-out / LTV / Amanota yinguzanyo, nibindi.

Inyandiko zacu zitari QM zuzuye ziraboneka kubaguriza bafite inguzanyo ya jumbo hamwe ninguzanyo zihuza zitarenze ibipimo byinguzanyo zujuje ibyangombwa. Inguzanyo muri iyi gahunda ntigomba kwemererwa kugurishwa mu kigo icyo ari cyo cyose cya Leta.

Ni izihe nyungu?

Nyuma yo gusoma amagambo yavuzwe haruguru, dore incamake yinyungu zamakuru yawe:

Umubare munini w'inguzanyo, urenze inguzanyo z'ikigo;
Umubare munini wa DTI, imipaka ntarengwa;
Nta MI (Ubwishingizi bw'inguzanyo) ikenewe;
Kureka amafaranga biremewe;
LTV ndende, irenze inguzanyo zinzego.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

AAA LENDINGS yishimira uruhare rwabaturage bacu hamwe ninshingano zabaturage. Twizera ko kuba inguzanyo ishinzwe bisobanura gusubiza abaturage dukorera. Ikipe yacu igira uruhare rugaragara mubikorwa byubugiraneza, gushyigikira impamvu zaho, no guteza imbere gusoma no kwandika. Ntabwo turi mubucuruzi bwo gutanga inguzanyo gusa; dushora imari mugukora ingaruka nziza mubuzima bwabakiriya bacu nabaturage bita murugo. - Inguzanyo ya AAA Gahunda idashimishije QM - Diamond Jumbo (Bisa ninguzanyo isanzwe) - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: New York, Hamburg, belarus, Mu kinyejana gishya, dutezimbere umwuka w’ibikorwa byacu United, umwete, gukora neza, guhanga udushya, no gukomera kuri politiki yacu ku bwiza, tugaharanira inyungu za mbere. Twafata aya mahirwe ya zahabu yo gushiraho ejo hazaza heza.

-AAA Inguzanyo

Aba bahinguzi ntibubahirije gusa ibyo dusabwa nibisabwa, ahubwo banaduhaye ibitekerezo byinshi byiza, amaherezo completed twarangije neza imirimo yo gutanga amasoko.
Inyenyeri 5

Na Abigayili wo muri Tuniziya - 2017.08.21 14:13

Muri rusange, twanyuzwe nibintu byose, bihendutse, byujuje ubuziranenge, gutanga byihuse nuburyo bwiza bwa procuct, tuzagira ubufatanye bwo gukurikirana!
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