Ibicuruzwa byinshi - AAA Inguzanyo zitari QM Gahunda ishimishije - Diamond Jumbo (Bisa ninguzanyo isanzwe) - Inguzanyo ya AAA hamwe numushoramari

Ibicuruzwa birambuye

Gukorera mu mucyo nibyo shingiro ryibikorwa byacu. Twishimiye itumanaho ryeruye kandi rinyangamugayo hamwe nabakiriya bacu. Ntamafaranga yihishe, ntagitangaje. Dutanga amakuru asobanutse, ataziguye kubyerekeye amahitamo yawe yinguzanyo, turemeza ko ufite amakuru yose yo gufata ibyemezo byuzuye. Intego yacu nukubaka ikizere hamwe nabakiriya bacu muburyo bweruye kandi buboneye, bigatuma uburambe bwamafaranga yo murugo byoroha bishoboka.Igipimo cyiza cyinguzanyo,Inguzanyo ya Broker Uruhushya Californiya,Amahitamo y'inguzanyo isanzwe, KUGURISHA AAA, turi umufatanyabikorwa wawe igihe kirekire. Serivisi zacu nyuma yo gufunga zagenewe gukomeza gusezerana na nyuma yinguzanyo yawe. Dutanga ibikoresho bihoraho, nkinama zo kubungabunga urugo, kuyobora ishoramari, hamwe no kugenzura inguzanyo buri gihe kugirango tumenye intego zawe zamafaranga. Umubano wacu nawe nturangirana no gusoza; ni ubwitange burambye kumibereho yawe yubukungu.

- Inguzanyo ya AAA Gahunda ya QM idashimishije - Diamond Jumbo (Bisa ninguzanyo isanzwe) - Inguzanyo ya AAA Ibisobanuro:

Amazina-8

Incamake

Diamond Jumbo, kubaguriza badashobora gukora Non-Agency Jumbo. Umubare w'inguzanyo nyinshi / DTI Yisumbuye / LTV Yisumbuye / Imitungo itagira imipaka.

Ibisobanuro

1) Max DTI 55%;
2) Amafaranga agera kuri $ 4M y'inguzanyo;
3) LTV igera kuri 90%;
4) Nta MI (Ubwishingizi bw'inguzanyo);
5) amanota 660 cyangwa arenga;
6) kubika amezi 6 cyangwa arenga;
7) Umusoro wumwaka 1 urahari.

Iyi gahunda niyihe?

Wigeze uhura hepfo yikibazo?
• Utanga inguzanyo ntashobora kwemerera amafaranga yinguzanyo yawe menshi?
• Ntushobora kugera kuri LTV ndende ushaka?
• Ntidushobora gutanga inguzanyo ya jumbo idashobora kuguha inguzanyo-amafaranga?
• Ese uwaguhaye inguzanyo yagusabye kugura MI (Ubwishingizi bwa Mortgage)?
Niba warigeze guhura nibi bintu biteye isoni, noneho nta mpungenge. Abadatanga QM nabo bafite gahunda nkizo, zisa ninguzanyo zinzego. Nyamara, abatari QM batanga hamwe na {Inyandiko zuzuye product ibicuruzwa byinguzanyo bifite aho bigarukira cyane kuruta ibicuruzwa byinguzanyo byuzuye. Ufite amahitamo meza ubu. Ingingo imwe y'ingenzi ushobora kwitaho ni: Urashobora gusaba iyi gahunda gusa niba udashoboye kuzuza inguzanyo ya FNMA cyangwa FHMLC.

Ni irihe tandukaniro ryiyi Porogaramu Yuzuye itari QM hamwe na progaramu yuzuye yujuje ibisabwa?

Muri rusange, benshi mubasabye barashobora gusaba inguzanyo isanzwe ya Jumbo hagamijwe amafaranga menshi yinguzanyo. Ariko, mubyatubayeho, gahunda isanzwe ya Jumbo ntabwo yoroshye kuyifunga. Porogaramu yagabanije ibisabwa kuruta inguzanyo zinzego, kandi ifite igihe kinini.

Ariko, mubihe bimwe, abasaba ntibashobora kwemererwa cyangwa gukomeza gahunda isanzwe ya Jumbo, kubwibyo bashobora gukora gusa ibicuruzwa bitari QM, kugirango bahaze intego zabo, nkamafaranga menshi yinguzanyo / Cash-out / LTV / Amanota yinguzanyo, nibindi.

Inyandiko zacu zitari QM zuzuye ziraboneka kubaguriza bafite inguzanyo ya jumbo hamwe ninguzanyo zihuza zitarenze ibipimo byinguzanyo zujuje ibyangombwa. Inguzanyo muri iyi gahunda ntigomba kwemererwa kugurishwa mu kigo icyo ari cyo cyose cya Leta.

Ni izihe nyungu?

Nyuma yo gusoma amagambo yavuzwe haruguru, dore incamake yinyungu zamakuru yawe:

Umubare munini w'inguzanyo, urenze inguzanyo z'ikigo;
Umubare munini wa DTI, imipaka ntarengwa;
Nta MI (Ubwishingizi bw'inguzanyo) ikenewe;
Kureka amafaranga biremewe;
LTV ndende, irenze inguzanyo zinzego.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Gukorera mu mucyo nibyo shingiro ryibikorwa byacu. Twishimiye itumanaho ryeruye kandi rinyangamugayo hamwe nabakiriya bacu. Ntamafaranga yihishe, ntagitangaje. Dutanga amakuru asobanutse, ataziguye kubyerekeye amahitamo yawe yinguzanyo, turemeza ko ufite amakuru yose yo gufata ibyemezo byuzuye. Intego yacu nukubaka ikizere hamwe nabakiriya bacu muburyo bweruye kandi buboneye, bigatuma uburambe bwamafaranga yo murugo byoroha bishoboka. - Inguzanyo ya AAA Gahunda idashimishije QM - Diamond Jumbo (Bisa ninguzanyo isanzwe) - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Honduras, Sloveniya, New York, Abakozi bacu bose bemeza ko: Ubwiza bwubaka uyumunsi kandi serivisi itanga ejo hazaza. Turabizi ko ubuziranenge na serivisi nziza aribwo buryo bwonyine kuri twe bwo kugera kubakiriya bacu no natwe ubwacu. Twakiriye neza abakiriya hirya no hino kugirango batubwire umubano wubucuruzi uzaza. Ibicuruzwa byacu nibyiza. Bimaze Gutorwa, Byuzuye Iteka!

-AAA Inguzanyo

Umuyobozi wibicuruzwa numuntu ushyushye cyane kandi wabigize umwuga, dufite ikiganiro gishimishije, kandi amaherezo twumvikanyeho.
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Urwego runini, ubuziranenge, ibiciro byumvikana na serivisi nziza, ibikoresho bigezweho, impano nziza kandi bikomeza imbaraga zikoranabuhanga partner umufatanyabikorwa mwiza wubucuruzi.
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