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Ikigo cyibicuruzwa

Ibicuruzwa birambuye

Ibyo twiyemeje kuba indashyikirwa no kwitangira abakiriya bacu byaduteye kwagura ibikorwa byacu muri leta 45, nka Arizona, California, Washington DC, Florida, Nevada, na Texas, n'ibindi. Ariko, intsinzi yacu ntabwo isobanurwa numubare gusa. Isubiramo ritabarika ryiza hamwe nijambo rikomeye kumunwa twabonye twabonye nk'ikimenyetso cyo kwizerana n'icyizere isoko ryadushizemo.Inguzanyo Yerekana Inguzanyo,Abatanga Inguzanyo Zambere Muri Californiya,Ibibazo by'inguzanyo, Kimwe mubitambo byacu byingenzi ni ibicuruzwa byinguzanyo 'Non-QM', kandi twishimiye cyane kuyobora inzira muriki cyiciro cyo gutanga inguzanyo. Turi abahanga cyane muriyi domeni, dufite uburambe bunini no kwinjira hakiri kare ku isoko, bigatuma tumenyera gusobanukirwa no gukemura ibibazo byawe byamafaranga. Kuyobora inzira igana ku ntego zawe zamafaranga biba byoroshye, byoroshye kugerwaho hamwe na AAA LENDINGS kuruhande rwawe. Inararibonye imbaraga zo gutanga inguzanyo yihariye natwe uyumunsi, kandi reka tugufashe kugera kubyo wifuza byamafaranga.
- Inguzanyo ya AAA Gahunda ya QM idashimishije - Diamond Jumbo (Bisa ninguzanyo isanzwe) - Inguzanyo ya AAA Ibisobanuro:

Amazina-8

Incamake

Diamond Jumbo, kubaguriza badashobora gukora Non-Agency Jumbo. Umubare w'inguzanyo nyinshi / DTI Yisumbuye / LTV Yisumbuye / Imitungo itagira imipaka.

Ibisobanuro

1) Max DTI 55%;
2) Amafaranga agera kuri $ 4M y'inguzanyo;
3) LTV igera kuri 80%;
4) Nta MI (Ubwishingizi bw'inguzanyo);
5) amanota 660 cyangwa arenga;
6) kubika amezi 6 cyangwa arenga;
7) Umusoro wumwaka 1 urahari.

Iyi gahunda niyihe?

Wigeze uhura hepfo yikibazo?
• Utanga inguzanyo ntashobora kwemerera amafaranga yinguzanyo yawe menshi?
• Ntushobora kugera kuri LTV ndende ushaka?
• Ntidushobora gutanga inguzanyo ya jumbo idashobora kuguha inguzanyo-amafaranga?
• Ese uwaguhaye inguzanyo yagusabye kugura MI (Ubwishingizi bwa Mortgage)?
Niba warigeze guhura nibi bintu biteye isoni, noneho nta mpungenge. Abadatanga QM nabo bafite gahunda nkizo, zisa ninguzanyo zinzego. Nyamara, abatari QM batanga hamwe na {Inyandiko zuzuye product ibicuruzwa byinguzanyo bifite aho bigarukira cyane kuruta ibicuruzwa byinguzanyo byuzuye. Ufite amahitamo meza ubu. Ingingo imwe y'ingenzi ushobora kwitaho ni: Urashobora gusaba iyi gahunda gusa niba udashoboye kuzuza inguzanyo ya FNMA cyangwa FHMLC.

Ni irihe tandukaniro ryiyi Porogaramu Yuzuye itari QM hamwe na progaramu yuzuye yujuje ibisabwa?

Muri rusange, benshi mubasabye barashobora gusaba inguzanyo isanzwe ya Jumbo hagamijwe amafaranga menshi yinguzanyo. Ariko, mubyatubayeho, gahunda isanzwe ya Jumbo ntabwo yoroshye kuyifunga. Porogaramu yagabanije ibisabwa kuruta inguzanyo zinzego, kandi ifite igihe kinini.

Ariko, mubihe bimwe, abasaba ntibashobora kwemererwa cyangwa gukomeza gahunda isanzwe ya Jumbo, kubwibyo bashobora gukora gusa ibicuruzwa bitari QM, kugirango bahaze intego zabo, nkamafaranga menshi yinguzanyo / Cash-out / LTV / Amanota yinguzanyo, nibindi.

Inyandiko zacu zitari QM zuzuye ziraboneka kubaguriza bafite inguzanyo ya jumbo hamwe ninguzanyo zihuza zitarenze ibipimo byinguzanyo zujuje ibyangombwa. Inguzanyo muri iyi gahunda ntigomba kwemererwa kugurishwa mu kigo icyo ari cyo cyose cya Leta.

Ni izihe nyungu?

Nyuma yo gusoma amagambo yavuzwe haruguru, dore incamake yinyungu zamakuru yawe:

Umubare munini w'inguzanyo, urenze inguzanyo z'ikigo;
Umubare munini wa DTI, imipaka ntarengwa;
Nta MI (Ubwishingizi bw'inguzanyo) ikenewe;
Kureka amafaranga biremewe;
LTV ndende, irenze inguzanyo zinzego.

Ibicuruzwa birambuye:

- Inguzanyo ya AAA Ntabwo QM Gahunda ishimishije - Diamond Jumbo (Bisa ninguzanyo isanzwe) - AAA Inguzanyo zirambuye amashusho

Ibicuruzwa bifitanye isano:
Kugenda ahantu nyaburanga hashobora kuba ingorabahizi, ariko AAA LENDINGS yoroshya inzira, bigatuma ishishikaza kandi nta guhangayika. Dutanga sisitemu yo gukusanya inyandiko isobanutse kandi yuzuye, igufasha kohereza byoroshye impapuro zisabwa kumurongo. Twese tuzi neza ko igihe cyawe gifite agaciro, kandi mugukora inzira neza, turakomeza gukora cyane no kugenzura urugendo rwawe rwinguzanyo. - Inguzanyo ya AAA Gahunda idashimishije QM - Diamond Jumbo (Bisa ninguzanyo isanzwe) - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Kuala Lumpur, Alubaniya, Buligariya, Filozofiya yubucuruzi: Fata umukiriya nkikigo, dufate ubuziranenge nkubuzima, ubunyangamugayo, inshingano, kwibanda, guhanga udushya. hamwe kandi utere imbere hamwe.
    • Nkumukambwe winganda, twavuga ko isosiyete ishobora kuba umuyobozi mubikorwa byinganda, guhitamo nibyo.
    Inyenyeri 5Na Margaret ukomoka muri Arabiya Sawudite - 2018.06.03 10:17
    Serivise ya garanti nyuma yo kugurisha ni mugihe kandi gitekereje, guhura nibibazo birashobora gukemurwa vuba, twumva twizewe kandi dufite umutekano.
    Inyenyeri 5Na Eudora wo muri Seribiya - 2017.03.08 14:45

    Bifitanye isanoIBICURUZWA

    Kanda enter kugirango ushakishe cyangwa ESC kugirango ufunge