Ibicuruzwa byinshi - AAA Inguzanyo Atari QM Byoroshye Umutungo wujuje ibyangombwa gusa - ATR-Yuzuye - Inguzanyo ya AAA hamwe numushoramari

Ibicuruzwa birambuye

Guhanga udushya biri muri ADN yacu. Turakomeza gushakisha uburyo bwo kuzamura uburambe bwinguzanyo kubakiriya bacu. Ibikorwa byacu bigezweho byo gusaba kumurongo, gucunga neza inyandiko, hamwe nuburyo bwitumanaho rya digitale bitanga urugendo rwinguzanyo, rudafite impapuro. Hamwe ninguzanyo ya AAA, urashobora kwitega uburambe bugezweho, bukora neza, kandi bwizewe bwo gutanga inguzanyo kugendana nisi yihuta yikoranabuhanga. Ibyoroshye n'umutekano wawe nibyo byingenzi kuri twe.Inguzanyo isanzwe,Inguzanyo isanzwe Urugo rwa kabiri,Inguzanyo isanzwe 90 Ltv, Duha agaciro umwanya wawe, kandi twumva ko gahunda yawe idashobora guhora ijyanye namasaha yakazi. Niyo mpamvu inkunga y'abakiriya bacu iraboneka kurenza idirishya 9-kuri-5. Waba ufite ibibazo nimugoroba cyangwa muri wikendi, turi hano kugirango dutange ubufasha. Amasaha menshi yo gutera inkunga agamije guhuza abakiriya twerekana ko twiyemeje kuhaba mugihe udukeneye cyane. Ibyoroshye byawe nibyo dushyize imbere, kandi turi hano kugirango dukore urugendo rwinguzanyo nkuko bikurura kandi nta kibazo kirimo.

- Inguzanyo ya AAA Atari QM Byoroshye Umutungo wujuje ibyangombwa gusa - ATR-Yuzuye - Inguzanyo ya AAA Ibisobanuro:

Amazina-9

Incamake

Porogaramu y'umutungo uzwi cyane. Uwagurijwe afite umubare munini wumutungo, ushobora kwishyura igiciro cyubuguzi cyangwa umubare winguzanyo hamwe nigiciro cyo gufunga. Nta makuru y'akazi asabwa; Nta DTI.

Ingingo z'ingenzi

1) Kugera kuri 75% LTV;
2) Amafaranga agera kuri $ 4M y'inguzanyo;
3) Inzu y'ibanze gusa;
4) Nta karimbi ku mubare wumutungo uterwa inkunga;
5) Nibura amezi 6 yabitswe mumafaranga yagurijwe.

Niki ATR-Yuzuye?

Porogaramu ya ATR-Yuzuye nayo ni gahunda yumutungo, yujuje umutungo gusa.

Ntabwo tuzabara DTI kubasabye bujuje ibisabwa mu kwerekana Umutungo gusa (“ATR-Yuzuye”). Muburyo bwa tekinike, amafaranga yose yinjiza cyangwa akazi byashyizwe kurutonde kubisabwa bizafatwa nkibirenze kubanditse. Nubundi buryo, bushobora gusigara ari ubusa.

Impamyabumenyi

Hano hariburyo bwo kubara:
Ku nguzanyo yo kugura, umutungo wose wemewe ugomba guhuza igiciro cyubuguzi hiyongereyeho nibiciro byose byo gufunga.
Umutungo> = Kugura igiciro + igiciro cyose cyo gufunga
Ku nguzanyo yinguzanyo, umutungo wose wemewe ugomba guhuza amafaranga yinguzanyo yose hamwe nogusoza amafaranga.
Umutungo> = Amafaranga y'inguzanyo + igiciro cyo gufunga

Reba hepfo ibyangombwa bisabwa, urashobora kwifashisha uburyo bwo kubara kugirango urebe niba ushobora kuzuza ibisabwa mbere yo gusaba inguzanyo hamwe nabaguriza:

Urugero rwa 1: Kugura igiciro wongeyeho ikiguzi cyo gufunga = $ 768.500. Umutungo uboneka = $ 700,000 (kuzigama) wongeyeho $ 45,000 (50% ya IRA) = $ 748,000. Muri make $ 20.500. Niba uwagurijwe afite imyaka 59.5 cyangwa irenga, umutungo wujuje ibisabwa waba $ 700,000 + $ 54.000 (60% ya IRA) = $ 754.000 naho mugufi na 14.500 $.

Urugero rwa 2: Amafaranga y'inguzanyo hiyongereyeho amafaranga yo gufunga = $ 518.500. Umutungo uboneka = $ 370.000 (kuzigama) + 100.000 $ (50% ya IRA) = $ 470.000. Mugihe gito $ 48.500. Niba uwagurijwe afite 59.5 cyangwa irenga, umutungo wujuje ibyangombwa = $ 370.000 + $ 120.000 (60% ya IRA) = $ 490.000 naho mugufi na 28.500.

Umutungo wemerewe

Amafaranga, ububiko, ingwate n'umutungo bwite (nta mutungo) = 100%.
Konti yizabukuru = 50% niba 59 cyangwa muto na 60% niba ikuze.
Nta kigega cy'ubucuruzi.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Inzozi zo gutunga amazu ntizagarukira kubaguzi gakondo. Muri AAA LENDINGS, dufite gahunda zihariye zo kwita kubatiza inguzanyo gakondo. Niba wikorera wenyine, ufite amafaranga yinjiza, cyangwa uhura nubukungu budasanzwe, amahitamo yinguzanyo arashobora gufata inyungu zawe. Twakiriye neza muburyo butandukanye mubaguriza kandi dushakisha byimazeyo ibisubizo bishya byinguzanyo, turebe ko urugendo rwawe kuri nyiri urugo rukomeza kuba rwiza, tutitaye kubibazo byubukungu. - Inguzanyo za AAA Non-QM Byoroshye Umutungo wujuje ibyangombwa gusa - ATR-Muri-Yuzuye - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Isiraheli, Porutugali, Madagasikari, Mu gukurikiza ihame ryerekeza ku bantu, gutsindira ubuziranenge, isosiyete yacu yakira byimazeyo abacuruzi baturutse mu gihugu ndetse no hanze kugira ngo badusure, bavugane ubucuruzi bwiza hamwe natwe.

-AAA Inguzanyo

Umuyobozi w'ikigo afite uburambe bukomeye bwo kuyobora no kwitwara neza, abakozi bagurisha barashyuha kandi bishimye, abakozi ba tekinike ni abahanga kandi bafite inshingano, ntabwo rero duhangayikishijwe nibicuruzwa, uruganda rwiza.
Inyenyeri 5

Na Karl wo muri Brasilia - 2018.12.22 12:52

Nka sosiyete mpuzamahanga yubucuruzi, dufite abafatanyabikorwa benshi, ariko kubyerekeye isosiyete yawe, ndashaka kuvuga, mubyukuri uri mwiza, mugari, mwiza, igiciro cyiza, serivisi zishyushye kandi zitekerezwaho, ikoranabuhanga rigezweho nibikoresho hamwe nabakozi bafite amahugurwa yumwuga, ibitekerezo no kuvugurura ibicuruzwa ni mugihe, muri make, ubu ni ubufatanye bushimishije, kandi dutegereje ubufatanye butaha!
Inyenyeri 5

Na Prudence ukomoka muri Afrika yepfo - 2017.12.19 11:10