Ibicuruzwa byinshi - AAA Inguzanyo Atari QM Byoroshye Umutungo wujuje ibyangombwa gusa - ATR-Yuzuye - Inguzanyo ya AAA hamwe numushoramari

Ibicuruzwa birambuye

Kugenda ahantu nyaburanga hashobora kuba ingorabahizi, ariko AAA LENDINGS yoroshya inzira, bigatuma ishishikaza kandi nta guhangayika. Dutanga sisitemu yo gukusanya inyandiko isobanutse kandi yuzuye, igufasha kohereza byoroshye impapuro zisabwa kumurongo. Twese tuzi neza ko igihe cyawe gifite agaciro, kandi mugukora inzira neza, turakomeza gukora cyane no kugenzura urugendo rwawe rwinguzanyo.Ubwa mbere Umuguzi Murugo,Minnesota Mortgage Broker Cyangwa Utanga,Inguzanyo yo guturamo, KUGURIZA AAA, dukora twizera tudashidikanya ko 'Nta nguzanyo idashoboka.' Iyi myizerere ni imbaraga zitera ibikorwa byacu kandi bikubiye mu nteruro yacu, Bashoboye gufasha, Buri gihe. Ikubiyemo ibintu nyabyo biranga AAA yacu. Twese tuzi ko abakiriya batandukanye hamwe nuburyo butandukanye bwo gutanga inguzanyo bisaba ibisubizo byihariye, kandi twiteguye kubitanga.

- Inguzanyo ya AAA Atari QM Byoroshye Umutungo wujuje ibyangombwa gusa - ATR-Yuzuye - Inguzanyo ya AAA Ibisobanuro:

Amazina-9

Incamake

Porogaramu y'umutungo uzwi cyane. Uwagurijwe afite umubare munini wumutungo, ushobora kwishyura igiciro cyubuguzi cyangwa umubare winguzanyo hamwe nigiciro cyo gufunga. Nta makuru y'akazi asabwa; Nta DTI.

Ingingo z'ingenzi

1) Kugera kuri 75% LTV;
2) Amafaranga agera kuri $ 4M y'inguzanyo;
3) Inzu y'ibanze gusa;
4) Nta karimbi ku mubare wumutungo uterwa inkunga;
5) Nibura amezi 6 yabitswe mumafaranga yagurijwe.

Niki ATR-Yuzuye?

Porogaramu ya ATR-Yuzuye nayo ni gahunda yumutungo, yujuje umutungo gusa.

Ntabwo tuzabara DTI kubasabye bujuje ibisabwa mu kwerekana Umutungo gusa (“ATR-Yuzuye”). Muburyo bwa tekinike, amafaranga yose yinjiza cyangwa akazi byashyizwe kurutonde kubisabwa bizafatwa nkibirenze kubanditse. Nubundi buryo, bushobora gusigara ari ubusa.

Impamyabumenyi

Hano hariburyo bwo kubara:
Ku nguzanyo yo kugura, umutungo wose wemewe ugomba guhuza igiciro cyubuguzi hiyongereyeho nibiciro byose byo gufunga.
Umutungo> = Kugura igiciro + igiciro cyose cyo gufunga
Ku nguzanyo yinguzanyo, umutungo wose wemewe ugomba guhuza amafaranga yinguzanyo yose hamwe nogusoza amafaranga.
Umutungo> = Amafaranga y'inguzanyo + igiciro cyo gufunga

Reba hepfo ibyangombwa bisabwa, urashobora kwifashisha uburyo bwo kubara kugirango urebe niba ushobora kuzuza ibisabwa mbere yo gusaba inguzanyo hamwe nabaguriza:

Urugero rwa 1: Kugura igiciro wongeyeho ikiguzi cyo gufunga = $ 768.500. Umutungo uboneka = $ 700,000 (kuzigama) wongeyeho $ 45,000 (50% ya IRA) = $ 748,000. Muri make $ 20.500. Niba uwagurijwe afite imyaka 59.5 cyangwa irenga, umutungo wujuje ibisabwa waba $ 700,000 + $ 54.000 (60% ya IRA) = $ 754.000 naho mugufi na 14.500 $.

Urugero rwa 2: Amafaranga y'inguzanyo hiyongereyeho amafaranga yo gufunga = $ 518.500. Umutungo uboneka = $ 370.000 (kuzigama) + 100.000 $ (50% ya IRA) = $ 470.000. Mugihe gito $ 48.500. Niba uwagurijwe afite 59.5 cyangwa irenga, umutungo wujuje ibyangombwa = $ 370.000 + $ 120.000 (60% ya IRA) = $ 490.000 naho mugufi na 28.500.

Umutungo wemerewe

Amafaranga, ububiko, ingwate n'umutungo bwite (nta mutungo) = 100%.
Konti yizabukuru = 50% niba 59 cyangwa muto na 60% niba ikuze.
Nta kigega cy'ubucuruzi.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

AAA LENDINGS yishimira uruhare rwabaturage bacu hamwe ninshingano zabaturage. Twizera ko kuba inguzanyo ishinzwe bisobanura gusubiza abaturage dukorera. Ikipe yacu igira uruhare rugaragara mubikorwa byubugiraneza, gushyigikira impamvu zaho, no guteza imbere gusoma no kwandika. Ntabwo turi mubucuruzi bwo gutanga inguzanyo gusa; dushora imari mugukora ingaruka nziza mubuzima bwabakiriya bacu nabaturage bita murugo. - Inguzanyo ya AAA Atari QM Byoroshye Umutungo wujuje ibyangombwa gusa - ATR-Yuzuye - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: luzern, Bangkok, Honduras, Mubyukuri, igiciro cyapiganwa, ipaki iboneye hamwe nogutanga mugihe bizizezwa nkuko abakiriya babisabwa. Turizera byimazeyo kubaka umubano wubucuruzi nawe dushingiye ku nyungu ninyungu mugihe cya vuba cyane. Murakaza neza cyane kutwandikira no kutubera abafatanyabikorwa.

-AAA Inguzanyo

Umuyobozi w'ikigo afite uburambe bukomeye bwo kuyobora no kwitwara neza, abakozi bagurisha barashyuha kandi bishimye, abakozi ba tekinike ni abahanga kandi bafite inshingano, ntabwo rero duhangayikishijwe nibicuruzwa, uruganda rwiza.
Inyenyeri 5

Na Marcy Real ukomoka muri Afuganisitani - 2017.05.02 18:28

Tumaze imyaka myinshi dukora muriyi nganda, turashima imyifatire yakazi nubushobozi bwumusaruro wikigo, uyu numushinga uzwi kandi wabigize umwuga.
Inyenyeri 5

Na Bertha wo muri Luxemburg - 2017.09.22 11:32