Ibicuruzwa byinshi - AAA Inguzanyo Atari QM DSCR (Igipimo cya Serivise Yimyenda Igipimo) Gahunda - AAA Gutanga Inguzanyo numushoramari

Ibicuruzwa birambuye

AAA LENDINGS yishimira uruhare rwabaturage bacu hamwe ninshingano zabaturage. Twizera ko kuba inguzanyo ishinzwe bisobanura gusubiza abaturage dukorera. Ikipe yacu igira uruhare rugaragara mubikorwa byubugiraneza, gushyigikira impamvu zaho, no guteza imbere gusoma no kwandika. Ntabwo turi mubucuruzi bwo gutanga inguzanyo gusa; dushora imari mugukora ingaruka nziza mubuzima bwabakiriya bacu nabaturage bita murugo.La Mortgage Broker Cyangwa Utanga inguzanyo,Amateka y'inguzanyo,Texas Mortgage Broker Cyangwa Utanga, KUGURISHA AAA, turi umufatanyabikorwa wawe igihe kirekire. Serivisi zacu nyuma yo gufunga zagenewe gukomeza gusezerana na nyuma yinguzanyo yawe. Dutanga ibikoresho bihoraho, nkinama zo kubungabunga urugo, kuyobora ishoramari, hamwe no kugenzura inguzanyo buri gihe kugirango tumenye intego zawe zamafaranga. Umubano wacu nawe nturangirana no gusoza; ni ubwitange burambye kumibereho yawe yubukungu.

- Inguzanyo ya AAA itari QM DSCR (Igipimo cya Coverage Coverage Igipimo) Gahunda - Inguzanyo ya AAA Ibisobanuro:

Amazina-6

Incamake

Ibicuruzwa byoroshye muburyo butandukanye bwa porogaramu zitari QM.
Nta byinjira / Nta kazi / Nta musoro, nta kugereranya igipimo cya DTI nk'inguzanyo zisanzwe. Gusa niba umutungo wibintu ari umutungo wishoramari.

Ibisobanuro

1) Amafaranga agera kuri $ 2M y'inguzanyo;
2) Kugera kuri 80% Max LTV;
3) amanota 660 cyangwa arenga;
4) Irashobora gufunga ibice;
5) Nta karimbi ku mubare wumutungo uterwa inkunga;
6) SFRs, 2-4 Units, Condos, Inzu yumujyi, Condotels, na Condos zitemewe.

Gahunda ya DSCR

DSCR (Igipimo cy'Imyenda Coverage Ratio) yagenewe abashoramari b'imitungo inararibonye kandi yujuje ibisabwa abahawe inguzanyo bashingiye kumafaranga ava mumitungo gusa kugirango basesengure ingaruka ziterwa nishoramari. Uyu munsi, twibanze ku gusobanura ibisobanuro bya DSCR no kwerekana ibanga rya gahunda ya DSCR duhereye ku ishoramari ryinguzanyo zamazu. Ibikurikira, reka tugendere muri gahunda ya DSCR.

Nigute ushobora kubara DSCR?

Ku nguzanyo zinguzanyo zamazu, DSCR bivuga igipimo cyamafaranga yubukode bwukwezi kumazu yishoramari hamwe namafaranga yose yimiturire (nkibanze, inyungu, umusoro wubutaka, ubwishingizi namafaranga yo gucunga (niba hari amafaranga atakoreshejwe mubyukuri, azandikwa nka 0)). Iyo igipimo kiri hasi, niko ibyago byinshi byinguzanyo. Irashobora kugaragazwa muri ibi bikurikira:

burambuye

Twebwe AAA Inguzanyo ubu dutanga "Nta kigereranyo DSCR" kubakiriya bacu, bivuze ko igipimo gishobora kumanuka kuri "0 ″. Mubicuruzwa byinguzanyo byamasezerano yacu, dukeneye kugereranya amafaranga twinjiza na PITIA ya buri kwezi (Ihame / Inyungu / Umusoro / Ubwishingizi / HOA) hamwe nindi myenda yinzu yatanzweho ingwate kugirango tumenye niba inguzanyo ishobora kuzuza ibisabwa.

DSCR

DSCR ni iki?

Waba uzi kuzuza inguzanyo yinguzanyo yinzu nta makuru yakazi ninjiza?
Ntabwo wujuje ibyangombwa byinguzanyo zisanzwe?
Waba uzi gahunda y'inguzanyo aribicuruzwa byoroshye?
Urashaka kumenya gukoresha inyandiko zagabanijwe kugirango wemererwe inguzanyo?
Birakugoye cyane kubona inguzanyo yo murugo muruganda rwawe?

Dutanga gahunda nziza yinguzanyo kugirango duhaze ibintu byingenzi byavuzwe haruguru, iyo niyo gahunda ya DSCR, nicyo gicuruzwa kizwi cyane kitari QM mu nguzanyo zinguzanyo zinzu.

Ni izihe nyungu za gahunda ya DSCR?

Nta kigereranyo DSCR, ibicuruzwa byinguzanyo bitagenzura ibyinjira, nta bisabwa byinjiza abashyitsi, kuko iki gicuruzwa cyinguzanyo ntikirimo kubara DTI. Umubare ntarengwa wa DSCR urashobora kuba munsi ya 0. Nubwo ubukode bwinzu ari buke, turashobora kubikora! Iri ni ihitamo ryiza kubashyitsi bafite amafaranga make cyangwa imyenda myinshi.

Uretse ibyo, Abanyamahanga bemewe niyi gahunda, cyane cyane na viza ya F1. Niba uri umunyamahanga, kandi ukaba udashobora kwemererwa ninguzanyo isanzwe yinguzanyo, twandikire hanyuma ubone inguzanyo yawe.

Amabwiriza yacu aroroshye kandi niba inguzanyo yawe yumvikana tuzagufasha kuyifunga vuba. Dufite itumanaho ryiza kandi twinjiza byihuse kubitari Non-QM, twandikire niba hari ibyo ukeneye.

Winjiza amafaranga menshi! Impuzandengo yacu yo gufunga ni munsi yibyumweru 3 kandi turafunga nta mananiza. Tekereza uburyo aboherejwe baziyongera.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Kugenda ahantu nyaburanga hashobora kuba ingorabahizi, ariko AAA LENDINGS yoroshya inzira, bigatuma ishishikaza kandi nta guhangayika. Dutanga sisitemu yo gukusanya inyandiko isobanutse kandi yuzuye, igufasha kohereza byoroshye impapuro zisabwa kumurongo. Twese tuzi neza ko igihe cyawe gifite agaciro, kandi mugukora inzira neza, turakomeza gukora cyane no kugenzura urugendo rwawe rwinguzanyo. - Inguzanyo ya AAA Non-QM DSCR (Igipimo cya Coverage Coverage Ratio) - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Madras, Hongiriya, Kolombiya, Intego yacu ni ugufasha abakiriya kumenya intego zabo. Turimo gukora ibishoboka byose kugirango tugere kuri iki kibazo cyo gutsindira inyungu kandi turakwishimiye rwose ko uza kwifatanya natwe. Mu ijambo, iyo uduhisemo, uhitamo ubuzima butunganye. Murakaza neza gusura uruganda rwacu kandi mwakire neza ibyo mwategetse! Kubindi bisobanuro, nyamuneka ntutindiganye kutwandikira.

-AAA Inguzanyo

Ibicuruzwa byibanze bitanga isoko birahamye kandi byizewe, burigihe byahuye nibisabwa nisosiyete yacu gutanga ibicuruzwa byujuje ubuziranenge.
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