Ibicuruzwa byinshi - AAA Inguzanyo Atari QM DSCR (Igipimo cya Serivise Yimyenda Igipimo) Gahunda - AAA Gutanga Inguzanyo numushoramari

Ibicuruzwa birambuye

AAA LENDINGS yishimira uruhare rwabaturage bacu hamwe ninshingano zabaturage. Twizera ko kuba inguzanyo ishinzwe bisobanura gusubiza abaturage dukorera. Ikipe yacu igira uruhare rugaragara mubikorwa byubugiraneza, gushyigikira impamvu zaho, no guteza imbere gusoma no kwandika. Ntabwo turi mubucuruzi bwo gutanga inguzanyo gusa; dushora imari mugukora ingaruka nziza mubuzima bwabakiriya bacu nabaturage bita murugo.Kugereranya Inguzanyo,Inguzanyo zinguzanyo zinguzanyo mbi,Akazi ko gutanga inguzanyo, Kimwe mubitambo byacu byingenzi ni ibicuruzwa byinguzanyo 'Non-QM', kandi twishimiye cyane kuyobora inzira muriki cyiciro cyo gutanga inguzanyo. Turi abahanga cyane muriyi domeni, dufite uburambe bunini no kwinjira hakiri kare ku isoko, bigatuma tumenyera gusobanukirwa no gukemura ibibazo byawe byamafaranga. Kuyobora inzira igana ku ntego zawe zamafaranga biba byoroshye, byoroshye kugerwaho hamwe na AAA LENDINGS kuruhande rwawe. Inararibonye imbaraga zo gutanga inguzanyo yihariye natwe uyumunsi, kandi reka tugufashe kugera kubyo wifuza byamafaranga.

- Inguzanyo ya AAA itari QM DSCR (Igipimo cya Coverage Coverage Igipimo) Gahunda - Inguzanyo ya AAA Ibisobanuro:

Amazina-6

Incamake

Gahunda ya DSCR (Igipimo cya Coverage Coverage).

Iyi niyo gahunda yoroshye muri gahunda zose zitari QM.

Amafaranga yinjiza / Imiterere y'akazi / Gusubiza imisoro ntabwo bisabwa.

Ingingo z'ingenzi

1) Amafaranga y'inguzanyo agera kuri $ 2M;
2) LTV igera kuri 75%;
3) Amanota y'inguzanyo 660 cyangwa arenga;
4) Irashobora gufunga ibigo;
5) Nta karimbi ku mubare wumutungo uterwa inkunga;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, na Condos zitemewe.

DSCR ni iki?

Waba uzi kuzuza inguzanyo yinguzanyo yinzu nta makuru yakazi ninjiza?
Ntabwo wujuje ibyangombwa byinguzanyo zisanzwe?
Waba uzi gahunda y'inguzanyo aribicuruzwa byoroshye?
Urashaka kumenya gukoresha inyandiko zagabanijwe kugirango wemererwe inguzanyo?
Birakugoye cyane kubona inguzanyo yo murugo muruganda rwawe?

Dutanga gahunda nziza yinguzanyo kugirango duhaze ibintu byingenzi byavuzwe haruguru - Gahunda ya DSCR. Nibicuruzwa bizwi cyane Non-QM mu nguzanyo zinguzanyo zinzu.

DSCR (Igipimo cy'Imyenda Coverage Ratio) yagenewe abashoramari b'imitungo inararibonye kandi yujuje ibisabwa abahawe inguzanyo bashingiye kumafaranga ava mumitungo gusa kugirango basesengure ingaruka ziterwa nishoramari. Uyu munsi, twibanze ku gusobanura ibisobanuro bya DSCR no kwerekana ibanga rya gahunda ya DSCR duhereye ku ishoramari ryinguzanyo zamazu.

Nigute ushobora kubara DSCR?

Ku nguzanyo zinguzanyo zamazu, DSCR bivuga igipimo cyamafaranga yubukode bwukwezi kumazu yishoramari hamwe namafaranga yose yimiturire (nkibanze, inyungu, umusoro wubutaka, ubwishingizi namafaranga yo gucunga (niba hari amafaranga atakoreshejwe mubyukuri, azandikwa nka 0)). Iyo igipimo kiri hasi, niko ibyago byinshi byinguzanyo. Irashobora kugaragazwa muri ibi bikurikira:

burambuye

Dutanga "Nta kigereranyo DSCR" kubakiriya bacu, bivuze ko igipimo gishobora kumanuka kugera kuri "0 ″. Mubicuruzwa byacu byinguzanyo bisanzwe, dukeneye kugereranya amafaranga twinjiza na PITIA ya buri kwezi (Ihame / Inyungu / Umusoro / Ubwishingizi / HOA) hamwe nindi myenda yinzu yatanzweho ingwate kugirango tumenye niba inguzanyo ishobora kuzuza ibisabwa.

DSCR

Inyungu za DSCR

Nta kigereranyo DSCR, ibicuruzwa byinguzanyo bitagenzura ibyinjira, nta bisabwa byinjiza uwagurijwe kuko bitarimo kubara DTI. Umubare ntarengwa wa DSCR urashobora kuba munsi ya 0. Nubwo amafaranga yubukode ari make, turashobora kubikora! Iri ni ihitamo ryiza kubaguriza bafite amafaranga make cyangwa imyenda myinshi.

Uretse ibyo, Abanyamahanga bemewe niyi gahunda, cyane cyane na viza ya F1. Niba uri umunyamahanga, kandi ukaba udashobora kwemererwa ninguzanyo isanzwe yinguzanyo, twandikire hanyuma ubone inguzanyo yawe.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Kuri benshi mubakiriya bacu, inguzanyo irenze kugurisha amafaranga gusa; ni intambwe ikomeye y'ubuzima. Waba uri ubwa mbere ugura urugo cyangwa umushoramari utimukanwa ufite uburambe, twegereye buri porogaramu nitonze kandi ikwiye. Dufata umwanya wo gusobanukirwa intego zawe n'ibyifuzo byawe, tukemeza ko inguzanyo yawe ihuye nicyerekezo cyawe cy'ejo hazaza. - Inguzanyo za AAA Non-QM DSCR (Igipimo cya Coverage Service Coverage Ratio) - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Tuniziya, Indoneziya, Greenland, Abakozi bacu bakurikiza imyifatire ishingiye ku Bwiza bushingiye ku Bikorwa hamwe na Serivisi nziza. Ukurikije ibyo buri mukiriya akeneye, dutanga serivisi yihariye & yihariye kugirango dufashe abakiriya kugera kuntego zabo neza. Ikaze abakiriya baturutse mu gihugu no hanze kugirango bahamagare kandi ubaze!

-AAA Inguzanyo

Imyifatire yubufatanye bwabatanga isoko nibyiza cyane, yahuye nibibazo bitandukanye, burigihe yiteguye gufatanya natwe, kuri twe nkImana nyayo.
Inyenyeri 5

Na Elaine wo muri Mexico - 2018.11.22 12:28

Isosiyete irashobora kugendana nimpinduka muri iri soko ryinganda, kuvugurura ibicuruzwa byihuse kandi igiciro kirahendutse, ubu ni ubufatanye bwacu bwa kabiri, nibyiza.
Inyenyeri 5

Na Audrey wo muri Espagne - 2018.09.16 11:31