Ibicuruzwa byinshi - AAA Inguzanyo Atari QM DSCR (Igipimo cya Serivise Yimyenda Igipimo) Gahunda - Inguzanyo ya AAA numushoramari

Ibicuruzwa birambuye

Gutegura ejo hazaza h'amafaranga utangirana numufatanyabikorwa ukwiye, kandi kuri AAA LENDINGS, twiyemeje kugufasha kugera kuntego zawe. Twumva ko urugendo rugana nyiri urugo rushobora gushimisha ariko nanone rutoroshye. Abanyamwuga bacu b'inararibonye ntibarenze inzobere mu gutanga inguzanyo; ni abafatanyabikorwa bawe. Barahari kugirango baganire ku ntego zawe, gusuzuma uko ubukungu bwifashe, no gutanga ubuyobozi bwihariye bugushimisha. Twishimiye kuba ukuboko kukuyobora kuguha imbaraga zo gufata ibyemezo byuzuye kubyerekeye ejo hazaza hawe.Inguzanyo zinguzanyo zisabwa,Isosiyete Yambere Yinguzanyo Muri Twebwe,Inguzanyo isanzwe idafite Pmi, Yashinzwe mu 2007, AAA LENDINGS ni inguzanyo ikomeye itanga inguzanyo ifite amateka akomeye mu myaka 15. Twamenyekanye cyane kubera ubwitange tutajegajega bwo gutanga serivisi zidasanzwe no kwizerwa ku isi yo gutanga inguzanyo. Inshingano zidasanzwe zo gutanga inguzanyo ni gihamya y'uburambe n'ubushobozi bwacu, hamwe n'inguzanyo zitangaje zose hamwe zirenga miliyari 20 z'amadolari. Mu myaka yashize, ubwo bushobozi bwamafaranga bwadushoboje gufasha imiryango igera ku 50.000 kugera ku ntego zabo zo kuguza, bigatuma inzozi zo gutunga amazu ziba impamo.

- Inguzanyo ya AAA itari QM DSCR (Igipimo cya Coverage Coverage Igipimo) Gahunda - Inguzanyo ya AAA Ibisobanuro:

Amazina-6

Incamake

Gahunda ya DSCR (Igipimo cya Coverage Coverage).

Iyi niyo gahunda yoroshye muri gahunda zose zitari QM.

Amafaranga yinjiza / Imiterere y'akazi / Gusubiza imisoro ntabwo bisabwa.

Ingingo z'ingenzi

1) Amafaranga y'inguzanyo agera kuri $ 2M;
2) LTV igera kuri 75%;
3) Amanota y'inguzanyo 660 cyangwa arenga;
4) Irashobora gufunga ibigo;
5) Nta karimbi ku mubare wumutungo uterwa inkunga;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, na Condos zitemewe.

DSCR ni iki?

Waba uzi kuzuza inguzanyo yinguzanyo yinzu nta makuru yakazi ninjiza?
Ntabwo wujuje ibyangombwa byinguzanyo zisanzwe?
Waba uzi gahunda y'inguzanyo aribicuruzwa byoroshye?
Urashaka kumenya gukoresha inyandiko zagabanijwe kugirango wemererwe inguzanyo?
Birakugoye cyane kubona inguzanyo yo murugo muruganda rwawe?

Dutanga gahunda nziza yinguzanyo kugirango duhaze ibintu byingenzi byavuzwe haruguru - Gahunda ya DSCR. Nibicuruzwa bizwi cyane Non-QM mu nguzanyo zinguzanyo zinzu.

DSCR (Igipimo cy'Imyenda Coverage Ratio) yagenewe abashoramari b'imitungo inararibonye kandi yujuje ibisabwa abahawe inguzanyo bashingiye kumafaranga ava mumitungo gusa kugirango basesengure ingaruka ziterwa nishoramari. Uyu munsi, twibanze ku gusobanura ibisobanuro bya DSCR no kwerekana ibanga rya gahunda ya DSCR duhereye ku ishoramari ryinguzanyo zamazu.

Nigute ushobora kubara DSCR?

Ku nguzanyo zinguzanyo zamazu, DSCR bivuga igipimo cyamafaranga yubukode bwukwezi kumazu yishoramari hamwe namafaranga yose yimiturire (nkibanze, inyungu, umusoro wubutaka, ubwishingizi namafaranga yo gucunga (niba hari amafaranga atakoreshejwe mubyukuri, azandikwa nka 0)). Iyo igipimo kiri hasi, niko ibyago byinshi byinguzanyo. Irashobora kugaragazwa muri ibi bikurikira:

burambuye

Dutanga "Nta kigereranyo DSCR" kubakiriya bacu, bivuze ko igipimo gishobora kumanuka kugera kuri "0 ″. Mubicuruzwa byacu byinguzanyo bisanzwe, dukeneye kugereranya amafaranga twinjiza na PITIA ya buri kwezi (Ihame / Inyungu / Umusoro / Ubwishingizi / HOA) hamwe nindi myenda yinzu yatanzweho ingwate kugirango tumenye niba inguzanyo ishobora kuzuza ibisabwa.

DSCR

Inyungu za DSCR

Nta kigereranyo DSCR, ibicuruzwa byinguzanyo bitagenzura ibyinjira, nta bisabwa byinjiza uwagurijwe kuko bitarimo kubara DTI. Umubare ntarengwa wa DSCR urashobora kuba munsi ya 0. Nubwo amafaranga yubukode ari make, turashobora kubikora! Iri ni ihitamo ryiza kubaguriza bafite amafaranga make cyangwa imyenda myinshi.

Uretse ibyo, Abanyamahanga bemewe niyi gahunda, cyane cyane na viza ya F1. Niba uri umunyamahanga, kandi ukaba udashobora kwemererwa ninguzanyo isanzwe yinguzanyo, twandikire hanyuma ubone inguzanyo yawe.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

KUGURISHA AAA, twizera gusubiza abakiriya bacu bafite agaciro. Niyo mpamvu dutanga gahunda yubudahemuka iguhembera ikizere cyawe nubufatanye bukomeje natwe. Gahunda yacu yo kwizerwa yagenewe gukomeza gusezerana no gushimwa, itanga inyungu zidasanzwe hamwe nigabanywa kubakiriya bacu bagarutse. Ubwitange bwawe kuri AAA LENDINGS buramenyekana kandi burahembwa, kandi duharanira gukomeza inyungu zawe muri serivisi zacu uburambe. - Inguzanyo ya AAA Non-QM DSCR (Igipimo cya Coverage Service Coverage Ratio) - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Barbados, Ubudage, Portland, Inyangamugayo kuri buri mukiriya turasabwa! Icyiciro cya mbere gikora, cyiza, igiciro cyiza nitariki yo gutanga byihuse ninyungu zacu! Guha buri mukiriya serivisi nziza ni tenet yacu! Ibi bituma isosiyete yacu ibona neza abakiriya ninkunga! Murakaza neza kwisi yose abakiriya batwoherereza iperereza kandi dutegereje ubufatanye bwiza! Nyamuneka ubaze ibisobanuro birambuye cyangwa gusaba ubucuruzi mu turere twatoranijwe.

-AAA Inguzanyo

Mubushinwa, twaguze inshuro nyinshi, iki gihe nicyo cyatsinze kandi gishimishije, uruganda rukora umurava kandi rwukuri!
Inyenyeri 5

Na Donna ukomoka i Moscou - 2017.08.18 11:04

Nubwo turi isosiyete nto, natwe turubahwa. Ubwiza bwizewe, serivisi zivuye ku mutima hamwe ninguzanyo nziza, twishimiye kuba dushobora gukorana nawe!
Inyenyeri 5

Na Jessie wo muri New York - 2017.11.20 15:58