Ibicuruzwa byinshi - AAA Inguzanyo Atari QM DSCR (Igipimo cya Serivise Yimyenda Igipimo) Gahunda - Inguzanyo ya AAA numushoramari

Ibicuruzwa birambuye

Uburezi bwabakiriya nifatizo ryubutumwa bwa AAA LENDINGS. Twizera ko uwagurijwe abimenyeshejwe ari inguzanyo. Niyo mpamvu tugenda ibirometero byinshi kugirango dutange ibikoresho byuburezi nubuyobozi bigufasha kugendana ningorabahizi mubikorwa byinguzanyo. Itsinda ryacu ryiyemeje gusubiza ibibazo byanyu, gusobanura ibibazo byinyungu zinyungu, amahitamo yinguzanyo, nibindi byinshi, kugirango mfate ibyemezo neza. Ubumenyi bwawe bwamafaranga nicyizere kuri twe.Inguzanyo Zillow,Urutonde rwo hejuru rwabatanga inguzanyo,Inguzanyo Yinguzanyo Yinzu Yoroshye, Yashinzwe mu 2007, AAA LENDINGS ni inguzanyo ikomeye itanga inguzanyo ifite amateka akomeye mu myaka 15. Twamenyekanye cyane kubera ubwitange tutajegajega bwo gutanga serivisi zidasanzwe no kwizerwa ku isi yo gutanga inguzanyo. Inshingano zidasanzwe zo gutanga inguzanyo ni gihamya y'uburambe n'ubushobozi bwacu, hamwe n'inguzanyo zitangaje zose hamwe zirenga miliyari 20 z'amadolari. Mu myaka yashize, ubwo bushobozi bwamafaranga bwadushoboje gufasha imiryango igera ku 50.000 kugera ku ntego zabo zo kuguza, bigatuma inzozi zo gutunga amazu ziba impamo.

- Inguzanyo ya AAA itari QM DSCR (Igipimo cya Coverage Coverage Igipimo) Gahunda - Inguzanyo ya AAA Ibisobanuro:

Amazina-6

Incamake

Gahunda ya DSCR (Igipimo cya Coverage Coverage).

Iyi niyo gahunda yoroshye muri gahunda zose zitari QM.

Amafaranga yinjiza / Imiterere y'akazi / Gusubiza imisoro ntabwo bisabwa.

Ingingo z'ingenzi

1) Amafaranga y'inguzanyo agera kuri $ 2M;
2) LTV igera kuri 75%;
3) Amanota y'inguzanyo 660 cyangwa arenga;
4) Irashobora gufunga ibigo;
5) Nta karimbi ku mubare wumutungo uterwa inkunga;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, na Condos zitemewe.

DSCR ni iki?

Waba uzi kuzuza inguzanyo yinguzanyo yinzu nta makuru yakazi ninjiza?
Ntabwo wujuje ibyangombwa byinguzanyo zisanzwe?
Waba uzi gahunda y'inguzanyo aribicuruzwa byoroshye?
Urashaka kumenya gukoresha inyandiko zagabanijwe kugirango wemererwe inguzanyo?
Birakugoye cyane kubona inguzanyo yo murugo muruganda rwawe?

Dutanga gahunda nziza yinguzanyo kugirango duhaze ibintu byingenzi byavuzwe haruguru - Gahunda ya DSCR. Nibicuruzwa bizwi cyane Non-QM mu nguzanyo zinguzanyo zinzu.

DSCR (Igipimo cy'Imyenda Coverage Ratio) yagenewe abashoramari b'imitungo inararibonye kandi yujuje ibisabwa abahawe inguzanyo bashingiye kumafaranga ava mumitungo gusa kugirango basesengure ingaruka ziterwa nishoramari. Uyu munsi, twibanze ku gusobanura ibisobanuro bya DSCR no kwerekana ibanga rya gahunda ya DSCR duhereye ku ishoramari ryinguzanyo zamazu.

Nigute ushobora kubara DSCR?

Ku nguzanyo zinguzanyo zamazu, DSCR bivuga igipimo cyamafaranga yubukode bwukwezi kumazu yishoramari hamwe namafaranga yose yimiturire (nkibanze, inyungu, umusoro wubutaka, ubwishingizi namafaranga yo gucunga (niba hari amafaranga atakoreshejwe mubyukuri, azandikwa nka 0)). Iyo igipimo kiri hasi, niko ibyago byinshi byinguzanyo. Irashobora kugaragazwa muri ibi bikurikira:

burambuye

Dutanga "Nta kigereranyo DSCR" kubakiriya bacu, bivuze ko igipimo gishobora kumanuka kugera kuri "0 ″. Mubicuruzwa byacu byinguzanyo bisanzwe, dukeneye kugereranya amafaranga twinjiza na PITIA ya buri kwezi (Ihame / Inyungu / Umusoro / Ubwishingizi / HOA) hamwe nindi myenda yinzu yatanzweho ingwate kugirango tumenye niba inguzanyo ishobora kuzuza ibisabwa.

DSCR

Inyungu za DSCR

Nta kigereranyo DSCR, ibicuruzwa byinguzanyo bitagenzura ibyinjira, nta bisabwa byinjiza uwagurijwe kuko bitarimo kubara DTI. Umubare ntarengwa wa DSCR urashobora kuba munsi ya 0. Nubwo amafaranga yubukode ari make, turashobora kubikora! Iri ni ihitamo ryiza kubaguriza bafite amafaranga make cyangwa imyenda myinshi.

Uretse ibyo, Abanyamahanga bemewe niyi gahunda, cyane cyane na viza ya F1. Niba uri umunyamahanga, kandi ukaba udashobora kwemererwa ninguzanyo isanzwe yinguzanyo, twandikire hanyuma ubone inguzanyo yawe.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

KUGURISHA AAA, twizera gusubiza abakiriya bacu bafite agaciro. Niyo mpamvu dutanga gahunda yubudahemuka iguhembera ikizere cyawe nubufatanye bukomeje natwe. Gahunda yacu yo kwizerwa yagenewe gukomeza gusezerana no gushimwa, itanga inyungu zidasanzwe hamwe nigabanywa kubakiriya bacu bagarutse. Ubwitange bwawe kuri AAA LENDINGS buramenyekana kandi burahembwa, kandi duharanira gukomeza inyungu zawe muri serivisi zacu uburambe. - Inguzanyo ya AAA itari QM DSCR (Igipimo cya Coverage Service Coverage Ratio) - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Cannes, Maka, Igifaransa, Ni icyitegererezo gikomeye kandi giteza imbere neza kwisi yose. Ntuzigere ubura ibikorwa byingenzi mugihe cyihuse, ni ngombwa kuri wewe ubuziranenge bwiza. Kuyoborwa nihame rya Prudence, Gukora neza, Ubumwe no guhanga udushya. isosiyete. ake imbaraga nziza zo kwagura ubucuruzi mpuzamahanga, kuzamura ishyirahamwe. rofit no kuzamura igipimo cyo kohereza hanze. Twizeye ko tugiye kugira ibyiringiro byiza no gukwirakwizwa kwisi yose mumyaka iri imbere.

-AAA Inguzanyo

Ubwiza bwibicuruzwa nibyiza, sisitemu yubwishingizi bwuzuye iruzuye, buri murongo urashobora kubaza no gukemura ikibazo mugihe gikwiye!
Inyenyeri 5

Na Polly ukomoka muri Arabiya Sawudite - 2017.06.22 12:49

Abakozi ba serivise yabakiriya bihangane cyane kandi bafite imyumvire myiza kandi itera imbere kubwinyungu zacu, kugirango tubashe gusobanukirwa neza ibicuruzwa hanyuma amaherezo twumvikanye, murakoze!
Inyenyeri 5

Na Odelette wo muri Bahrein - 2018.12.11 14:13