- Inguzanyo ya AAA Atari QM 12 cyangwa 24-Amezi Yumuntu / Gahunda Yumushinga wa Banki Yubucuruzi - Inguzanyo ya AAA Ibisobanuro:

Incamake
Abaguriza ku giti cyabo bafite inguzanyo nziza cyane amafaranga yinjiza ku musoro ntashobora kuzuza inzu nziza bashobora kugura. Wujuje ibisabwa 100% kubitsa konti yawe bwite na 50% kubitsa konti yubucuruzi (amezi 12 yikurikiranya).
Ingingo z'ingenzi
1) Amafaranga y'inguzanyo agera kuri $ 3M;
2) Kugera kuri 80% LTV;
3) Abikorera ku giti cyabo hamwe n'abaguriza 1099;
4) Amanota y'inguzanyo 660 cyangwa arenga;
5) Nta bubiko busabwa kuri LTV kuri 75% cyangwa munsi yayo;
6) No 4506T / Oya K1 / Nta P&L isabwa;
7) Nta MI (Ubwishingizi bw'inguzanyo).
Kuki duhitamo Amatangazo ya Banki?
Nubwo abafite amazu benshi bashobora kuzuza ibyangombwa byuzuye byinguzanyo zisanzwe, benshi ntibakurikiza amabwiriza ya Fannie na Freddie mugihe cyo gutanga inguzanyo. Ku bw'amahirwe, Inguzanyo zitari QM hamwe na banki zerekana ibyinjira byinjira ni ibisubizo byiza kuri aba baguriza badasanzwe.
Abikorera ku giti cyabo binjiza umushahara bafite uburambe bwo kwandika amafaranga menshi yubucuruzi hakurikijwe amategeko agenga imisoro. Kwandika amafaranga yakoreshejwe mubucuruzi yinjiza yose afasha abahawe inguzanyo kugabanya cyane imyenda yimisoro, kandi rimwe na rimwe byerekana igihombo rusange cyangwa inyungu mbi kumwaka. Imenyekanisha rya Banki Atari QM Inguzanyo izashobora gufasha aba baguriza kubona ibyangombwa byinguzanyo baterekanye imenyekanisha ryimisoro kandi bagakoresha impapuro zabo muri banki kugirango berekane amafaranga nyayo yubucuruzi bwabo.
Iyi gahunda yagenewe nde?
Iyi gahunda yagenewe abahawe inguzanyo bikorera ku giti cyabo kandi bakungukirwa n'ubundi buryo bwo gutanga inguzanyo. Inyandiko za banki zirashobora gukoreshwa muburyo bwo kumenyekanisha imisoro kugirango yandike uwagurijwe wenyine. Uretse ibyo, ibyemezo bya banki ku giti cye na / cyangwa ubucuruzi byemewe.
Nibura umwe mubagurijwe agomba kuba yikorera wenyine byibuze imyaka 2 (hamwe na 25% cyangwa nyirubwite) kugirango yemererwe niyi gahunda. Iki nikintu gisanzwe gisabwa kugirango umenye niba uwagurijwe ari uwikorera wenyine. Mu nguzanyo z'ikigo, duhora tuvuga K-1 cyangwa Gahunda G; mugihe ku nguzanyo zitari QM, dukenera buri gihe ibaruwa ya CPA kugirango tumenye nyirubwite.
Mubisanzwe, uwatanze inguzanyo yabara amafaranga yujuje ibisabwa afata impuzandengo yimibare yabikijwe na banki mumezi 12 cyangwa 24, hanyuma inshuro nyinshi zikoreshwa. Ibyo bigomba kuba uwagurijwe yujuje ibyangombwa byiyi gahunda.
Kubijyanye no gukoresha amafaranga, abashoramari benshi batari QM barashobora kugira igipimo gisanzwe nka 50%. Nubwo ibi aribyo dusabwa bisanzwe, ariko niba CPA yawe ishobora gutanga ibaruwa ifite impamvu zifatika, turashobora gutekereza kubitekerezo byoroshye bitewe nuburyo imiterere yubucuruzi ifite amafaranga make.
Nyamuneka nyamuneka hamagara itsinda ryacu kugirango dusesengure ku buntu amafaranga yinjira mbere yo gutanga inguzanyo kugirango ufashe neza abakiriya bawe.
Ibicuruzwa birambuye:
Ibicuruzwa bifitanye isano:
KUGURIZA AAA ntabwo gutanga inguzanyo gusa; turi umufatanyabikorwa wawe wubukungu. Dufata umwanya wo kumva intego zawe zamafaranga nibyifuzo byawe, dutanga ubuyobozi burenze inzira yo gusaba. Ibyo twiyemeje mu mibereho yawe y’amafaranga birenze kure cyane guhagarika amasezerano, kandi twiyemeje kugufasha kugera ku ntego zawe z'igihe kirekire, zaba nyir'amazu, ishoramari ry’imitungo itimukanwa, cyangwa guhuriza hamwe imyenda. - Inguzanyo ya AAA Atari QM 12 cyangwa 24-Amezi Yumuntu / Gahunda ya Banki Yubucuruzi - AAA Inguzanyo, Ibicuruzwa bizatanga ku isi yose, nka: Bangladesh, Liberiya, Zurich, twabonye umunsi wose kugurisha kumurongo kugirango tumenye neza ko serivisi ibanziriza kugurisha na nyuma yo kugurisha mugihe cyagenwe. Hamwe nizi nkunga zose, turashobora gukorera buri mukiriya ibicuruzwa byiza no kohereza mugihe hamwe ninshingano zikomeye. Kuba isosiyete ikura ikiri nto, ntidushobora kuba beza, ariko turagerageza uko dushoboye kugirango ube umufasha wawe mwiza.
Na Astrid wo muri Koweti - 2017.02.18 15:54 Isosiyete irashobora kugendana nimpinduka muri iri soko ryinganda, kuvugurura ibicuruzwa byihuse kandi igiciro kirahendutse, ubu ni ubufatanye bwacu bwa kabiri, nibyiza.
Na Dora wo muri Nijeriya - 2017.06.25 12:48 






