- Inguzanyo ya AAA HELOC - Inguzanyo ya AAA Ibisobanuro:

Incamake
Bisanzwe & Piggyback.
Gahunda ya HELOC ni Home Equity Line Yinguzanyo.
Ironderero. Igihe cyimyaka 30, 10 Yrs I / O Gushushanya Igihe gikurikirwa nimyaka 20 Amortisation.
* Ironderero: Igiciro cyambere cy'inguzanyo cyagendanye n'isoko.
Margin: Ukurikije ibihe byinguzanyo, Margin Min. 1%, Bimaze gukosorwa.
Ubuzima Bwuzuye Igipimo: 18%.
Igipimo cyubuzima bwose: 2,5%.
Ingingo z'ingenzi
1) Nta gihano cyo kwishyura mbere;
2) Ntamafaranga yumwaka;
3) Urugo rwibanze & Kwa kabiri biremewe;
4) Icyiza. HCLTV 85%;
5) Icyiza. Inguzanyo ingana na $ 350,000;
6) Min. FICO 680.
Amabwiriza yinjira
Ig Piggybacks ikurikiza ibisabwa byambere.
★ Ibisanzwe: Vuba aha ukwezi kwishura + umwaka ushize W2.
Inyandiko mvugo yimisoro irasabwa mugihe ukoresheje imenyekanisha ryimisoro kugirango ubone ibyangombwa.
Amabwiriza rusange
Inkomoko yikigereranyo cyinguzanyo zinguzanyo:https://www.wsj.com/ikimenyetso-data/ibigega/moneyrates
Charge Amafaranga yatangijwe ni “Max Point & Amafaranga 5%”.
1.5 $ 1.5m Max Yishyizwe hamwe.
Igipimo Cyubuzima Bwuzuye Igipimo: 18% cyangwa leta ntarengwa nubuzima bwubuzima bwa 2.5%.
★ Kugura ntibyemewe.
Ation Ikigereranyo cyo kugura: 1: 3 (0.125 yagabanutse ku gipimo, 0.375 igiciro ku giciro. Kugura-kugura 1.000% muri
igipimo.)
★ Igicuruzwa cya kabiri cyo kugura urugo nticyemewe kurubu
(1) Max DTI 43% yinguzanyo ntarengwa $ 250,000
(2) Icyitonderwa Igipimo + 2% P&I hejuru yimyaka 30 amortisation nkigipimo cyujuje ibisabwa.
(3) Umutungo / Amafaranga yo Gufunga / Kubika:
★ Piggybacks: kurikiza ibisabwa byambere.
★ Ibisanzwe: nta genzura ry'umutungo risabwa niba uwagurijwe yakiriye amafaranga-bitabaye ibyo (byibuze utange byibuze ukwezi kumezi y'umutungo utimukanwa werekana amafaranga ahagije yo gufunga)
(4) Inguzanyo yatinze: 0x30x24
Ibicuruzwa birambuye:
Ibicuruzwa bifitanye isano:
Ibyo twiyemeje gukorera mu mucyo birenze ibyiciro byambere byinguzanyo. Turemeza ko wunvise neza amasezerano yinguzanyo yawe, harimo igipimo cyinyungu, amafaranga, nigiciro cyo gufunga. Ntibitangaje kumunsi wo gusoza. Twiyemeje kuguha ibisobanuro bitaziguye, bidafite jargon, kuburyo ushobora kwizera neza kugendana namafaranga yo kugura inzu cyangwa gutunganywa. - AAA Inguzanyo HELOC - Inguzanyo za AAA, Ibicuruzwa bizatanga ku isi yose, nka: Oslo, Irani, Nijeriya, Uruganda rwacu rufite ubuso bwa metero kare 12.000, kandi rufite abakozi 200, muri bo hakaba harimo abayobozi 5 ba tekinike. Dufite ubuhanga bwo kubyara. Dufite uburambe bukomeye mu kohereza hanze. Murakaza neza kutwandikira kandi ikibazo cyawe kizasubizwa vuba bishoboka.
Na Madge wo muri Suriname - 2018.09.12 17:18 Gutanga ku gihe, gushyira mu bikorwa byimazeyo ingingo zamasezerano yibicuruzwa, byahuye nibihe bidasanzwe, ariko kandi bifatanya cyane, isosiyete yizewe!
Na Leona wo muri Madagasikari - 2018.09.16 11:31 







