- Inguzanyo ya AAA HELOC - Inguzanyo ya AAA Ibisobanuro:

Incamake
Bisanzwe & Piggyback.
Gahunda ya HELOC ni Home Equity Line Yinguzanyo.
Ironderero. Igihe cyimyaka 30, 10 Yrs I / O Gushushanya Igihe gikurikirwa nimyaka 20 Amortisation.
* Ironderero: Igiciro cyambere cy'inguzanyo cyagendanye n'isoko.
Margin: Ukurikije ibihe byinguzanyo, Margin Min. 1%, Bimaze gukosorwa.
Ubuzima Bwuzuye Igipimo: 18%.
Igipimo cyubuzima bwose: 2,5%.
Ingingo z'ingenzi
1) Nta gihano cyo kwishyura mbere;
2) Ntamafaranga yumwaka;
3) Urugo rwibanze & Kwa kabiri biremewe;
4) 1 Igice & Kugera kuri 85% HCLTV;
5) Icyiza. Inguzanyo ingana na $ 350,000;
6) Min. FICO 680.
Amabwiriza rusange
(1) Icyitonderwa Igipimo + 2% P&I mumyaka 30 amortisation nkigipimo cyujuje ibisabwa.
(2) Umutungo / Amafaranga yo Gufunga / Kubika:
★ Piggybacks: kurikiza ibisabwa byambere.
★ Standalone: nta genzura ry'umutungo risabwa niba uwagurijwe yakiriye amafaranga-hanze (ubundi utange byibuze ukwezi kumwe kumenyekanisha umutungo utimukanwa werekana amafaranga ahagije yo gufunga).
(3) Isuzuma / Agaciro k'umutungo:
Ig Piggybacks: kurikiza amabwiriza ya FNMA / FHLMC.
①AVM na raporo yimbere yumutungo muto (harimo amafoto) yanditswe muminsi 120 uhereye umunsi wanditse.
NIsuzuma (rishobora kuba desktop, igenzura ryo hanze na / cyangwa ubugenzuzi bwimbere) ryujujwe nisuzuma ryemewe / ryemewe na leta ryanditswe mugihe cyumwaka umwe uhereye umunsi wanditse.
★ Bisanzwe:
1) AVM na raporo yumutungo muto ntarengwa (harimo amafoto).
)
★ Ku mbibi zinguzanyo> $ 250.000, byuzuye FNMA 1004 cyangwa FHLMC 70 hamwe nimbere & hanze kugenzura birimo amafoto yamabara.
(4) Umutwe ntushobora gufatwa mwizina ryizere.
.
(6) Inguzanyo igomba kuba kumwanya wa kabiri.
(7) Ntamafaranga yumwaka.
(8) Gukodesha ntabwo byemewe.
(9) Kwishura bizatangwa ku ya 15 ya buri kwezi.
(10) 5% yubukererwe azasuzumwa kumunsi wo kwishyura + iminsi 15 (keretse niba hari leta isabwa cyane).
(11) Ubuzima Bwose. Igipimo: 18% cyangwa leta ntarengwa na Lifetime Rate Igorofa 2.5%.
(12) Nta Kwishyura mbere.
Ibicuruzwa birambuye:
Ibicuruzwa bifitanye isano:
Igihe cyawe ni icy'agaciro, kandi turabyubaha. Ku nguzanyo ya AAA, twiyemeje kunonosora inzira yinguzanyo kugirango tubone umwanya n'imbaraga. Porogaramu yacu kumurongo irashimisha abakoresha kandi yateguwe muburyo bworoshye. Urashobora kurangiza gusaba kumuvuduko wawe, uhereye kumurugo wawe cyangwa mubiro. Turabizi ko ufite ubuzima buhuze, kandi tugamije gukora inzira yinguzanyo ishishikaje, ikora neza, kandi igatwara igihe. - Inguzanyo ya AAA HELOC - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Gambiya, Sloveniya, Honduras, Gukorana n’ibicuruzwa byiza, uruganda rwacu ni amahitamo yawe meza. Murakaza neza kandi mfungura imipaka y'itumanaho. Turi abafatanyabikorwa beza bateza imbere ubucuruzi bwawe kandi dutegereje ubufatanye bwawe buvuye ku mutima.
Na Gloria wo muri Marseille - 2018.11.22 12:28 Imyifatire yubufatanye bwabatanga isoko nibyiza cyane, yahuye nibibazo bitandukanye, burigihe yiteguye gufatanya natwe, kuri twe nkImana nyayo.
Na Elma wo muri Malta - 2018.06.26 19:27 






