Ibicuruzwa byinshi - AAA Gutiza HELOC - AAA Gutanga Inguzanyo numushoramari

Ibicuruzwa birambuye

Ibyo twiyemeje kuba indashyikirwa no kwitangira abakiriya bacu byaduteye kwagura ibikorwa byacu muri leta 45, nka Arizona, California, Washington DC, Florida, Nevada, na Texas, n'ibindi. Ariko, intsinzi yacu ntabwo isobanurwa numubare gusa. Isubiramo ritabarika ryiza hamwe nijambo rikomeye kumunwa twabonye twabonye nk'ikimenyetso cyo kwizerana n'icyizere isoko ryadushizemo.Inguzanyo ya Broker Gahunda yuburezi,Inguzanyo zitanga inguzanyo,Massachusetts Mortgage Broker Cyangwa Utanga Inguzanyo, KUGURISHA AAA, twizera ko gutunga amazu bigomba kuba ibintu bishimishije kandi byuzuye. Kugirango ushishikarire kandi ushimishe mururwo rugendo, turatanga uburyo bwihariye kubaturage ba nyiri urugo. Ihuze nabandi munzira imwe, dusangire ubunararibonye, kandi uvumbure ubushishozi bwingenzi kugirango urugendo rwa nyiri urugo rwawe rugushishikaze kandi rugahuza. Inzu yawe ntabwo ari umutungo gusa; ni umuganda nubuzima, kandi turi hano kugirango urwo rugendo rurusheho gushimisha.

- Inguzanyo ya AAA HELOC - Inguzanyo ya AAA Ibisobanuro:

Heloc

Incamake

HELOC.

Gahunda ya HELOC ni Home Equity Line Yinguzanyo.
Ironderero. Igihe cyimyaka 30, 10 Yrs I / O Gushushanya Igihe gikurikirwa nimyaka 20 Amortisation.

* Ironderero: Igiciro cyambere cy'inguzanyo cyagendanye n'isoko.
Margin: Ukurikije ibihe byinguzanyo, Margin Min. 1%, Bimaze gukosorwa.
Ubuzima Bwuzuye Igipimo: 18%.
Igipimo cyubuzima bwose: 2,5%.

Ibisobanuro

1) Nka karita yinguzanyo ntarengwa
2) Nta gihano cyo kwishyura mbere
3) Ntamafaranga yumwaka
4) Ibanze & Urugo rwa kabiri bujuje ibisabwa
5) 1 Igice & Kugera kuri 90% HCLTV
6) Inguzanyo ntarengwa ya $ 350,000
7) Min. FICO 680
8) Piggyback nayo irahari

Niyihe mpamvu yo guhitamo iyi gahunda?

Muri rusange, HELOC irashobora kuba amahitamo meza kubaguriza mugihe inyungu yibicuruzwa byinshi muri rusange bizamuka.

Amabwiriza rusange

(1) Icyitonderwa Igipimo + 2% P&I hejuru yimyaka 30 amortisation nkigipimo cyujuje ibisabwa.
(2) Umutungo / Amafaranga yo Gufunga / Kubika:
★ Piggybacks: kurikiza ibisabwa byambere
★ Ibisanzwe: nta genzura ry'umutungo risabwa niba uwagurijwe yakiriye amafaranga-bitabaye ibyo (byibuze utange byibuze ukwezi kumezi y'umutungo utimukanwa werekana amafaranga ahagije yo gufunga)
(3) Isuzuma / Agaciro k'umutungo
Ig Piggybacks: kurikiza amabwiriza ya FNMA / FHLMC (ukurikije ubwoko bwibitekerezo bya AUS byatanzwe) usibye AAA LENDINGS ntizemera gusiba. Niba AUS yemeye kureka isuzumabumenyi, noneho utange: ①AVM na raporo yimiterere yumutungo muto ntarengwa (harimo amafoto) yanditswe mugihe cyiminsi 120 uhereye umunsi wanditseho inyandiko cyangwa ② isuzuma (rishobora kuba desktop, ubugenzuzi bwimbere na / cyangwa ubugenzuzi bwimbere) ryujujwe nisuzuma ryemewe / ryemewe na leta ryanditswe mugihe cyumwaka umwe wanditse.
★ Ibisanzwe: 1) AVM na raporo yumutungo muto ntarengwa (harimo amafoto) cyangwa 2) isuzumabumenyi (rishobora kuba desktop, ubugenzuzi bwimbere na / cyangwa ubugenzuzi bwimbere) ryujujwe nisuzuma ryemewe / ryemewe na leta ryanditswe mugihe cyumwaka umwe wanditse.
★ Ku mbago zinguzanyo> $ 250,000, FNMA 1004 yuzuye cyangwa FHLMC 70 hamwe nimbere & hanze igenzura irimo amafoto yamabara asabwa
(4) Umutwe ntushobora gufatwa mwizina ryizere.
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(6) Inguzanyo igomba kuba kumwanya wa kabiri.
(7) Ntamafaranga yumwaka
(8) Ubukode ntibujuje ibisabwa
(9) Kwishura bizatangwa ku ya 15 ya buri kwezi
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(12) Nta Kwishyura mbere.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Ibyo twiyemeje gukorera mu mucyo birenze ibyiciro byambere byinguzanyo. Turemeza ko wunvise neza amasezerano yinguzanyo yawe, harimo igipimo cyinyungu, amafaranga, nigiciro cyo gufunga. Ntibitangaje kumunsi wo gusoza. Twiyemeje kuguha ibisobanuro bitaziguye, bidafite jargon, kuburyo ushobora kwizera neza kugendana namafaranga yo kugura inzu cyangwa gutunganywa. - Inguzanyo ya AAA HELOC - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Tuniziya, Kenya, Qatar, Turizera ko dushobora gushyiraho ubufatanye burambye nabakiriya bose. Kandi twizere ko dushobora kuzamura irushanwa no kugera ku ntsinzi-hamwe hamwe nabakiriya. Twakiriye neza abakiriya baturutse impande zose z'isi kugirango batwandikire kubintu byose ukeneye!

-AAA Inguzanyo

Ibicuruzwa bitandukanye biruzuye, byiza kandi bihendutse, gutanga birihuta kandi transport ni umutekano, nibyiza cyane, twishimiye gufatanya nisosiyete izwi!
Inyenyeri 5

Na Joanne wo muri Arijantine - 2018.07.12 12:19

Ibicuruzwa byibanze bitanga isoko birahamye kandi byizewe, burigihe byahuye nibisabwa nisosiyete yacu gutanga ibicuruzwa byujuje ubuziranenge.
Inyenyeri 5

Na Beatrice wo muri Alubaniya - 2018.06.09 12:42