- Inguzanyo ya AAA HELOC - Inguzanyo ya AAA Ibisobanuro:

Incamake
Bisanzwe & Piggyback.
Gahunda ya HELOC ni Home Equity Line Yinguzanyo.
Ironderero. Igihe cyimyaka 30, 10 Yrs I / O Gushushanya Igihe gikurikirwa nimyaka 20 Amortisation.
* Ironderero: Igiciro cyambere cy'inguzanyo cyagendanye n'isoko.
Margin: Ukurikije ibihe byinguzanyo, Margin Min. 1%, Bimaze gukosorwa.
Ubuzima Bwuzuye Igipimo: 18%.
Igipimo cyubuzima bwose: 2,5%.
Ingingo z'ingenzi
1) Nta gihano cyo kwishyura mbere;
2) Ntamafaranga yumwaka;
3) Urugo rwibanze & Kwa kabiri biremewe;
4) 1 Igice & Kugera kuri 85% HCLTV;
5) Icyiza. Inguzanyo ingana na $ 350,000;
6) Min. FICO 680.
Amabwiriza rusange
(1) Icyitonderwa Igipimo + 2% P&I mumyaka 30 amortisation nkigipimo cyujuje ibisabwa.
(2) Umutungo / Amafaranga yo Gufunga / Kubika:
★ Piggybacks: kurikiza ibisabwa byambere.
★ Standalone: nta genzura ry'umutungo risabwa niba uwagurijwe yakiriye amafaranga-hanze (ubundi utange byibuze ukwezi kumwe kumenyekanisha umutungo utimukanwa werekana amafaranga ahagije yo gufunga).
(3) Isuzuma / Agaciro k'umutungo:
Ig Piggybacks: kurikiza amabwiriza ya FNMA / FHLMC.
①AVM na raporo yimbere yumutungo muto (harimo amafoto) yanditswe muminsi 120 uhereye umunsi wanditse.
NIsuzuma (rishobora kuba desktop, igenzura ryo hanze na / cyangwa ubugenzuzi bwimbere) ryujujwe nisuzuma ryemewe / ryemewe na leta ryanditswe mugihe cyumwaka umwe uhereye umunsi wanditse.
★ Bisanzwe:
1) AVM na raporo yumutungo muto ntarengwa (harimo amafoto).
)
★ Ku mbibi zinguzanyo> $ 250.000, byuzuye FNMA 1004 cyangwa FHLMC 70 hamwe nimbere & hanze kugenzura birimo amafoto yamabara.
(4) Umutwe ntushobora gufatwa mwizina ryizere.
.
(6) Inguzanyo igomba kuba kumwanya wa kabiri.
(7) Ntamafaranga yumwaka.
(8) Gukodesha ntabwo byemewe.
(9) Kwishura bizatangwa ku ya 15 ya buri kwezi.
(10) 5% yubukererwe azasuzumwa kumunsi wo kwishyura + iminsi 15 (keretse niba hari leta isabwa cyane).
(11) Ubuzima Bwose. Igipimo: 18% cyangwa leta ntarengwa na Lifetime Rate Igorofa 2.5%.
(12) Nta Kwishyura mbere.
Ibicuruzwa birambuye:
Ibicuruzwa bifitanye isano:
Mwisi yinguzanyo zinguzanyo, kugerwaho ningenzi. Ihuriro ryinguzanyo ya digitale yateguwe muburyo bworoshye. Urashobora gusaba inguzanyo, kohereza inyandiko, no gukurikirana iterambere ryinguzanyo kumurongo, byose uhereye kumurugo wawe. Twashizeho ubunararibonye bwa digitale igushira kugenzura, ukemeza ko ushobora gucunga ibyifuzo byawe byinguzanyo kumuvuduko wawe, 24/7. - AAA Inguzanyo HELOC - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: panama, Amerika, Peru, Dushingiye ku ihame ngenderwaho ryujuje ubuziranenge nurufunguzo rwiterambere, duhora duharanira kurenga kubyo abakiriya bacu bategereje. Nkibyo, turasaba tubikuye ku mutima ibigo byose byifuza kutwandikira kugirango dufatanye ejo hazaza, Twishimiye abakiriya bashaje kandi bashya gufatana hamwe gushakisha no kwiteza imbere; Kubindi bisobanuro, nyamuneka twandikire. Murakoze. Ibikoresho bigezweho, kugenzura ubuziranenge bukomeye, serivisi-yerekanisha abakiriya, incamake yibikorwa no kunoza inenge hamwe nuburambe bunini bwinganda bidushoboza kwemeza ko abakiriya banyurwa kandi bakamenyekana, ibyo bikaba bituzanira ibicuruzwa byinshi ninyungu. Niba ushishikajwe nibicuruzwa byacu, nyamuneka twandikire. Kubaza cyangwa gusura isosiyete yacu murakaza neza. Turizera rwose ko tuzatangira gutsindira inyungu-ubucuti nawe. Urashobora kubona ibisobanuro birambuye kurubuga rwacu.
Bya Daniel Coppin ukomoka muri Nepal - 2018.11.11 19:52 Hamwe nimyumvire myiza yo kureba isoko, kwita kumigenzo, kwita kubumenyi, isosiyete ikora cyane kugirango ikore ubushakashatsi niterambere. Twizere ko dufitanye umubano wubucuruzi no kugera kubitsinzi.
Na Stephanie wo muri Hongiriya - 2018.09.21 11:01 





