Ibicuruzwa byinshi - AAA Gutiza HELOC - AAA Gutanga Inguzanyo numushoramari

Ibicuruzwa birambuye

KUGURISHA AAA, twizera gusubiza abakiriya bacu bafite agaciro. Niyo mpamvu dutanga gahunda yubudahemuka iguhembera ikizere cyawe nubufatanye bukomeje natwe. Gahunda yacu yo kwizerwa yagenewe gukomeza gusezerana no gushimwa, itanga inyungu zidasanzwe hamwe nigabanywa kubakiriya bacu bagarutse. Ubwitange bwawe kuri AAA LENDINGS buramenyekana kandi burahembwa, kandi duharanira gukomeza inyungu zawe muri serivisi zacu uburambe.Icyemezo cyo gutanga inguzanyo,Inguzanyo nziza,Inguzanyo zinguzanyo zisabwa, KUGURISHA AAA, twizera ko gutunga amazu bigomba kuba ibintu bishimishije kandi byuzuye. Kugirango ushishikarire kandi ushimishe mururwo rugendo, turatanga uburyo bwihariye kubaturage ba nyiri urugo. Ihuze nabandi munzira imwe, dusangire ubunararibonye, kandi uvumbure ubushishozi bwingenzi kugirango urugendo rwa nyiri urugo rwawe rugushishikaze kandi rugahuza. Inzu yawe ntabwo ari umutungo gusa; ni umuganda nubuzima, kandi turi hano kugirango urwo rugendo rurusheho gushimisha.

- Inguzanyo ya AAA HELOC - Inguzanyo ya AAA Ibisobanuro:

Heloc

Incamake

HELOC.

Gahunda ya HELOC ni Home Equity Line Yinguzanyo. Ironderero. Igihe cyimyaka 30, 10 Yrs I / O Gushushanya Igihe gikurikirwa nimyaka 20 Amortisation.

Ibisobanuro

1) Nka karita yinguzanyo ntarengwa
2) Nta gihano cyo kwishyura mbere
3) Ntamafaranga yumwaka
4) Ibanze & Urugo rwa kabiri bujuje ibisabwa
5) 1 Igice & Kugera kuri 90% HCLTV
6) Inguzanyo ntarengwa ya $ 350,000
7) Min. FICO 680
8) Piggyback nayo irahari

* Ironderero: Igiciro cyambere cy'inguzanyo cyagendanye n'isoko.
Margin: Ukurikije ibihe byinguzanyo, Margin Min. 1%, Bimaze gukosorwa.
Ubuzima Bwuzuye Igipimo: 18%.
Igipimo cyubuzima bwose: 2,5%.

Niyihe mpamvu yo guhitamo iyi gahunda?

Muri rusange, HELOC irashobora kuba amahitamo meza kubaguriza mugihe inyungu yibicuruzwa byinshi muri rusange bizamuka.

Amabwiriza rusange

(1) Icyitonderwa Igipimo + 2% P&I hejuru yimyaka 30 amortisation nkigipimo cyujuje ibisabwa.
(2) Umutungo / Amafaranga yo Gufunga / Kubika:
★ Piggybacks: kurikiza ibisabwa byambere
★ Ibisanzwe: nta genzura ry'umutungo risabwa niba uwagurijwe yakiriye amafaranga-bitabaye ibyo (byibuze utange byibuze ukwezi kumezi y'umutungo utimukanwa werekana amafaranga ahagije yo gufunga)
(3) Isuzuma / Agaciro k'umutungo
Ig Piggybacks: kurikiza amabwiriza ya FNMA / FHLMC (ukurikije ubwoko bwibitekerezo bya AUS byatanzwe) usibye AAA LENDINGS ntizemera gusiba. Niba AUS yemeye kureka isuzumabumenyi, noneho utange: ①AVM na raporo yimiterere yumutungo muto ntarengwa (harimo amafoto) yanditswe mugihe cyiminsi 120 uhereye umunsi wanditseho inyandiko cyangwa ② isuzuma (rishobora kuba desktop, ubugenzuzi bwimbere na / cyangwa ubugenzuzi bwimbere) ryujujwe nisuzuma ryemewe / ryemewe na leta ryanditswe mugihe cyumwaka umwe wanditse.
★ Ibisanzwe: 1) AVM na raporo yumutungo muto ntarengwa (harimo amafoto) cyangwa 2) isuzumabumenyi (rishobora kuba desktop, ubugenzuzi bwimbere na / cyangwa ubugenzuzi bwimbere) ryujujwe nisuzuma ryemewe / ryemewe na leta ryanditswe mugihe cyumwaka umwe wanditse.
★ Ku mbago zinguzanyo> $ 250,000, FNMA 1004 yuzuye cyangwa FHLMC 70 hamwe nimbere & hanze igenzura irimo amafoto yamabara asabwa
(4) Umutwe ntushobora gufatwa mwizina ryizere.
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(6) Inguzanyo igomba kuba kumwanya wa kabiri.
(7) Ntamafaranga yumwaka
(8) Ubukode ntibujuje ibisabwa
(9) Kwishura bizatangwa ku ya 15 ya buri kwezi
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(12) Nta Kwishyura mbere.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

KUGURISHA AAA, twizera gusubiza abakiriya bacu bafite agaciro. Niyo mpamvu dutanga gahunda yubudahemuka iguhembera ikizere cyawe nubufatanye bukomeje natwe. Gahunda yacu yo kwizerwa yagenewe gukomeza gusezerana no gushimwa, itanga inyungu zidasanzwe hamwe nigabanywa kubakiriya bacu bagarutse. Ubwitange bwawe kuri AAA LENDINGS buramenyekana kandi burahembwa, kandi duharanira gukomeza inyungu zawe muri serivisi zacu uburambe. - AAA Inguzanyo HELOC - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Jeddah, Auckland, Salt Lake City, Itsinda ryacu ryubwubatsi ryumwuga rizahora ryiteguye kugukorera inama no gutanga ibitekerezo. Turashoboye kandi kuguha nurugero rwubusa rwose kugirango uhuze ibyo usabwa. Imbaraga nziza zishobora kubyara umusaruro kugirango uguhe serivisi nziza nibicuruzwa. Kubantu bose batekereza kubigo byacu nibicuruzwa, nyamuneka twandikire utwoherereza imeri cyangwa utwandikire vuba. Nuburyo bwo kumenya ibicuruzwa byacu kandi bihamye. byinshi cyane, urashobora kuza muruganda rwacu kugirango ubimenye. Tuzahora twakira abashyitsi baturutse impande zose zisi kubucuruzi bwacu kugirango twubake umubano wibigo natwe. Nyamuneka nyamuneka kutumenyesha kubucuruzi kandi twizera ko tugiye gusangira ubunararibonye bwubucuruzi bwo hejuru nabacuruzi bacu bose.

-AAA Inguzanyo

Ibikoresho byuruganda byateye imbere muruganda kandi ibicuruzwa nibikorwa byiza, byongeye kandi igiciro gihenze cyane, agaciro kumafaranga!
Inyenyeri 5